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- Customer loans are classified on a Depository Institution (DI)'s balance sheet as Select one: A. liabilities, because the customer may default on the loan. B. assets, because the DI earns servicing fees on the loan. C. assets, because the DI's major asset is its client base. D. assets, because DIs originate and monitor loan portfolios. E. liabilities, because the DI must transfer funds to the borrower at the initiation of the loan.which of the following source of finance comes with a line of credit ? a. Credit card b. Mutual Fund c. Commercial Paper d. Supplier creditGoing to a bank and applying for a mortgage loan would be an example of what type of financing? Group of answer choices Equity Financing Debt Financing Liquidiity Financing Abraham Lincoln
- A credit union is an example of: Select one: a. an Authorised Depository Institution (ADI). b. a Unit Trust. c. a Contractual Savings Institution. d. a Finance Company.14) Commercial banks grant short-term finance to business firms which is known as __________. a. Institutional credit b. Personal credit c. All d. Bank creditCommercial banks are the principal providers of loan finance to the household sector. Identify five different types of loan finance that a bank offers to individuals. Briefly explain the structure and operation of each of these types of loans.
- Investigate the procedures in your financial institution in granting credit cards and the possible benefits and drawbacks to the institution.What are the 5 Cs of credit that are sometimes used by bankers and others to determine whether a potential loan will be repaid?Loan structuring is the process of designing a loan to satisfy the financing demands of a business borrower. At the same time, it tries to protect the lender against losses caused by the borrower's refusal to repay the debt, as well as the interest and fees associated with it. Determine the process of credit facilities structuring that takes place in the bank.