Affordable Care Act ( Aca ) Clause That Allows People Under The Age Of 26

The United States spends far more money on healthcare than any other developed country and despite the large amounts spent the United States has the poorest health outcomes and highest risk factors (Stone, 2017). When compared to other countries the United States has the lowest life expectancy at birth, the largest population of obese, and the highest number of people over the age of 65 with chronic health conditions. Many health disparities exist in the country due to socioeconomic status. The Affordable Care Act (ACA) law was passed in 2009 and implemented in 2010 in an effort to decrease the number of people uninsured (Parekh, 2017). Since, 2010 the rate of uninsured people in the United States has

In 2010 the Affordable Care Act (ACA), also known as Obamacare, was signed into act to help reform healthcare in the United States. Before and after the act was effective, many people were concerned with how it would affect our country as a whole and on an individual basis. Many people say that the ACA is helping our country and others are not so sure. The goal of the act is to give millions of uninsured Americans access to quality health care and by also making it more affordable. Although there seems to be many positives from this act, not everyone agrees that it was the greatest idea to obtain optimal health status. As many people know, children are now allowed to stay on their parents insurance until they are twenty-six years old.

The Affordable Care Act, also known as Obamacare, is an act passed by president Barack Obama on March 23, 2010. This act, which provides affordable health insurance to Americans, was passed for three primary reasons. These reasons are to reduce the number of individuals in the United States who currently are not covered by some form of health insurance, to improve the availability and quality of existing health care programs, and to reduce the cost of health care to individuals and the government (“Patient Protection”, 2014). The Affordable Care Act has been successful in some ways, but ineffective in other ways since it was passed in March of 2010. For example, Obamacare has helped expand Medicaid and has helped those who have Medicare. However, this act has had a negative impact on the uninsured and on insurance premiums. In addition, some small businesses have benefited from this act, while others have had a negative effect. The Affordable Care Act has many pros, but it also has some cons, which is why there are still some changes and ideas that I would like to see implemented in our healthcare system.

This act contains a new “Patient’s Bill of Rights” granting Americans both stability and flexibility needed in order for them to make educated decisions regarding their own health care [4]. Thus, the ACA makes health care a possibility for everyone no matter what their race, religion, income or sex. It allows approximately 32 million uninsured Americans to be able to get some type of insurance coverage through a public program such as Medicaid or Medicare, through their employer or by purchasing coverage from their State's Health Insurance Marketplace [5]. It also allows young Americans to stay on their parent’s health insurance plan until the age of 26 [5]. It improves the care for seniors through expanding free preventive services programs [6] and affords crucial changes to women’s health by mandating coverage of preventive health care measures at no cost to the patient (e.g., breastfeeding supplies, pre- and post-natal care, mammograms, etc.) [7]. In addition, the ACA puts an end to abuses of insurance companies by putting into place new standards for commercial insurers, like the lifting of lifetime coverage limits and striking down pre-existing condition exclusion clauses

The Affordable Care Act (ACA), also known as Obamacare, was officially signed into legislation in March 2010. The ACA was a major step in achieving a system of universal healthcare, which essentially means all citizens are provided with healthcare and financial protection. In the 1960’s America introduced the Medicare and Medicaid programs, which helped guarantee some type of medical insurance cover for the very poor (Medicaid) and elderly (Medicare). Even though programs like these assisted in covering the most vulnerable groups of people, many Americans still did not have healthcare insurance. The goal of the ACA reform is to ensure that all Americans are covered by some form of health insurance. The ACA promises healthcare access to

Affordable Care Act (ACA), often known as Obamacare, was signed by President Obama in 2010. The goal of the Act is to increase the number of individuals with health insurance to the point where all Americans are insured by providing quality healthcare at an affordable price. Despite its good intent, the ACA is not as perfect as it may appear. In this paper, I will list the main features of the Act, its pros and cons, and how it affects you as an individual and discuss the King vs. Burwell lawsuit.

The Affordable Care Act or ACA is a federal statute initiated by President Barack Obama, its intended effects were to supply medical coverage at a low cost to millions of Americans who could not afford access to healthcare. There are a variety of economic and scholarly opinions regarding the ACA’s effect on the healthcare market. Many of these viewpoints have changed over the course of Obama’s presidency as the statute began to affect individuals and the healthcare market.

The purpose of The Affordable Care Act (ACA) is to increase access and make it more affordable for all Americans. Unfortunately, the US health care delivery system lacks the ability to plan, direct, and coordinate from a central agency making it difficult for citizens to obtain health coverage. For that reason, The Affordable Care Act in 2010 became the most extensive health care reform in US history with its main objective to reduce the number of uninsured. The ACA permitted some standards in the health care delivery system to achieve universal coverage. Some examples were authorizing health insurances to start covering children and young adults below the age of 26 under their parents’ health insurance plans also allowing the law to lower

The Affordable Care Act has already created much history within the five years since it was passed into law. On March 23, 2010 The Affordable Care Act was passed into law (Clemmitt, “Health-Care Reform”, 505-28). With it came many new laws and regulations regarding health insurance. The law says that United States Citizens must buy health insurance unless one is enrolled on Medicaid or Medicare. If they choose not to buy insurance, they will face a fine that is adjusted to your income (Clemmitt, “Health-Care Reform”, 505-28). The Democrats, who mostly support the law, argue that the law will insure 32 of the 45 million people in the United States who are uninsured by expanding medicaid, providing subsidies to lower and middle class families to make insurance more affordable, and regulating insurance markets where people without employer sponsored insurance can buy subsidized coverage (Clemmitt, “Health-Care Reform”, 505-28). The Republicans, who mostly oppose the law,

This law was implemented in September 2010. Until then, young non-student adults were dropped from their parents’ private insurance at age 19 and students at age 23(Barbaresco et al, 2015). Studies have shown that the implementation of this provision would help reduce the rates of mortality and morbidity, improve regular access to healthcare without financial constraints and a healthier transition to adulthood (Carlson et al, 2014). By expanding protection scope choices, supporters of the ACA are idealistic that entrance to social insurance will likewise increment. Early ACA information underpins expanded human services get to and use, as less young adults report postponing or doing without medical care because of cost (Carlson et al, 2014). The ACA provision to expand coverage for young adults pledges guarantee for enhancing access to preventive care. Due to the ACA, an extensive variety of preventive services is accessible, with no copayment, to young adult with private insurance and the individuals who are recently qualified through Medicaid in states embracing the ACA Medicaid extension (Lau et al,

Where will I go when I’m sick? Who can I rely on, my government or myself? Will I have to choose between paying bills and the health of my family? The United States of America’s government’s Affordable Care Act is attempting to remove that question from every citizen’s mind. The ACA will allow lifesaving and non-emergency medical treatments to be at the fingertips of every tax paying American. It will make healthcare a right, not just a luxury. Although these may seem like outstanding qualities, is it really all that it is made out to be? “The Affordable Care Act (ACA), officially called The Patient Protection and Affordable Care Act (PPACA), is a US law that reforms both the healthcare and health insurance industries in America. The law increases the quality, availability, and affordability of private and public health insurance to over 44 million uninsured Americans through its many provisions which include new regulations, taxes, mandates, and subsidies (PAR 2, Obamacare Facts).” With that being said, I will discuss the controversies seen from both parties in relation to the Affordable Care Act, and bring forth many important factors such as: the benefits and consequences, the cost of the ACA and the coverage actually received, and the future of the Health Care System in a world with Obamacare. The purpose of this paper is to give information in an unbiased manner in relation to the Affordable Care Act.

The Affordable Care Act (ACA) was enacted in March, 2010. The purpose of this law is to reform public and private health insurance systems resulting in expanded coverage for millions of Americans by the year 2023. Full implementation of the Act, will result in a reduction of the number of uninsured U.S. citizens by more than one-half (Rosenbaum, 2011). The ACA “expands Medicaid eligibility to include all individuals and families with incomes up to 133 percent of the poverty level” (Riggin, 2013).

The Affordable Healthcare Act is has improved our health care system in many ways. One of the most obvious improvements is in America today we have more people with healthcare coverage than ever before. Per the video we have 90% of Americans have health care today, which is an increase in 20 million Americans with health insurance. Per Health and Humana services (March 2016). That part of this increase can be contributed to ACA many changes. One change in particular is allowing young adults under the age of 26 to stay on their parent’s health insurance plans. This change alone enabled 2.3 million young adults to now have affordable insurance though their parents. This change resulted in reduction of 46.5% of young adults from 2013 to 2016. In addition, Health and Humana Services statists point out that the uninsured rate for Blacks dropped more than 50% which equals 3 million black Americans now have health coverage. Health and Humana service also noted that with the Hispanic population there was also an increase of 4 million Hispanic adults obtaining coverage and an increase of 8.9 white adults obtaining health care coverage. In addition to the increased numbers of Americans obtaining insurance those who utilized their health insurance also experienced that additional preventative health service were now covered at 100% and would not go towards one’s deductible, thus forcing and individual to pay out of pocket for said services. One item that I have benefited from is

The ACA has several important expanded coverage features. Most notably, the new law keeps young adults, 26 years of age and younger, on their parent’s health insurance plan. This particular aspect of the reform allowed up to 3 million young adults to remain covered on their parent’s plan which mean 3 million more people had access to primary care, urgent care, and medication. This was a huge increase from 2010 in which 30% of young Americans between the ages of 19 and 29 had no health insurance coverage. (ObamaCare Young Adults. 2010). Additional features of increased coverage under the ACA was the

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%