The Affordable Healthcare Act (ACA) is a controversial issue to many. There are many pros and cons to the law and for discussion board purposes I will choose one benefit for community health. The ACA was established in 2010 by President Barak Obama and the enactment of the law may prove to be the most important event that affects future of healthcare in the United States (Blumenthal, Abrams & Nuzum, 2015). The greatest benefit to me that affects communities is the expansion of healthcare coverage to many citizens. There is an estimated 16.4 million citizens that have gained coverage through this law (Blumenthal, Abrams & Nuzum, 2015). The greatest coverage gains are through vulnerable populations including the young and those with low socioeconomic status which encompasses many …show more content…
The young population gained coverage when young adults became eligible to join their parent’s policies. Now parents with children under the age of 26 may cover their children regardless of dependency status identified by tax filings (Blumenthal, Abrams, & Nuzum, 2015). This is a huge benefit because young adults in the past would lose their coverage before they could secure employment with benefits after school. In addition states are now able to expand their Medicaid programs, this has provided coverage for an additional 10.8 million Americans (Blumenthal, Abrams & Nuzum, 2015). Many adults who are seeking coverage through the ACA find that they are in fact eligible for Medicaid which greatly reduces out of pocket expenses to families which motivates individuals to be proactive in their own healthcare. Another benefit to note is the elimination of discrimination against persons with preexisting conditions and eliminating the financial limits on care (Blumenthal, Abrams & Nuzum, 2015). By discriminating against preexisting conditions and eliminating financial limits on care citizens are able to receive the coverage they need regardless of their health
Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the
The Affordable Care Act that is commonly known as the Obamacare can be explained as healthcare declaration that was enacted by the Federal government on 23rd March 2010. The main objective of the Act was to reform the US health systems by offering and bettering access to quality and affordable health care, health insurance, and by offering American citizens with more rights and safeguards by minimizing healthcare expenses for both the government as well as the American residents. Moreover, it can also be pointed out that the Act also aimed extending private and public insurance coverage while also regulating the insurance sector. Nevertheless, since enactment of the Act, the Act has been heaving criticized by some quarters to the extent that some political leaders in the USA have expressed their views on repealing the Act (Everett and Dawsey, 2017). Nevertheless, it can also be pointed out that there are those who strongly support the Act and give different reasons to explain the reasons why they are in support of the Act. This essay focuses on the topic of Obamacare and discusses in detail the reasons why the Act should be ammended.
There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.
Most people do not know how the Affordable Care Act (ACA) will affect them because the main groups of people that are affected are the uninsured population and vulnerable population. The number of vulnerable populations is increasing and if the establishment of policies and programs fail to improve the health of this population, then it will be extremely difficult to contain the cost of care in the United States (Knickman & Kovner, 2015). The goals of the ACA are to significantly
The Affordable Care Act (ACA) is the new health care reform law in America, which is often called Obamacare. The Affordable Care Act (ACA) is a short for the Patient Protection and Affordable Care Act (PPACA). According to the Affordable Care Act summary, “The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act.”(2015). The Affordable Care Act (ACA) has made sure that access to health care is increased, and it
The Affordable Care Act (ACA) was enacted in March, 2010. The purpose of this law is to reform public and private health insurance systems resulting in expanded coverage for millions of Americans by the year 2023. Full implementation of the Act, will result in a reduction of the number of uninsured U.S. citizens by more than one-half (Rosenbaum, 2011). The ACA “expands Medicaid eligibility to include all individuals and families with incomes up to 133 percent of the poverty level” (Riggin, 2013).
On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.
Before the 23rd of March 2010 having health insurance was optional for all Americans. On March 23rd of 2010 Obama’s health care reforms timeline began. The health care reform is also called the Affordable Care Act (ACA) for short. The affordable care act should “provide affordable, quality health care for all Americans and reduce the growth in health care spending…” (Healthcare). Obama’s new health care plan is forcing all Americans to get health insurance and those who don’t get health insurance will be penalized when filing taxes. The health care reform has now taken full effect on the people of the United States, so we have citizens who are excited about the reform, and we also have citizens who are upset about the reform.
The propose of this article is to present the advantages and disadvantages of the Affordable Care Act (ACA) or Obamacare which make all Americans insurable, by requiring insurers to accept all applicants at rates based on population averages regardless of health status. The ACA increases coverage by allowing states to expand Medicaid (the social healthcare program for families and people with low income and resources) as well to cover everyone near the poverty line, and by subsidizing private insurance for people who do not get workplace coverage (Mark A Hall, Richard Lord, 2016)
The Affordable Care Act (ACA) set out to radically change the American health care system, bringing coverage to Americans who would otherwise be disqualified for several reasons whether it be loss of coverage from employer, parents or pre-existing health conditions. The second major initiative is strengthening Medicare with emphasizing resources and coverage for preventive health care. All feeding into the umbrella
The Affordable Healthcare Act is has improved our health care system in many ways. One of the most obvious improvements is in America today we have more people with healthcare coverage than ever before. Per the video we have 90% of Americans have health care today, which is an increase in 20 million Americans with health insurance. Per Health and Humana services (March 2016). That part of this increase can be contributed to ACA many changes. One change in particular is allowing young adults under the age of 26 to stay on their parent’s health insurance plans. This change alone enabled 2.3 million young adults to now have affordable insurance though their parents. This change resulted in reduction of 46.5% of young adults from 2013 to 2016. In addition, Health and Humana Services statists point out that the uninsured rate for Blacks dropped more than 50% which equals 3 million black Americans now have health coverage. Health and Humana service also noted that with the Hispanic population there was also an increase of 4 million Hispanic adults obtaining coverage and an increase of 8.9 white adults obtaining health care coverage. In addition to the increased numbers of Americans obtaining insurance those who utilized their health insurance also experienced that additional preventative health service were now covered at 100% and would not go towards one’s deductible, thus forcing and individual to pay out of pocket for said services. One item that I have benefited from is
meaningful perception, even when they are not proven to be true. Some republicans are going against it. Why are the Republicans against it? Republicans say they are imposing towards the Affordable Care Act because of further many costs on the business, that most republicans are describing it as a "job killer". 32 million were insured will have to buy health insurance or even have to face a fine and those who cannot afford it are going to be subsided by the government. The package also includes ban insurers from refusing to cover people with existing medical problems and charging women more. “It's estimated that 22 million would lose medical insurance if Obamacare were repealed.” (“Why is Obamacare so controversial? - BBC News”). The Pew Research
The Affordable Care Act (ACA), a type of health/medical insurance, was written into law in 2010. The ACA provides care, like any other insurance to more people in the U.S. by way of subsidy.
The ACA has several important expanded coverage features. Most notably, the new law keeps young adults, 26 years of age and younger, on their parent’s health insurance plan. This particular aspect of the reform allowed up to 3 million young adults to remain covered on their parent’s plan which mean 3 million more people had access to primary care, urgent care, and medication. This was a huge increase from 2010 in which 30% of young Americans between the ages of 19 and 29 had no health insurance coverage. (ObamaCare Young Adults. 2010). Additional features of increased coverage under the ACA was the
The Affordable Care Act was passed by Congress and signed into law by President Barrack Obama, on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law ( U.S Dept). There are key concepts to the Affordable Healthcare Act, or also known as, Obama Care. They are coverage, cost, and care. It was put into place to protect American people and the ability to provide Health Insurance for everyone. It covers preventative care coverage for all young adults, pre-existing conditions eliminated exclusions for children, controls the withdrawal of insurance coverage, gains access for member rights to appeal, terminates lifetime limits to coverage, review increases for premiums, maximum benefits