Army Retirement Considerations

My family works off a budget called “Dave Ramsey’s Monthly Cash Flow Plan.” Dave Ramsey is a financial personality who helps families rebuild their budgets and pay off debt. I talked to both my parents about how we budget our money. My mother does most of the financial work, mainly because she is an accountant, but once she’s done, she talks to my dad about it, and occasionally, my brother and I. While asking these questions, I found out that we spend a large amount of money in only one week. In one week, any random expense could come up, and a major expense could be due.

According to Todd Mackenzie PhD, Amy E. Wallace MD, MPH, William B. Weeks MD, MBA in their article “Impact of Rural Residence on Survival of Male Veterans Affairs Patients After Age 65” one in five veterans lives in a rural or highly rural community because of this they face many challenges when it comes to receiving adequate healthcare. The challenges faced by many rural veterans in receiving the medical attention that they need may in fact contribute to higher death rates among rural veterans. In the research done by Todd A. Mackenzie, PHD along with his colleagues Amy E. Wallace, MD and William B. Weeks, MD, they ascertained that of the 372,463 male veterans age 65 or more 80, 931 lived in rural settings. Age adjusted mortality was 5.9% higher in rural residence than urban after adjusting for age, education and zip-code median income, whereas rural

Unexpected expenses have a habit of showing up for my family. In the past few years we have had many medical expenses, a car accident, and we recently learned that my mother requires major surgery. Senior year has proven to be costly, and my brother goes to a private school that costs a few hundred dollars a month. Overall, we are severely lacking in the money department.

Although this seems ideal, many other important factors get in the way. Families will not always agree with their children’s decisions and therefore could very well not help during financial difficulties. Furthermore, while expecting more from their partner, many couples also hide thing from each other until marriage, which deteriorates trust which could lead to more secrets and

First and foremost I live in a single parent household alongside my mother and two younger sisters

I work as a contractor for the Soldier for Life Transition Assistance Program (SFL-TAP). The US Government is the customer. All the work is performed under a contracted performance work statement, so there is not much room to be innovative in this business. However, one of the key drivers to be innovative would be to streamline the mundane task, such as inputting benchmarks into a client's record.

When a member of the armed forces returns home from war, or transitions from active-duty to civilian lifestyle there are many repercussions that each soldier must face. Invisible wounds such as PTSD, Depression, Suicide, Anger Issues, Alcoholism, and traumatic brain injury are all issues that a veteran may face when they are going through a major transition in their career. It is important that crisis intervention specialist recognize which invisible wound the veteran is displaying and find the origin in which it came from. It is possible for the veteran to become dangerous if they believe that their everyday life is now a war zone. However, experiences from war are not the only life event that a crisis intervention specialist must be aware of. After serving active duty it may be hard for the soldier to transition into a civilian lifestyle. If a veteran is unable to get a job, a sense of abandonment will become present. This could lead towards feelings of depression, alcoholism, and suicide, even if the veteran never went through a traumatic event while actively serving our nation. Another challenge that is present for the crisis intervention specialist when counseling a veteran is the ability to gain rapport. Often times veterans are unwilling to open up about their pain because they may perceive help from a counselor as a form of weakness. It is vital when crisis intervention specialist are dealing with veterans to take time and develop rapport on a basis of trust,

In 1999 I followed my father’s footsteps and joined the Security Police field in the United States Air Force. While there I learned self-confidence and discipline. I was able to meet and work with people from all different backgrounds. Some of these coworkers have become lifelong friends. Thanks to the military, I was able to receive two Associate Degrees and a Bachelor Degree. The military has great tuition assistance and G.I. Bill program to help you better yourself and your future. There are many hardships that can come from being in the military. For example, spending time away from family is a sacrifice that I regularly have to make. When I first joined, I was single and had no problems with deployments and work schedules. Now

Before you get in you must know your mission or you would be lost and stranded in this anarchy place filled with chaos, destruction, and food. As soon as you get inside you must survey your surroundings for the assassinators and agitators that will try and stop you from fulfilling you mission, but before you get there you must put up your defence against the deadly ones that push you right out of their way onto the ghastly unsanitized ground. Where you would be ambushed with humiliation and shot with the amusing faces staring at you from high up. Once you made it on the line you must sand strong from the beggars who would booby-trap you into overloading your brain with their confusing orders .Then you must stop the enemy who tries to ooze their way in the front of you, you must bring forth sudden destruction by telling the commander and chief; the teacher where they would execute or enemy of the line and eradicate this person for good thus sending them the doom of the back of the line.

Growing up as the baby of the family, I have always been perceived as incapable; however, over the years I have fought back this stereotype by becoming extremely independent, which has resulted in me despising the fact that I am still financially dependent on my parents. Therefore, I cannot help but cringe every time I ask my parents for money, which is partly because I know every extra dollar is a strain due to expenses rising and their incomes remaining constant.

My case family is the epitome of a normal middle class family. There are four family members. Both the children and their parents are active in their communities. The parent’s work schedule allows each parent to be able to be active in their child’s activities. Unfortunately, like many families they have assumed quite a lot of debt. This causes them to have to be careful about how they spend their money. Also, they have little allowances for emergencies.

Just before I entered High school my parents separated and my life was turned upside down. My father had been the bigger financial provider in the family, but that is not to say that we would struggle if he was not around, or at least that was what I thought. My sister and I moved into a thirteen thousand square foot house, which was a downsize from our twenty-four thousand square foot family home. We continued our lives, making small cut backs here and there to save money yet there always seems to be just enough for us to get by. Sometimes it would come close to the end of the month and my mum would say something like ‘no more spending for the rest of the month’ or ‘our monthly budget is out’. Despite this, my sister and I were still able to take dance lessons and now we both competitively ride horses. The horse life is an expensive one, but we have found ways to cut costs, which is why we are able to do what we do. Nevertheless, we have done okay for ourselves in the last four years in the financial department.

Paying out from your own budget is still overwhelming for those who have family to earn for.

We have been successfully managing a household budget for nearly 30 years and have survived many unforeseen "bumps and bruises" along the way. During that time, we paid off our

Families are constantly being challenged by the obstacles they face. Many of those obstacles come from their environment and their surrounding family. This paper will discuss how financial stress on families can have both negative and positive effects on families and individuals.