This essay will discuss the key points of the ‘Beveridge report’ (1942), and evaluate the significance of the report on the welfare state. In November 1942, William Beveridge presented a report called, ‘Social Insurance and Allied Services’ to parliament. This was a summary of principles to improve upon the existing welfare benefits system, to benefit working people and the population. The document proposed a new system to be operated by one governing agency, called Social Security. This would be put in place by the state after World War 2 had ended. Overall Beveridge created the most revolutionary document in our history. Beveridge has played a significant role in evolving the Welfare State over the decades. (Robinson, 2003).
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Administration – The Social Insurance scheme would need to make big changes to the administration process for this scheme to run smoothly and be successful. Beveridge wanted every worker to obtain one insurance document weekly, rather than two. He saw this as an opportunity for the new system to be under one governing agency called The Ministry of Social Security. The new system also implemented ‘classes’ to the National Insurance scheme, such as: Class I for employees: Class II for Employers, traders, self-employed and any other independent workers: Class III Housewives (this has now been amended for all people of working age, who have had a break in employment, or earn too little for it to be recorded): Class IV Others of working age or not working (self employed).
The National Insurance scheme is still in force today, some changes have since been made to the insurance classes, but it still has the same point. The class you pay depends on your employment status and how much you earn, and whether you have any gaps in your National Insurance record. A great way to make the National Insurance more functional was changing the original two piece document just to one. Over 20 million people received these documents, so in essence this saved time, money and paperwork. Beveridge’s overall goal was to set in motion a strong Social Insurance Scheme that was functional and up to date, benefiting all involved to make the
The social welfare in the UK is very different in practice for example benefits and services are delivered at minimum level as the coverage it widespread and can be too costly or even extensive. The social protection in which the welfare state provided is irregular and unpredictable and the services are rationed very tightly. As the services have been contracted out to self-reliant providers the control over the quality and reliability of social protection had been even more difficult to maintain. (Spicker2014)
The report lead to the creation of the Welfare State that includes the National Health Services (NHS). The Beveridge report was not fully implemented by the coalition government until after the general election of 1945 that gave victory to the Labour party. The new prime minister, Clement Attlee, announced he would introduce the welfare state outlined in the 1942 Beveridge Report. The report include the establishment of a National Health Service in 1948 with free medical treatment for all. A national system of benefits was also introduced to provide 'social security' so that the population would be protected from the 'cradle to the grave'. The new system was partly built on the national insurance scheme set up by Lloyd George in 1911. People in work still had to make contributions each week, as did employers, but the benefits provided were now much greater (Bbc.co.uk, 2016).
In 1928, a national health insurance scheme was proposed but not implemented because it would have required businesses to provide contributions to health insurance for their employees (Evolution of Government Involvement in Health Care, n.d). Another national health insurance scheme was proposed in 1938 but it was also rejected (Evolution of Government Involvement in Health Care, n.d; Hilless & Healy, 2001). The next proposal was the 1945 Pharmaceuticals Benefits Act. This Act was not implemented because the Australian Medical Association challenged it in the High Court of Australia and it was decided that parliament had “exceeded its constitutional power” (Hilless & Healy, 2001). In 1946, under the Hospital Benefits Act, the Commonwealth began to subsidise public hospitals under the condition that patients would not be charged (Evolution of Government Involvement in Health Care, n.d; Hilless & Healy, 2001). This act is similar to the current Medicare system.
This essay will examine how the development of the Welfare State and the NHS changed the lives of the people of Britain since its introduction in 1948. To enable me to do so, I will analyse and evaluate the key relevant aspects that happened during that period.
The welfare system first came into action during the Great Depression of the 1930s. Unemployed citizens needed federal assistance to escape the reality of severe poverty. The welfare system supplies families with services such as: food stamps, medicaid, and housing among others. The welfare system has played a vital role in the US, in controlling the amount of poverty to a certain level. Sadly, the system has been abused and taken for granted by citizens across the country. The welfare system was previously controlled by the federal government until 1996; the federal government handed over the responsibility to the states in hope of reducing welfare abuse. However, this change has not prevented folks from scamming the system. The
William Beveridge was a man whom was asked by government to write a report on the best and most effective ways to help those on low incomes. This was after the Second World War when people felt they needed rewarding, which the government responded to by promising to create a more equal society. In Beveridge’s report in December 1942, he proposed that all people of a working age should contribute, which would benefit people who were sick, unemployed, retired, or widowed.
In America today, just over ten million people are on unemployment insurance, one hundred and ten million people are on welfare, and the total government spending annually is around one hundred and thirty billion dollars (Welfare Statistics). The welfare state is a political system based on the proposition that the government has the individual responsibility to ensure that the minimum standard of living is met for all citizens. Specifically, in the matters of health care, public education, employment, and social security, the welfare state assumes all responsibility. According to John Rawls, “In a just society the liberties of equal citizenship are taken as settled; the rights secured by justice are not subject to political bargaining or to the calculus of social interests. The only thing that permits us to acquiesce in an erroneous theory is the lack of a better one; analogously, an injustice is tolerable only when it is necessary to avoid an even greater injustice“(Rawls). In the 1840s, Otto Von Bismarck, the first Chancellor of Germany, was the father of the modern welfare state. He built the program to win over the support of the working middle class in Germany and ultimately reduce the outflow of immigrants to the U.S., where welfare did not exist (Welfare State). In the United States, not all companies provided workers with benefits, thus the workers appealed to the government, giving rise to the first form of welfare capitalism.
It is plain to see from the policies above that a comprehensive welfare system offering benefits on a universal level was created from the report written by William Beveridge. However, it was still subject to criticism. These miscalculations and misjudgements meant the elderly, the disabled and the long term unemployed still experienced poverty because the level of benefits were too low. (Fraser 2003) Beveridge’s vision was to have to little or no means-tested benefits, his idea was that very few people would fall into this category and it would only be used as a safety net. That was not the case, more and more people, mainly those on low incomes had to turn to means- tested National Assistance benefit. Beveridge did not fulfil his vision in this part of his plan. (Timmins 1996)
By looking at the ratio of young to elder citizens at that time, idea of providing benefits to retirees from young employees’ taxes was logical. Only thing that Roosevelt was unaware of was the period of “baby boom” that was going to create trouble in the future with providing benefits. With the retirement of “baby boomers” in around 2018, real crisis will start for Social Security Administration with providing higher amount of benefits from lower amount of incomes.
In 1935, Franklin Roosevelt signed into law the Social Security Act which, among other things, provided for the financial, medical, and material needs of the poor (Komisar 125,128). Since then, there have many additions and reforms to the bill, none of which has served to quell the controversy surrounding the effectiveness of the welfare system in the United States. The main concerns of the distribution of welfare dollars and resources can be answered by the questions ?Who gets assistance?? and ?How much do they receive??. The U.S. welfare system is administered by the Department of Health and Human Services, which attempts to answer these questions through a system of minimum incomes, government-calculated poverty levels, number of children, health problems, and many other criteria. This complicated system leads to one of the critiques of the welfare system?that it is too large and inefficient. President Lyndon Johnson declared a ?War on Poverty? in 1964 designed to alleviate the burden of the poor and established the Food Stamp program the next year (Patterson 139). In 1996, a major welfare reform bill was passed that placed time limits on welfare assistance, required able participants to actively seek employment, and implemented additional services for the needy (Patterson 217).
Welfare has been a safety net for many Americans, when the alternative for them is going without food and shelter. Over the years, the government has provided income for the unemployed, food assistance for the hungry, and health care for the poor. The federal government in the nineteenth century started to provide minimal benefits for the poor. During the twentieth century the United States federal government established a more substantial welfare system to help Americans when they most needed it. In 1996, welfare reform occurred under President Bill Clinton and it significantly changed the structure of welfare. Social Security has gone through significant change from FDR’s signing of the program into law to President George W. Bush’s
United States Government Welfare began in the 1930’s during the Great Depression. Franklin D. Roosevelt thought of this system as an aid for low-income families whose men were off to war, or injured while at war. The welfare system proved to be beneficial early on by giving families temporary aid, just enough to help them accommodate their family’s needs. Fast forward almost 90 years, and it has become apparent that this one once helpful system, has become flawed. Welfare itself and the ideologies it stands on, contains decent fundamentals; furthermore, this system of aid needs only to be reformed to better meet the needs of today’s society.
The aim of this essay is to discuss and compare the British Welfare system with Germany and Sweden’s welfare systems. A welfare system is the structure of welfare provisions and services that provide a specific social need, but it is not only provided or organised solely by the government (Blakemore, 2001). It is a view that is rooted in individual exchanges between five organisations (State/Government, Market/Private Sector, Family/Kin networks, Local Communities and Civil Society). It reflects the history and cultures of different countries around the world (Haralambos, 2012). It is these providers that assume principal
109,631,000, that is the number of Americans that lived in households that received benefits from one or more federally funded "means-tested programs" — also known as welfare — as of the fourth quarter of 2012, according to data released by the Census Bureau.( Jeffrey 1) This is my objective to tell the history and statistics of the welfare system in the U.S. There is no lack of information on the topic of welfare due to it being a topic of politics in the nation. Accordingly most information I have is from databases and news reports or speeches over it. However a lot of these areas of information can be biased which is something to avoid. To evenly space the information I will supply you with I am going to split it up into two halves. The first half will be the history of welfare and how it affects the country. The second half will be over the statistics and who all is eligible for welfare.
Social policy was introduced in the early 19th Century, post war. At this time, William Beveridge introduced the idea of a Welfare State to address poverty. He released a report for social reform known as the ‘five giants’ within society: squalor, disease, ignorance, idleness and want. The welfare state brought many positive improvements in Britain and Government passed reforms to address the poverty levels, introducing “cradle to grave “support. The National Health Service was set up which gave free health care to all and laws and Acts were put in place to help the young, the old, the sick the unemployed and the working class in times of need. The five issues raised by Beveridge