Credit Union Case Study

1 inaugurated its Mexican-American Studies Department in 1998. The teachers say that evaluations of their department “have consistently shown that students who take and complete … course offerings pass the state required AIMS test at higher rates, graduate from high school are higher rates, have improved grades and matriculate to college at high rates while decreasing in the areas of discipline, poor attendance or dropping out of high school.”

The efforts around the Hispanic Growth Strategy have been more prevalent than years past. Such efforts are driving growth, momentum and the credit union’s leadership is confident they will continue to rise in the trajectory.

First South Credit Union is the business that I chose to perform a risk identification analysis on. First South Financial Credit Union serves the entire Mid South community. In order to be eligible for membership you must live, work, worship or attend school in any of the following areas, Memphis Metropolitan Statistical Area (MSA), Dyer County, Madison County, and North Nashville. First South Financial was founded in 1957. It was originally established to serve the personnel on the Naval base in Millington, they have grown into one of the strongest and safest financial institutions in the entire nation, according to all independent rating agencies. They have locations throughout the Mid South along with a full suite of electronic products

Members of Carolinas Telco Federal Credit Union have access to a variety of share accounts designed to help them reach their financial goals. These feature-rich accounts provide our members with the same convenience and functionality they would expect from a bank, but better!

To address the risk associated with business account kiting schemes, credit unions should perform a risk assessment by evaluating the business member’s creditworthiness before approving a checking account. The idea is to offer checking accounts to business members who are least likely to abuse the account, which could result in large losses to the credit

As noted in the above graphs, IS 409 is performing extremely well at Levels 3 and 4 and has outperformed schools in both math and science in the district (which is truly exceptional given the neighborhood and its history) as well as other City schools. Very few students if any are far below the standard in both subjects.

There are more than 11,000 employees employed at the Navy Federal Credit Union. There are 250 branches around the world. A good majority of the employees work in a traditional working environment. A survey on the Navy Federal Credit Union was conducted and showed that 94 percent of the employees think that they have a great boss. Within that category 74 percent of the employees said “managers often or almost always act with integrity and care, are competent in their positions and provide clear directions and vision for the organization. Another 15 percent say their managers sometimes display these characteristics” (http://reviews.greatplacetowork.com/navy-federal-credit-union). Overall the employees feel that their jobs are secure, the

he Gramm-Leach-Bliley Act, which is implemented by Regulation P, requires credit unions to provide their members with initial and annual privacy notices that inform members about the sharing of nonpublic personal information with third parties. The notices required by Regulation P must be clear and conspicuous, and disclose, in detail, the institution 's privacy policies. In addition to the annual privacy notice, credit unions are also required to inform members of their right to opt-out of the sharing of nonpublic personal information with certain types of third parties.

Due to lack of bi-lingual teachers there is a large need for a monolingual assistant.

The impact credit unions have yet to experience. My professional success is the product of the relationship credit unions can develop with their Latino communities. By meeting our needs and becoming our preferred financial service provider, credit unions will not only help the Latino community reach economic stability, but credit unions, themselves will experience growth with their membership, product usage, market penetration, etc. The opportunity is knocking on their doors, it is up to them to embrace this community in need.

Speaking on growth, I had the honor to interview Kate Jay the public relations manager for the Georgia/ Alabama, about what she has seen within the company 's growth. She says, “ Seeing the company grow and evolve since the 5 years I have been here is tremendous, this company is very fast pace and has been able to keep up with the industry.”

While growing up I did not realize the difference between a bank and a credit union. As soon as I started working a job my parents always made me save a certain percentage of my paycheck. I currently have savings accounts in the SHP Federal Credit Union and Fifth Third Bank. Once I started learning how to manage my money I soon started to become familiar with the credit union difference.

Diversity is an important aspect of a successful business because it enriches the quality of ideas created and establishes multiple perspectives; therefore fostering and managing diversity is a necessary challenge that employers must welcome. There are many issues surrounding diversity at Westco that have been brought to the attention of Kyle Roberts, which he must now address. While these issues involve specific individuals, Susan, Oscar, and John, they are indicative of an overarching diversity problem in Westco as a whole. With these problems being brought to the attention of an executive member of the company, it is imperative to implement a quick and decisive response, which will address the diversity issues. This will ultimately

Asset growth should remain consistent at a projected 10% growth year over year for the next five years. The Bank may experience anomalies in growth in the event an acquisition event happens. The Bank is on an aggressive growth plan with the goal to achieve 1.5

Thanks to company’s savvy business strategy, both sales and earnings have increased rapidly for the last several years.