Critical Analysis Of Individual Investments

Mentioned the words stock market to anyone in the United States and you are likely to get a vast array of comments, from excitement over making lots of money, to anger of losing lots of money. Everyone seems to have an opinion about the stock market, yet only about 50 percent of Americans are invested in the stock market. A troubling aspect is that few individuals actually understand how the stock market works. These individuals are taking a risk by investing in stocks that they do not truly understand. An individual choosing to invest on their own, without the advice of a financial professional, is like a person self-diagnosing a major illness; the results could be devastating and irreversible. To achieve financial success through investing in the stock market it is imperative that an individual work with a financial professional who will help them properly state their goals and objectives, design a properly allocated portfolio, determine their risk tolerance, and guide them in the ongoing investing process.

significant majority of private investors are saving in mutual funds and on the stock market on top of pension savings. There are however several problems with these savings: suboptimal allocation, poor risk diversification, high fees, and lack of tailoring. Furthermore, the general investor has limited interest in, and low level of understanding of the financial system. Also, the average private investor perceives the existing financial products as complex, while trust in advisors is low. Combined, this has resulted in lower than expected returns for the overwhelming majority of investors. User needs fall into four distinctive categories, as shown in table below. In combination, user needs has created a situation where the overwhelming majority

The main principal objective of this paper is to demonstrate the diversity and the changing capability of certain investment options. The goal is to show our client the best option out of the elected organizations through identifying the periodical performance of each one. Upon examination of each asset, it will become clear to which asset our client will be able to invest to gain maximum revenue when invested.

In our day to day interactions we end up making many investments anticipating future gains in terms of profits or dividends. In accounting, financial investments are extensively covered as they form the basis of many business interactions between people, companies and organizations. A financial investment can be described as the act of either creating or purchasing an asset for a fixed amount of money with the hopes and expectations of benefits in the future. A perfect example is when a company provides services or particular assets, e.g. land to another company or group of people for a pre-determined value. The primary focus of this paper will be to highlight and critically analyze the theoretical aspects of

Investment decisions are at the core of the majority of the financial world. On a daily basis, individual investors, banks, bankers and management companies attempt to optimize their select investments in financial markets around the world. Companies purchase portions of other companies or sell off divisions within their own in global mergers and acquisitions market in order to change the strategic path of their business. On the other hand, companies will face the constant challenge to determine their ideal investments into new factories, marketing strategies, or major research.

Portfolio management is making decisions in relation to investment mix and policy, asset allocation for individuals and institutions and balancing risk against performance. This includes the strengths, weaknesses, opportunities and threats in the choice of domestic vs. international, growth vs. safety, and many other trade-offs encountered in the attempt to maximize return given the client’s risk tolerance. (Haughey, 2014)

When it comes to having a business, it is important for managers to decide how to finance their company’s investments.

In this case, out of 60 respondents 65% prefer to invest in mutual funds. The response to mutual fund is very positive because it has high awareness and investor feel it as secured and assured investment.

Financial markets are constantly becoming more efficient by providing more promising solutions to the investors. Being a part of financial markets although mutual funds industry is responding very fast by understanding the dynamics of investor’s perception towards rewards, still they are continuously following this race in their endeavor to differentiate their products responding to sudden changes in the economy. Thus, it is high time to understand and analyse investor’s perception and expectations, and unveil some extremely valuable information to support financial decision making of mutual funds. Financial markets are becoming more exhaustive with financial products seeking new innovations

The data also shows companies whose percentage is negative indicating loss in the stipulated time. An example of a company that experiences loss is Pictet Strategic Income P dm USD at -0.60%. The data also reveals that the company bounces back in six months making 0.38% in returns. The data is consistent with the data provided by Securities and Futures Commission as it provides a Net Asset Value by fund type provided by the fund companies. The Net Asset Value recorded is at 31 of December from 1997 to 2016 however, this paper will consider data from year 2000 to 2016. The data on returns relates to the size of the funds as each fund type contributes to the overall returns that a company earns. The different mutual funds represent the stock market appearance of the Hong Kong securities and how they vary in terms of performance for the different mutual fund companies sampled in this report.

Our target customers will particularly be the small and medium investors who are unable to avail such services as most of the financial and advisory firms mostly deal with the big ticket investors and thus the small investors have no choice but to invest their assets in passive funds in investment management companies or mutual funds companies which are subjected to index and fund manager’s performance and thus may not bring expected returns. However recent evidence of systematic departures of asset prices in the from equilibrium values, as envisaged under the market efficiency, has renewed interest in ‘active’ fund management and investment advisory services and which entails that optimal selection of stocks, and the timing of

Our target customers will particularly be the small and medium investors who are unable to avail such services as most of the financial and advisory firms mostly deal with the big ticket investors and thus the small investors have no choice but to invest their assets in passive funds in investment management companies or mutual funds companies which are subjected to index and fund manager’s performance and thus may not bring expected returns. However recent evidence of systematic departures of asset prices in the from equilibrium values, as envisaged under the market efficiency, has renewed interest in ‘active’ fund management and investment advisory services and which entails that optimal selection of stocks, and the timing of

The main objective of this study is to know the perception of the investors investing

The Indian financial system based on four basic parts like money Market, money establishments, money Service, and money Instruments. All area units play basic position for light events for the relinquishing of

India is thought to be the first rate investment. India has a vast potential for foreign investment and foreign players find it their next investment destination. There are various opportunities available in India for investing the savings of the person like mutual funds, fixed deposits etc. Savings form an important part of the economy of any nation. With the savings invested in various options available to the people, the money acts as the driver for growth of the country and attitude towards saving depends on the demographic and socio economic factors. In this research