Exim's Reinstatement Analysis

The bank at some point received negative attention for issuing credit to arms companies, including companies like Boeing, Lockheed Martin, General Dynamics, Textron, Colbun, BAE Systems and EADS. Some companies within the bank’s portfolio have also been involved in environmental and labor rights violations scandals, for instance Wal-Mart and Total USA. This negative attention may lead to loss of investor confidence in the bank.

Q1. How and why has the express mail industry structure evolved in recent years? How have the changes affected small competitors?

The airports and the aircraft suppliers aren’t only relying on the express mail industry, so that also gives those suppliers more power to charge what they want (landing fees, cost of planes). Ground transportation vehicles is the only input that would allow for more bargaining power since there are numerous alternatives available, there is more room for the industry players to negotiate price.

In July 2009, the Government Accountability Office (GAO) listed the budget of the United States Postal Service as “high risk” and recommended oversight from Congress and the Executive Branch. Specifically, the GAO stated that “Amid challenging economic conditions and a changing business environment, USPS is facing a deteriorating financial situation in which it does not expect to cover its expenses and financial obligations in fiscal years 2009 and 2010” (“Restructuring”, 2009, pg. 1). The GAO claimed that the mail volume in 2009 would likely decrease by about 28 billion as compared to 2008 and that the USPS would likely see declining volumes for the next five years (“Restructuring”, 2009, pg. 1). Clearly, the USPS is currently facing a

If you ask people his/her opinion on the USPS system, many would agree that they could improve their ways, I agree with those people. The USPS was once this propitious system, but it is now very flawed. The USPS is allowing junk mail to enter our mailboxes without our permission and then leaves us no options to get out of it. Overall, the USPS system has no idea what they are doing because they are losing revenue over simple problems, with simple solutions.

Congress also imposes various obligations on the USPS, like delivering mail at uniform price throughout the nation, that only make the USPS financial situation worse. While residents see these price guarantees as a benefit, the uniform price guarantee only adds to the financial strain. Now competitors, UPS and FedEx, are providing competition on package delivery services that the USPS cannot compete with, because of Congress, creating greater revenue losses. One of very few benefits the USPS receives from its association with congress is its monopoly over first class and standard mail. With increasing technological advancements that allow Americans bypass the USPS all together makes the USPS monopoly over first class and standard mail delivery obsolete, making Congress even more of an obstacle. Other countries who have repealed the monopoly of their mail services, like New Zealand and Sweden, have shown this competition to be beneficial. The EU moved in 2008 to eliminate monopolies of mail services by 2013 in all member states. Without this monopoly in the United States, other first class and standard mail service companies would be able to participate in the market and perhaps do it more efficiently, driving the USPS towards efficiency also. Also, by privatizing the USPS it would allow the USPS to diversify and expand

Some governments provide subsidies that provide an unfair advantage and prices lower than market conditions which affects the functioning of airline industries directly and Global

Email 01a, 01b – My husband used to copy me in every email of our new house constructions in Melbourne (No.07 (Lot 626), Nebula Crescent, Mickleham 3064) to share my idea for the house constructions

Banks have been at the forefront of the financial system for as long as they have existed and have captured the attention of stakeholders on both controversial grounds as well as being undisputed with regards to the many helpful services they provide. JP Morgan & Chase is one such bank, surrounded by hostile news articles and excessive scrutiny but rightfully so as it has of recent been the topic of much controversy as turning a blind eye to the moral codes established by the Securities and Exchange Commission (SEC) and assisting Ponzi Scheme masterminds in swindling unsuspecting investors.

A drop in fares has been the best result of the Airline Deregulation Act of 1978. It has been the impetus for the increase in the number of flights, which in turn has spurred a drive for greater safety in airlines. But with the current airline market, this development has given us one negative. Since ticket prices have dropped to new lows, the realities of an industry which operates on such economies of scale dictates that only a few competitors have the capacity to operate within the market. This is not the desired effect of either political side on this issue, but it is an economic necessity with the environment that has been created, very similar to that of public utilities and phone companies.

The express mail industry can easily be considered an inherently tough industry to operate within given the myriad of factors that come into play, such as unions, government regulations, cost of technological advancement, and international borders to name a few. Despite this, the industry could be seen as offering opportunities, which could be seized by attracting customers based on the quality of the service being offered. Consequently, this also encouraged mimicking between

That being said, Federal Express is faced with an uphill task in growing its market share. The target segment in this case is corporates and it is very difficult to get corporates to change buying patterns. It is faced with stiff competition from incumbent Emery Air which currently has the highest recall and also seen as a reliable freight service provider. Additionally, it is trying to market a product that is fairly standardized and does not have many distinguishing features.

Low-cost carriers pose a serious threat to traditional "full service" airlines, since the high cost structure of full-service carriers prevents them from competing

The years since regulation have been rocky for the airline industry. Airline after airline has declared bankruptcy and either ceased existence or emerged as a weaker airline. The surviving airlines have done so by merging and protecting their territory with tactics not even dreamed of in most industries. Robert Crandall said it best when he noted, "This is a nasty, rotten business (Petzinger,1995)." You would think that with the competition allowed by deregulation that a large number of new names would exist, but that does not seem to be the case. Most Americans still travel on American, Delta, United, US Airways, or Continental (Kane, 2003). The only true champion of deregulation is Southwest Airlines, whose success is paving the way for others such as JetBlue, but the obstacles are enormous. Initially, the airlines went after each other by slashing fares and driving competitors out of business. The industry quickly learned that although this tactic was effective, it was not profitable, and it was more economical to focus on controlling the air out of a few cities (hubs) than to attempt to directly compete in every single market. Since most of the major airlines already had key cities in which they controlled most of the takeoff and landing slots, airlines could charge higher fares and take in greater profits without any real head to head

Deitel et al pointed out that people are less trusting of banks and the public now see banks as power and money hungry institutions who messed up society. Nordea previously removed their basic charges for their customers and customers that want to do equity trading pay various amounts. However Nordea’s competitors still tend to be cheaper. An example of this is E*Trade that charge 50% less than their trade (Jelassi & Enders, 2008).