Health Assessment Essay

The Affordable Care Act (ACA) or know as Obamacare has given our country confusing matters to consider. The argument of misleading the facts in dealing with the ACA have caused an uproar with the American people. Before ACA was even composed we were misled in thinking that the uninsured, instead of health concerns, is the cause of the American people decrease of life expectation. Now that the ACA is in place, people are told they will be fine if uninsured, when in truth they will be taxed. The harshest misleading fact is that gaps in the Affordable Care Act make insurance not affordable to all citizens. We are being led to believe that a single player for health care is not socialized medicine. I believe that things needed to change with our health care and its cost, but misleading the people just causes more confusing, disappointments, and suspicions of what may follow.

On the whole, the Affordable Care Act reduces healthcare costs while providing better quality services for citzens accross the US. Farley says that the ACA’s reforms to Medicare saved “17 billion in fiscal year 2013” thanks to reductions in payments to private health insurance companies cover their customers through Medicare Advantage as well as adjustments to the annual updates to Medicare provider rates (Farley, 2014). This protects consumers from excessive charges by their insurance providers, by limiting how much insurance providers spend on their own services. And even though the cost of health care, per capita, is gradually increasing, the rate of that growth has decreased over time, thanks to the stipulations, as well as method of implementations, of the ACA. ++++++++++++++++++++++++++=

The Affordable Health Care Act (ACA) has been a hot topic of discussion since it was signed into law by the President in March 2010. According to the U.S. Department of Health & Human Services, the primary upshot of this act was to provide health benefits and access to health insurance to millions of uninsured under the new law. A study conducted by the Commonwealth Fund was released in 2013 identifying 60 percent of the population aged 19-29 did not seek medical care because of cost. Since its acceptance by the Supreme Court to uphold the new law, millions of the formerly uninsured residents can now purse necessary medical treatment when desired.

The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that pre-existing conditions can no longer be turned away from insurance companies, contraception is free, preventative care screenings come at no cost to the insured no matter the insurance plan, and there is a cap to

The ACA will primarily expand coverage, providing people with more access to health insurance, this does not, and however, mean that health care will become universal. Employees

While projected growth is faster compared to recent experience, it is still slower than the growth experienced over the longer-term history. By 2022, the ACA is projected to reduce the number of uninsured people by 30 million, add approximately 0.1 percentage-point to average annual health spending growth over the full projection period, and increase cumulative health spending by roughly $621 billion. Health spending is projected to be 19.9 percent of GDP by 2022.

ACA is going to allow many to be insured and make healthcare facilities available to them, no provision has been done to increase the number of healthcare providers to meet up with the increased needs. This is going to affect the quality of healthcare which will be provided, as the doctor to patient ratio will be unbalanced. There is already a shortage of nurses, physicians and other medical and para-medical staff and on the top of it if 30 million more need to healthcare then the quality of care

There are benefits to the industry when considering stabilizing the gains made by the ACA provisions. From a societal perspective, the ACA has been successful in making health insurance more widely available and attainable. The success of the ACA in reducing the uninsured population, one of the primary goals of the legislation, has been well documented. Blumberg, Garrett, & Holahan (2016) found a 46% reduction in the number of nonelderly adults without insurance as of March 2015. Without the ACA, there would have been 39.3 million uninsured nonelderly adults (Blumberg, 2016).

I think the ACA will benefit most Americans in time right now with them the way the mandates are written this is an opportunity for interpretation by insurance companies, States and Healthcare facilities and at this point the interpretation of the mandates has made seeing a provider for care expensive to the average American because as we know if 50% of the Americans working make $30,000 less. So an increase in coverage, deductibles and medications has really placed an additional burden on those seeking care.

As a result of enacting the Affordable Care Act, insurance costs will increase because the government will offer universal healthcare. This requires an exorbitant amount of “new [medical] technology [which] will increase efficiency; the cost of new tests and treatments will outweigh the savings”, consuming millions of dollars (Whelan). Therefore the price of healthcare will increase in order to cover all these expenses needed to contribute to the nation’s overall health. Without the Affordable Care Act in effect, the current annual average expense of healthcare insurance is estimated to be around $5,600 per person, an increase compared to $4,255 in 2010 (Kaiser Family Foundation). After the recession that began in 2007, “the government expects that the growth of healthcare spending will outpace the expansion of the economy. By 2020, 1 of every 5 dollars spent in the U.S. is expected to go to healthcare” (Levey). This thus proves that as time passes the amount of healthcare is going to increase, but precise expenses cannot be predicted since it will be evident in the following years to come.

Throughout the world today, it is almost crucial as humans that we are covered with health insurance. Many people are fully aware of the decrease in healthcare as time goes by. The Affordable Care Act is advertised all over the newspaper, television/media, and articles that piece together how it affects our healthcare insurance today. Health care is a large and important portion of the United States which requires a lot of attention to have the most successful outcome with patient care and financial stability. The ACA provides allows us individuals to maintain a well-known health care plan that can grow with the changes as they continue to be made. Global workforces around the world will continue to make changes to the healthcare facilities along with the providers joining together. Quality patient care is always the answer to professional medical staff. All in all, I will further be discussing the important information about the ACA and its credentials that essentially make up the current effects of healthcare today and what is yet to come.

The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that insurance companies can no longer deny individuals with pre-existing conditions, contraception is free, preventative care screenings come at no cost to the insured regardless of the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to health care laws are headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.

The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that insurance companies can no longer deny individuals with pre-existing conditions, contraception is free, preventative care screenings come at no cost to the insured regardless of the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to health care laws are headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.

According to Hunt (2013) “the industry was one of the few that continued to grow and hire during the Great Recession” (para. 6). With the help of Obamacare a more rapid change among job opportunities will be available in this practice (Hunt, 2013). Obamacare will most likely bring forth a shortage in our primary care physicians and nurses (Vincent, D., & Reed, P., 2014). This shortage will allow for an increasingly large amount of job opportunities in the nursing practice. A significant advancement “According to the report, Affordable Care Act of 2010: Creating Job Opportunities for Racially and Ethnically Diverse Populations, the healthcare sector could add 4.6 million jobs over the next decade - a 31 percent increase in the industry”(Hunt,2013, para.3). Such a modification is critical because the nursing practice will immensely grow to more suitable standards. There will be an increased number of people with health insurance therefor an increase number of people will seek medical help. When many more individuals are seeking medical help, hospitals will need to accommodate the large inflow of

The economical impact is directly related to the through laws and policies in politics. Health insurance is steadily changing as a result of a federal statute called the Patient Protection and Affordable Care Act (ACA). This is requiring approximately 30 million new Americans to obtain health insurance in 2014. More individual health care plans are being bought instead of the usual employer group plans. The well-known Blue Cross Blue Shield plan had 59% of the healthcare market before ACA, while it currently is claiming only 24% (Wayne). The American Student Dental Association is expecting approximately 3 million children to obtain dental benefits by 2018 (ASDA).