Health Care in the United States

1810 Words May 7th, 2013 8 Pages
Health Care in the United States The federal government should provide health care for all citizens who cannot afford their own. The issue of health care in the United States has been discussed for many decades and a solution that is suitable for everyone has not yet been established. There are millions of Americans who are not covered by insurance companies and also those who do not have the appropriate coverage they need. These people cannot afford to pay for it on their own, and medical expenses are the main financial problems within their families. “Millions of Americans are not covered by health insurance plans, many cannot afford to purchase health insurance, and many employers do not offer such coverage due to …show more content…
Results show from one study that
In 1999, U.S. private insurance companies retained $46.9 billion of
$401.2 billion collected in premiums. Their average overhead expenditures of 11.7% greatly exceeded Medicare at 3.6% and Medicaid at
6.8%. Overall, private and public insurance overhead was 5.9% of the total healthcare expenses in the United States or $259 per capita.
Comparatively, the overhead cost of Canadian’s provincial insurance plans was $311 million or 1.3% of the $23.5 billion spent for hospital and physician care and the overall insurance overhead was 1.9% of the
Canadian healthcare spending or $47 per capita . (Rashford, 2007)
By acquiring a health care system that covers all citizens with basic care America would be saving money in every aspect. The United States spends at least 40% more per capital on health care than any other industrialized country with universal health care. “The United States is among the wealthiest and most prosperous nations in the world, yet its government is unable, unwilling, or incapable of providing adequate, basic health care to all its citizens.” (Rashford, 2007) The amount of money that the Health care reform would save would be enough money to pay for the health care as shown in a study reported by

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