Historical Background Of The Obama Campaign Of 2010 Essay

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.

When president Obama signed the Affordable Care Act in March 2010, it came with a lot of new provisions that would vary when they would come into effect. The very first provision was the “Grandfather Clause” which allowed people to keep their insurance plan before the act went into effect. As long as the employer still offered that plan the employee could still maintain it because they were grandfathered into receiving that coverage. If someone bought an insurance plan after March 2010 they would not be considered under the Grandfather Clause. Thus, these individuals would be required to get a new plan by 2014 if their plan did not meet all the criteria, they would need to get a new plan that fills all the criteria. Another major provision of the Affordable Care Act is that patients have a guaranteed issue. This means that insurance companies are unable to deny anybody health insurance based on their health or prior health. This may create a problem because the risk pool of an insurance company may not have the best people. Eventually, this could lead to the majority of the risk pool for an insurance company to have people who are at a greater risk of needing health insurance. This will make the insurance company more vulnerable and the only way that they will be able to cover the losses is by raising the premiums on everyone even though there may be some individuals that are in perfect health. The next provision that was added under the Affordable Care Act is that the

Over five million individuals have lost their health insurance since Obamacare has been approved and put into action. The policy of Obamacare states that employers who are providing health insurance to their employees must tack on additional benefits that the companies cannot afford to do. This in turn causes the eventual cancellation of coverage for the employees, leaving them with no options besides signing up for Obamacare. It is the scheme of all schemes. Policy makers are constantly adding revisions to the Affordable Care Act (Obamacare) making it harder and harder for individual businesses and corporations to keep their health plan up to the standards Obamacare has set in place.

The objective was clear the time for health-care reform was now, how that objective was going to be met was unclear. In William Custer’s article Risk Adjustment and the Affordable Care Act states, “There has been a sharp decline in private coverage over the last decade, and concurrent increases in public coverage and the number of uninsured” (Custer PhD, 2013). The passage of the Affordable Care Act set out in grand fashion to meet overcome some of these challenges. House Bill 3590 titled the Affordable Care Act provides changes to some very vital areas of medical coverage, including such things as: no lifetime or annual coverage limits, prohibition of rescissions, coverage of preventative health services and extension of dependent coverage and the creation of uniform explanation of coverage documents and standardized definitions (House of Representatives, 2010). Individuals who have major medical conditions will no longer struggle to maintain the coverage they so desperately need to care for their medical condition and maintain the best quality health condition. Health Insurance providers can no longer deny coverage to an individual due to a medical condition, pre-existing or newly diagnosed. Arguably one of the key areas in regards to improved health coverage was in the area of preventative health services. Insuring dependants to the age of 26 will dramatically increase the

If one cannot afford the price of an Affordable Care Act policy they can be assessed fines or penalties based on their income or a set fee, it has caused taxes to be higher and some of the funding for Obamacare comes from already established government insurance that is mainly for the elderly or retired. When it first came out the whole thing was the butt of many jokes as when people tried to enroll, the website crashed or it took people over an hour to sign up and some people found the whole process to be complicated. In order for some companies to be able to afford the premiums for Obamacare they have resorted to having to cut hours from their employees to under 40

On March 23, 2010, President Barak Obama signed the Affordable Care Act (ACA) into affect in order to provide affordable, quality health care for all American citizens. The purpose of the ACA was to expand public and private insurance coverage opportunities, increase protections of the insured so they qualify for coverage, promote the overall wellness of the public and improve education on prevention, to improve the healthcare systems and the quality of healthcare professionals, to increase the amount of available healthcare workers, and to eradicate the rapidly increasing cost of receiving medical care (King, 2011). The ACA, also known as Obamacare, was created to reform the health insurance situation starting in 2010 and continuing through 2014. Some

The Affordable care act was enacted in order to reform the health insurance industry and to make health insurance more affordable and to provide better health care coverage for the citizens of the United States. The Obama administration set out with the goals of: expanding access to health insurance, lower the uninsured rate, and to reduce the costs of healthcare. The focus of the act is to use regulations on the federal and state level to maximize health care coverage for all citizens of the U.S. In this section I will examine the factors that have come to play into the creation of the affordable care act and the back ground

The Affordable Care Act requires that health insurance does not put a lifetime limit on a persons’ coverage. This requirement is for all health insurers even those that offer school- sponsored plans for college students. Before the Affordable Care Act, these school- sponsored plans “commonly limit[ed] benefits on a per condition per lifetime basis." (Burnsed, 2010) This change is important to many people because no one can plan when or if a costly illness falls on them and by getting rid of lifetime caps, the people who do fall victim to server medical conditions will not have worry about coming up with the money to pay for their

Since the government run the social security system associated with law enforceable affordable care act, it supposed to prevent adverse selection. The problem was that young people age of 20 to 30 tend to avoid having commercial insurance because of its high premium caused by adverse selection unless they are under their parent’s plan or provided by their employer. Obamacare supposedly able to attract young people which considered to be healthy and less

I am writing to you in regards to the quickly approaching 2016 Presidential Election. As your

The Affordable Health Care Act also known as Obamacare is a reform law that was enacted in March of 2010 by the 111th United States Congress that had begun the last two weeks of George W. Bush’s presidency. And what they did was have a legislative branch meeting in 2010 to discuss The Patient Protection and Affordable Care Act that was eventually nicknamed Obamacare, that also included the Health Care and Reconciliation Act of 2010.This was an act that would ensure that all Americans have access to good quality affordable health care, and they would create all of the transformation and also keep it in the margins of the health care system. The Congressional Budget Office had determined at the time that the bill was made

At the conclusion of President Barack Obama’s historical consecutive terms in office there is going to be a large number of candidates that are vying for the nominations of the respective parties. Due to the constitutional term limits imposed on the President, Obama is barred to seek re-election in 2016. While there are about 10 candidates running for the republicans, there are only two still in the running for the Democratic Party. The way candidates are recognized by their respective parties to become a candidate for the United States Presidency is first by receiving an invitation to compete in the primaries, then being included in the nationwide polls, as well as being on the ballot for at least 75% of all states. At the conclusion of the February 1st caucus there were 3 Democrats and 10 republicans who were still in the Presidential race, since then one Democratic candidate had dropped out.

Writing Situation: Why Hillary is not the candidate you want to be the next president.

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%

After a gruelling long primary for both major parties, the Republican and Democratic Parties, Hillary Clinton emerged as the favorite-to-win the 2016 election, and several magazines stating before Election Day that Clinton had already won. On November 8th, Newsweek released “125,000 copies” of magazines with the title of “Madam President: Hillary Clinton’s historic journey to the White House” (Greenslade). During the Democratic Primaries, Hillary Clinton’s campaign had already decided on Tim Kaine to be her Vice-President, and decided whom to pick for her Cabinet. Additionally, Hillary Clinton was endorsed by The New York Times, The Los Angeles Times, The Washington Post, and a dozen of other newspapers, and endorsed by hundreds of politicians, celebrities, businessmen, and activists, thus, a great sum of people had confidence that she would win the 2016 Presidential Election (Berke, Harrington). The day before Election Day, pollsters from various organizations, such as New York Times, FiveThirtyEight, and the Huffington Post, predicted Hillary Clinton would win the Presidency of the United States by overwhelming margins, such as 85%, 71%, and 98% respectively. (Katz).