“The massive legislation will help 32 million Americans get health insurance coverage and bans insurers from denying coverage to those with preexisting illnesses.” (Clemmitt) With the health care reform, it covers many things that Americans are struggling to receive such as acceptance because of illness and kicking out anyone off going young adults from parents plans. Obamacare is a benefit for those in need and have been let go cause of illness or who just in need but will not get accepted for reasons. Obamacare, put in place to benefit those in need of some sort of health insurance to protect the people of the United States. “You can’t be charged more based on health status or gender. All major medical insurance is guaranteed issue, meaning you can’t be denied coverage for any reason.”(ObamaCare Facts) These are just two of the many reasons that give Americans better benefits and help many …show more content…
“So far, more than $10 billion has gone out to help people afford their care.” (Ferris) This is astonishing to see that already millions of dollars have helped many citizens.”$7.4 billion decrease in uncompensated hospital costs.” (Ferris) The decreased uncompensated amount will allow those who have been injured or are sick to pay for more medical bills and not fall in debut. The United States has received a lot of benefits from Obamacare in helping the aid of many American citizens in the last five years. It offers many benefits that have helped people who are struggling in daily lives to get proper care. In the last five years, the health care reform has been providing a skyrocket in people to get insurance. It has also made an impact in the environment lowering any costs related to health.”New data from the Obama administration shows that Medicaid enrollment grew by almost 27 percent in the expansion states, compared to 8 percent in non-expansion states.”
The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.
The Affordable Care Act, also known as Obamacare, is an act passed by president Barack Obama on March 23, 2010. This act, which provides affordable health insurance to Americans, was passed for three primary reasons. These reasons are to reduce the number of individuals in the United States who currently are not covered by some form of health insurance, to improve the availability and quality of existing health care programs, and to reduce the cost of health care to individuals and the government (“Patient Protection”, 2014). The Affordable Care Act has been successful in some ways, but ineffective in other ways since it was passed in March of 2010. For example, Obamacare has helped expand Medicaid and has helped those who have Medicare. However, this act has had a negative impact on the uninsured and on insurance premiums. In addition, some small businesses have benefited from this act, while others have had a negative effect. The Affordable Care Act has many pros, but it also has some cons, which is why there are still some changes and ideas that I would like to see implemented in our healthcare system.
The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford
Obamacare is an unofficial name for the Patient Protection and ACA (Affordable Care Act) which was signed into law by President Barack Obama in 2010. The White House announced that in the first month, more than 100,000 Americans successfully enrolled in new insurance plans (The New America). That’s not even close to a quarter of the United States population. There have been problems with the website when it crashed. This prevented many Americans from completing the enrollment process. Which put a big hurt on the AC. But there is no question that there is a real demand for quality, affordable health insurance. In the first month, nearly a million people successfully completed an application for themselves or their families. An estimated amount 396,000 citizens have the ability to gain access to Medicaid under the Affordable Care
Since the law was signed in 2010, the Affordable Care Act is a working progress, it continues to changes to help improve individual’s needs. When the Marketplace, first launch there were some technical difficulties. The marketplace website was created so consumers can shop for affordable insurances that meets their needs. Now, despite some of the difficulties and the negativity from the media, the Affordable Care Act has many constructive effects. Obama care created the patient’s bill of rights. What many Americans fail to realize is, why many individuals were without health insurance. Before the law was created, insurances were more like a business. They would drop people without notice, raise premiums rates, or simply deny
Obama first signed the Patient Protection and Affordable Care Act (Obamacare) into law in 2010, and laws will continue to roll out through 2020 in order to fully change the healthcare industry. The law was originally enforced to grant more Americans affordable health insurance, improve the quality of the United States’ health insurance, and better manage the health industry as a whole. As stated on the Obamacare Facts website, “the law aims to increase the quality, availability, and affordability of private and public health insurance to over 44 million uninsured Americans through its many provisions, which include new regulations, taxes, mandates, and subsidies.” That is, Obamacare hopes to increasing the growth of Americans who have affordable health care, as it has previously not been rising sustainably.
The Obama care holds insurance companies accountable, lowers health care costs, gives Americans more freedom and control in their health care choices and improves the quality of care. With Obamacare, insurance agencies cannot create limits on care and the yearly limits will no longer exist in a
Purpose of the Policy or Program: ObamaCare, or also known as the Affortable Care Act, is a primarily known United States healthcare reform law that expands and truly aims to improve access to care and spending through the economies regulations and taxes for the countries citizens. The primary and main focus of the Affortable Care Act is to provide assistance for more and more Americans with access to adequate, good, and affordable health insurance, this is where improving the quality not quantity of health care is aimed by the health insurance, and reducing the health care spending within the United States of America. So known, to many Americans, there is a crisis, or even we can say it’s an epidemic in a way where many Americans are
In March 2013, President Barack Obama signed a federal statue into law that would change the way Americans receive healthcare. The Patient Protection and Affordable Care Act, better known as the Affordable Care Act, and sometimes called Obamacare is the most significant revision of the U.S. healthcare system since the passage of Medicare and Medicaid back in 1965. The main function of the Affordable Care Act is to improve hospitals’ and physicians’ practices financially, technologically, and clinically so the health outcomes and lower costs. Americans are split, as they are with most political issues, on whether or not the act is a viable solution to our healthcare problem. Even though it has had its problems such as a faulty website and being thought of as too complicated and expensive for the American government to take on, I believe the Affordable Care Act is a good solution for the healthcare problems in our country.
Obamacare is also known as the Affordable Care Act. With the Obamacare Law everyone has a right to health insurance. The law was passed to help people without health insurance be eligible to receive, therefore they cannot be denied assistance. Obamacare is very helpful because you receive help to pay for medication and medical bill. Either most or all, depending on the price would be paid. Companies with 50 or more workers, pay the workers health insurance. With Obamacare there is an equal distribution, no one is left out. Parents that have children under 26 years old can stay under their health plan. People that have had health insurance before March 2010 are not effected as much compared to those that have insurance after. Since the Obamacare
Through the years people in the Unites States have struggle with issues dealing with having health coverage. In March 2014 Obama care also known as Affordable Care Act was sign into law making it possible for the lower and middle class to be able to afford health insurance. The affordable care act was in congress from 2009 to 2010.With the act been pass it made it easier for the people to qualify and get help and pay so little with no extra cost. Even thought the insurance is not free it is now affordable for people so now people have a wider range of coverage options. With the affordable care act been pass they are hoping with the affordable screening and preventive services they can be more proactive with people’s healthcare and delay
“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people
There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand
Obamacare may be one of the most debatable topics at the moment ever since 2010. For those who are still confused on what Obamacare is and how it works is understandable and common amongst Americans. Obamacare is also known as the Affordable Care Act. It can be summed up as a law that ensures every American has access to health insurance that is affordable and within their budget. This is done by offering people discounts on government-sponsored health insurance plans, and by expanding the Medicaid assistance program so they include more people who can’t afford health care. In order for someone to qualify for Obamacare they must have an insurance plan that covers at least ten essential services that pertain
Obamacare is a another name for the Patient Protection and Affordable Care Act and it's goal and purpose was to restructure and reform the healthcare system and health insurance industries of the United States. The main goal of the act was to provide affordable health insurance to millions of uninsured citizens in the country. The Act is also aimed to increase the access to healthcare as well as provide more efficient means of delivering healthcare to individuals were given a right to see their own medical records and have a more hands on approach when it comes to their health and well-being. In order to convince individuals who were skeptical about participating and cooperating with the new law, financial penalties were created to penalize