American Government ObamaCare and Ted Cruz Background President Barrack Obama proposed the idea of the Affordable Care Act (ACA) or otherwise known as ObamaCare in 2010 according to the American Public Health Association (APHA)(2014). The ACA is intended to provide health insurance to people in the United States who cannot afford it. According to Norton (2014), not very many people actually understand the new Health Care Reform, 64 percent of Americans say that they don’t understand it. Also, 40 percent of those same people said that they don’t know what an insurance deductible is either. I had to do a little research myself and found that Lalli (2013) reports that we the people of the United States will have many benefits from the ACA. The first one is ambulatory patient services. This means that you come in, they will take care of you, and then you can leave. The second benefit is prescription drugs, which means that under the ACA people will be able to afford the medicine that they need. Another benefit is emergency care, which includes visits to the emergency room for reasons such as a stroke. The fourth benefit is mental health services, which provides a limited amount of visits to professional help and will only be billed about 40 dollars for their session. The fifth benefit is hospitalization, which can be very expensive but with the ACA, people will only have to pay 20 percent of the bill. Lalli (2013) continues the list of benefits: the sixth benefit being
President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.
The Affordable Care Act, also known as Obamacare or ACA, is the health reform law enacted in 2010 by Congress. The official name of this reform is the Patient Protection and Affordable Care Act. Many provisions of the law are already in effect and the rest are going to continue to develop until 2022. After a year of intense political wrangling, the health reform initiative was passed by Congress. Even though it falls short of providing universal coverage, it is unlike the Clinton proposal. The Affordable Care Act was intended to expand US citizens’ and legal residents’ access to health insurance coverage, control future costs, and improve the functioning of the healthcare delivery system. It improves access to care and balances spending through regulations and taxes. Healthcare has always been a crisis in the US and the Affordable Care Act contains hundreds of different provisions that address these aspects. The Affordable Care Act increases the quality of health insurance at an affordable price so all Americans can have access to it. In exchange, most people who can afford to obtain health coverage must by 2014 or pay a per month fee. The ACA offers Americans a number of new benefits. It sets up a Health Insurance Marketplace where we can purchase federally regulated and subsidized Health Insurance during open enrollment. It expands Medicaid to all adults in many states, as well as improving Medicare for seniors and those with long term disabilities. Obamacare expands
With the upcoming election for president, we have a chance at having Obama Care repealed. The presumptive Republican party nominee, Donald Trump, has a plan in place that will be ready to take action if he is elected president. If he is elected president, Congress will be asked to immediately repeal Obama Care. Together Donald Trump and Congress will then work together to implement a series of reforms that follow free market principles. The reforms will restore economic freedom to everyone in this country. Donald Trump’s plan will broaden health care access, make health care more affordable, and improve the quality of the care available. As part of a comprehensive reform effort, the Trump Administration will work to restore faith in government and economic liberty.
Obamacare or Affordable care act (ACA) refers to the healthcare act introduced by President Obama in 2010 and represents one of the significant healthcare reforms since the passage of Medicare and Medicaid in 1965. The primary purpose of the reform was to increase the quality and affordability of health insurance, expand the reach of insurance, and reduce the costs of healthcare for both individuals and government.
On March 23,2010 the Affordable Care Act (ACA), also known as Obamacare, was signed into law. This act aims to provide affordable health care coverage for all United States citizens. “The Affordable Care Act affirms the core principle that everybody should have some basic security when it comes to their health care.” (President Obama) It will provide insurance to more than thirty million people who have been previously uninsured, and will be achieved by expanding Medicaid and extending federal subsidies to the lower and middle income Americans to aid in purchasing private coverage. Although many attempt to view it in a completely positive or completely negative way it affects all aspects of the health care industry in various ways.
The Affordable Care Act or ACA is a federal statute initiated by President Barack Obama, its intended effects were to supply medical coverage at a low cost to millions of Americans who could not afford access to healthcare. There are a variety of economic and scholarly opinions regarding the ACA’s effect on the healthcare market. Many of these viewpoints have changed over the course of Obama’s presidency as the statute began to affect individuals and the healthcare market.
According to Medicaid.gov, the Affordable Care Act (ACA) provides Americans with better health security by putting in place comprehensive health insurance reforms that will, expand coverage, hold insurance companies accountable, lower health care costs, guarantee more access, and enhance the quality of care for all Americans.
The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare, or the Affordable Care Act (ACA), is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (Martin, 2015). It is designed for Americans to have insurance or be penalized with 1% of your income for the beginning of last year and will raise up towards 2.5% by the beginning of 2016. Also, health care reform was created to fix our health care systems since the cost of the systems is increasing every year in price. The goal of ACA is to help out the insured with being provided with quality care through health care organizations. Thus the ACA is intended to prevent the uninsured from catastrophic medical expenses which not only
What is the Affordable Care Act? The Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA) or Obama care, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. What this did was to give affordable insurance to over 30 million previously uninsured people in the United States. People who couldn’t afford insurance now have Health Insurance Marketplaces that compare Health Plans that count as minimum essential coverage and include all new benefits, rights and protections. There are subsidies that can save you money on your premium and out-of-pocket expenses. These subsidies include Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid Expansion and CHIP (Children’s Health Insurance Program), Subsidy Calculator, and HSAs (Health Savings Accounts) and Medical Deductions. The health care act also has related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act. This act not only helps with people getting affordable insurance or for the poor it could mean free medical care, as stated above it has amendments to other areas. I see this to be a positive point, though not all people believe that Obama care is a good way to get health care.
Have you even wonder what the actual advantages of ObamaCare are and how they affect people? ObamaCare otherwise known as the Patient Protection and Affordable Care Act (PPACA) is designed to aid American on acquiring health insurance, especially those who are unable to receive coverage thru their jobs, the sick and the poor. The Affordable Care Act (ACA) was signed into law on early 2010 and ever since, it has set strict regulations against insurance companies over who to insure. Therefore, it gives Americans the right to apply for health insurance and find the best coverage they need, regardless of their medical history or income. As a result of the PPACA, pre-existing clauses were eliminated, while Americans can now apply for health coverage and receive better treatments options.
The Affordable Care Act (ACA), also known as ObamaCare, is a United States law that was signed by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. This Act was set to reform both healthcare and health insurance industries in the United States. It aims to lower cost on coverage, add new benefits, and a few new taxes. Increasing the quality, availability, and affordability of private and public health insurance are very important roles of the ACA. While trying to help over 44 million uninsured Americans, it is changing taxes, mandates, subsidies, and adding new regulations. The law is trying to slow the growth of healthcare spending and cost, which has been rising at an unsustainable rate. The Affordable Care Act has added many new laws and regulation, but how much has it helped and how will it be changed after the presidential election?
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.
The Benefits of the Affordable Care Act to Our People and Our Health Care System
Another important aspect of the Affordable Care Act to look at is how it is making the healthcare market a more fair and humane place. Before the ACA was signed into law, private insurance companies dominated the insurance market and had a huge say in how much they would charge you, what they would cover and most importantly if they would even grant you coverage at all due to a pre-existing medical condition. “Before the ACA, someone with cancer or mental health problems, for example, often was unable to find affordable health insurance. Some couldn't find any insurer to cover them.” (O’Donnell) Under Obamacare, unfair practices such as
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.