Obamacare : The Patient Protection And Affordable Care Act ( Ppaca )

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ObamaCare, officially known as the Patient Protection and Affordable Care Act (PPACA) but sometimes also referred to as the Affordable Care Act (ACA) for short, reforms the health insurance industry and the American health care system as a whole. The law brings forth many changes for the American families that make healthcare more affordable and accessible. The law focuses on four aspects of improvements in healthcare for Americans: affordable insurance for individuals and small business owners, ends insurance company abuses, strengthens Medicare, provides better options for coverage. Furthermore, the law highlights the importance of preventive care for all covered customers.
To understand why healthcare reform was needed in the United
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Kingsley, Diagnosing the Current Problems of the United States Health Care System Requires Examining the History of Health Reform, 66). President Obama not only understood the need for a change in Healthcare as it was before the law, but he also realized that this change would not be an easy one as former leaders had attempted healthcare reform and had failed.
“The Patient Protection and Affordable Care Act was signed into law March 23rd, 2010 and upheld by a Supreme Court ruling on June 28, 2012” (Obama Health Care Summary n.d., para. 2). Before the law, insurance companies were able to pick and choose whom they gave coverage to and premiums would hit the rooftop for the policyholders. This worked in favor of the big insurance companies, but not for the American families. The law makes insurance affordable to all. As described in the Obama health care summary, under the law health insurance companies can no longer put a lifetime cap on essential health benefits. The law also provides a wide range preventive care services to customers for free. According to Obama health care summary, 54 million Americans got at least one free preventive care service, which is huge increase in number and ensures Americans that the law in fact provides what is promises in terms of preventive services. Before the law, big insurance companies used premiums for company overhead CEO salaries, but the law requires the customers get more value for their premium. As
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