Everyone needs healthcare, because everyone gets sick. However, throughout the history of the United States of America the options for healthcare stability for its citizens has been very limited and lacking in coverage for many. Health Care Reform has been a major topic of discussion for the past few years, mainly due to the fact that many people were being denied coverage or unable to afford it, as well as a multitude of other reasons. Therefore a new system was proposed to improve the quality of service, keep the costs down, and maintain coverage for all Americans. This would mean a myriad of policy and logistical changes for companies, health systems, insurers, and individuals. This new system came in the form of the 2010 Patient …show more content…
Mainly, did the Affordable Care Act accomplish what it set out to do? If so, to what extent did it aid in health care reform, and how did it do so? By thoroughly understanding what led up to current changes in health care reform via the Affordable Care Act, what it has achieved, and what its setbacks are, we can get one step closer towards answering these questions.
Background
Problems in our healthcare system
Looking back at our former healthcare system, we see that it was far from flawless, some say it is due to the government, while others claim the health insurance and the healthcare system in general is to blame. So it 's no wonder that the healthcare system is constantly fluctuating. These fluctuations have let us to a system that was very flawed and in dire need of rectification. Furthermore, the health insurance market wasn’t readily accessible to the middle and lower class, due to high costs, bizarre prerequisites, and complicated terminology.
Annual family income
Most people agree that health insurance policies are too expensive; the average family cost for just the annual premiums in 2010 was over $14,000 for health insurance and increased annually.5 The US Census Bureau Annual Social and Economic Supplement for 2010 median house income was published to be $49,445.1 That’s over 28% of a family income just for health insurance premiums alone, not counting out of
Health care has been an area of discussion for some time now. In the United States, the current health care system is a private system that allows individuals to choose their own method of care. Despite the freedom that comes with the independent nature of this type of health care system, the true disposition creates more problems than it solves. The privacy of the health care institutions has caused affordability and access to become serious issues with this system. Additionally, those with lower socioeconomic status fall short of the ability to access the same pool of resources as everyone else. Due to the issues with affordability, access, and the poor infrastructure of the health care system, a universal health
Obama Care, The Patient Protection Act, people have given it many nicknames but it’s official name is The Affordable Care Act. The law may have several nicknames, but one thing is for sure, it is very controversial. Americans are torn on whether the law will work or not, and it’s causing a huge debate ahead of the 2016 presidential election. The effects that The Affordable Care Act may have on our country can best be understood by analyzing the background and the history of the law.
The Patient Protection and Affordable Care Act (PPACA) signed into law by president Obama on March 23, 2010 is arguably the most extensive reform of health care law ever to be enacted in the U.S. It will impact the way professionals practice health care, the way insurance companies handle health care as a product, and the way consumers purchase and use health care as a service. The Affordable Health Care Act is primarily aimed at reducing the number of uninsured Americans and reducing the overall costs of health care from an administrative and consumer standpoint. The PPACA requires insurance companies to cover all applicants and offer the same rates to all applicants of the same age
The affordable health care act has received its fair share of criticism as well. Opponents of the bill fell that the cost of this bill will be higher that before. People we be seen for more care and more sick people will be diagnosed with illnesses and they will be a constant visitor in medical facilities looking for care. Others argue the level of service provided. The main thing these critiques seem to point to is the cost and how effective is the bill finically. These things wont be determined or seen until this bill is riding in full effect in the years to come.
After numerous failed attempts by previous legislations, President Obama was the first to implement federal health care reform. The Patient Protection and Affordable Care Act (ACA), otherwise known as Obamacare, was signed into law on March 23, 2010, in efforts to abate healthcare costs and provide health insurance to all United States citizens and legal residents. The intent of Obamacare revolves around providing universal access to healthcare regardless of a pre-existing condition, setting reasonable prices for health care insurance, and providing government subsidies to those who cannot afford health insurance on their own (up to 400% of the federal poverty level). The law entails many essential provisions, some of which include an
When president Obama was a candidate in the 2008 election he promised wide scale health care reform that would increase the availability and affordability of medical insurance for a large portion of the American population. At the time of his campaign, millions of low-income Americans were stuck in the Medicaid gap – where they could not afford health insurance, but also were not eligible for the joint state and federal government Medicaid program. This promise eventually became the bill later named the Patient Protection and Affordable Care Act that was passed by the senate on December 24, 2010. The bill’s policy seeks to expand health care coverage to low-income families
Signed into law by President Barack Obama on March 23, 2010, the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA), ushered in a new era in the way Americans get their medical care (coverage). Guaranteeing new consumer protections and creating insurance exchanges to facilitate greater access and affordability by reducing premiums and costs for tens of millions of Americans. When passed, the ACA allowed for states to expand access to Medicaid to those previously ineligible, including some people above the Federal Poverty Level (FPL), and in its five years since passage the law has faced challenges to its component pieces, its legality, and constitutionality all together. A Supreme Court decision in 2012 ruled a key element of the ACA, the expansion of Medicaid, to be optional for the states. From that decision, 24 states and the District of Columbia have chosen the expansion option and seen success, while opposition in other states has led to efforts to block expansion, invoking a sophistic response where those living above the FPL receive federal subsidies and the most in need are left without coverage. The success of the ACA in non-expansion states – Georgia, in particular, here - depends on the state governance to make available the expansion of Medicaid for the population of their states, including opening doors for patient navigators to reach into local communities and raise awareness.
The healthcare industry in America has definitely changed over the last few decades. Our federal government has tried to mold and shape our country into a place where healthcare can be affordable for all families, not just the wealthy and those below the poverty line. The Patient Protection and Affordable Care Act was created to bring about changes and healthcare reform for especially your average American middle-class family. The Obama Administration worked very diligently to ensure some type of change was made in present-day America that would last and finally be the reform that
Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax
The act puts in individuals, families and other small business owners in control of their own health care provider. It can also reduce premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in the tax relief of the largest middle class tax cut for health care. It also reduces that families will have to pay for health insurance by paying out-of-pocket expenses and requiring preventive care to be fully covered without paying any out-of-pocket expense.
The Patient Protection and Affordable Care Act (PPACA) is legislation President Barack Obama passed in 2010. The PPACA seeks to reform healthcare throughout the United States of America by expanding coverage, containing healthcare associated costs, and improving healthcare quality (Kaiser Family Foundation, 2013). The PPACA has many implications both at the federal and state level that are important to note, which are more fully appreciated within the context of client health or financial outcomes. With that in mind, the health status of Minnesota will be explored in-depth with an emphasis on health disparities before an overview and critique of the PPACA is provided. The
As the nation moves in the direction of practical application of the Patient Protection and Affordable Care Act, understanding the capability of change will require tremendous uplift of the American human services conveyance. Keeping that in mind, the new law looks to reinforce the country 's essential care establishment through upgraded repayment rates for suppliers and the utilization of imaginative conveyance models, for example, persistent focused medical homes. Evidences recommend that these methodologies can return considerable advantages to both patients and suppliers by expanding access to essential care administrations, decreasing regulatory limitations and loads, and encouraging coordination over the continuum of care (Davis,
This brief summarizes the extension of dependant coverage to adult children up to age 26. With little restrictions adult children may remain on their parent’s insurance until the age of 26. While this policy greatly eases the strain of starting a career in the current economic environment, does it truly benefit the young adult cohort? This brief examines the impact on the college graduate specifically. A thorough epidemiologic study needs to be undertaken to evaluate the effects the policy has on the cohort. More affordable insurance plans tailored for young adults with a focus on prevention could also help the cohort make the transition from college to career. There are pros and cons to each option. A thorough
There is an ongoing debate regarding the potency of the new health care reform—Patient Protection and Affordable Care Act—from the outset of its proposal. Many attempts had been presented in the past years but the root of the issue remains prevalent today, that there is a lack of quality in its delivery and the cost of care is continuously increasing beyond national economic edges. In this manuscript, we will discuss several factors that can positively sway the long-term significance, impact, and structure of the United States health care system. Many are wondering whether the Universal Coverage, to which will give more control and
US health care expenditures have been rising quickly over the past few years; it has risen more than the national financial system. Nonetheless a number of citizens in the US still lack appropriate health care. If the truth be told, health care expenditures are going to continue to increase; in addition numerous individuals will possibly have to make difficult choices pertaining to their health care. Our health system has grave problems that require reform, through reforming, there is optimism that there will be an increase in affordable health care and high-quality of care for America. Medicaid, Medicare and private sector insurances are all going through trials and tribulations because of