The method of Identity Theft that surprised me the most was the Childrens Identitity theft. I have never thought about this before. We have three daughters, with the oldest starting College in just a few years. We have always been very careful with our information and online purchases. We have had our Credit Card Information stolen a few times over the years, but have benn fortunate to notice it right away and get it cleared up with our Bank. We also get a credit report on both of us each year to keep on top of our records. However, the thought that someone to could steal my daughters information never crossed my mind. Since watching all these videos I have requested a report through TransUnion. I have to admit that I felt verey hessitant to …show more content…
Now that I know I will make sure to check their credit regularly. I also really liked the idea of writing down where and when you gave out their information. It is not as frequent as it is with our information, so it should be fairly easy to keep track off o Better Anti-Virus and Spy Ware for my computer. I am not very computer savvy. I know my way around for the things I need to do on a computer, but other than that I do not have the patients for computers. I have a program installed on my computer for Virus and Spy Ware detection, but I have no idea how good it is and if it really does do what it is supposed to. o Pin Numbers: Changing my Pin Numbers is a big challenge for me. I understand the reason and logic behind it, but it is a huge challenge for me. I can hardly remember one, let alone multiple pin numbers. I know for security purposes you should not have the same Pin Number for different account, you should not store them in your computer or in your wallet, and you should frequently change them. This is one of the hardest things for me. I always try to remember them, write them down, but still manage to lock me out of the accounts half the time. It is a frustrating process for
My grand mother had her identity stolen once. We found out the elderly are a common victim of identity theft. An entire year went by before she knew her identity was stolen and the only reason she found out was because she found out she was missing money from her account each month to the point that her mortgage payment was not being paid in full each month. She was under the impression the bank took care of everything, her husband was taking care of the finances but he passed away so everything started to unravel. Once she found out she owed the bank a lot of money toward her mortgage and was very behind on payments. She never found out who did it, had to get all new cards and numbers, and is still paying for it today.
My Mom was actually just recently a victim of identity theft, a couple weeks ago she got a call from her bank questioning some charges that had been made in New Jersey around the same times she had made charges in Toledo, where we live. Obviously my Mom told them they were fraudulent charges because she’s never been to New Jersey so the bank put a freeze on her account. They think someone had gotten her account number by putting a magnetic strip at a gas pump she had used somewhere. It took about a week for her to get everything straightened out, she had to cancel her card as well so it took 10 days for her to get a replacement..it was a big hassle.
Becoming the victim of identity theft is never something that is a pleasant experience. Along with the fear regarding the actual event, there is also the aftermath that must be considered. It can sometimes take years to completely see the full effects of identity theft, but by learning more about the different types, it is much easier to get started making repairs.
One reason identify theft is being a fast growing crime in the United State is because; more people credit card information is being stolen. Around 10% of American has fallen victims to credit card theft. Around 7% of Americans have been victim of debit or ATM fraud and 12% of the fraud was on internet websites and 10 % was on the telephone. One example of identity theft was eighteen months after moving in with his fiancée Joe Tremba begain to receive collection letter about past due credit card account that have been given to a collection agency. Tremba who always pays his bills on time was
Have you ever stolen something and gotten away with it? I have, and sure there’s a thrill to it but its also a
When i was a kid i used to get in so much trouble my parents wanted to give up on me. I was in and out of juvenile. I was ignorant i didn't care about no ones feelings. One day i was sitting inside the house and my probation officer came over. My big brother was heading out the door when my mom told him do not get into any trouble. As soon as he went outside he got locked up. What happened was he was with a group of guys who robbed a lady but he was the only one who got caught. He was given 2 years in juvenile.
The most common depiction of identity theft is the robbery of personal information for someone else’s monetary gain. Based on a range of information gathered from public and private resources, “Approximately 15 million United States residents have their identities used fraudulently each year (Douglas).” Although literal identity theft can have substantial monetary consequences for its victims, figurative identity theft can have even greater ramifications for those that suffer from having their individuality, identity and self-confidence taken away from them.
Identity theft over the years has cost citizens and businesses millions of dollars each year just in the United States alone. It has also taken on different forms from true identity theft (false impersonation), to theft for financial gain, and to non-credit forms of identity theft. Identity theft does not necessarily have to cause monetary damage, but what it does do to a victim’s credit, medical history, citizenship, driving records, etc. can do possibly more damage. Furthermore, identity theft threatens our national security, impacts our economy, and can facilitate terrorism and illegal
As the definition states, identity theft takes two processes. The first process is collection of information followed by fraudulent use of the information.
According to an identity theft agency website at http://www.consumer.gov/idtheft, throughout the history of the crime, federal agencies and government officials have made an effort to address the problem of identity theft. In October of 1998, Congress passed the Identity Theft and Assumption Deterrence Act of 1998 to address the problem. If anyone violates this act, they will be investigated by federal agencies such as the U.S. Secret Service, FBI, and the U.S. Postal Inspection Service and, if possible, prosecuted by the U.S.
Whether you have been a victim of identity theft or want to prevent yourself from becoming one take advantage of these tips and strategies to keep you safe. Some of them may be very obvious to you, while others may surprise you.
Just a few weeks ago we attended two town hall meetings in which our state representative, Pete Lucido discussed identity theft, and they were both vary informative in their own sense. I have split the next portion in to the 4 major talking points.
It takes a village to raise a child. This quote is everything to me, it’s the truth. If I only had my parents raising me, boy I would be annoying. I would be a carbon copy of them. Yes, we’re all like our parents, but not completely. I know drinking games, I have a dirty humor, I know old music like the back of my hand, and I’ve been cursing since I could talk. This sounds soooooo wrong, but you know what? It’s not. I have been exposed to more of the real world and know how to handle it. I’m not oblivious to certain things in this world that eventually I would have to learn about. To some, my younger childhood may have been slightly vulgar, but without it, I wouldn’t be me. My family, biological and not, are
Identity theft is the talk of the day with many victims suffering from its dire consequences. It has the means to ruin an individual 's life with being doubted in the near future when trying to accomplish anything that is credit and government related. It has sent many innocent people behind bars with accusations that are fraudulent and unnecessary. By a simple credit card number and social security number, the whole identity profile will be revealed in the eyes of criminal hacker whose main purpose is financial and benefit gain. They the social security numbers to open bank accounts and also uses the credit accounts to make purchases as their own. Identity theft hackers steal
Identity theft is one of the most pervasive and rapidly growing criminal activities in America. It is also one of the most devastating crimes for victims. One of the most common forms of identity theft is credit and debit card fraud. Credit card fraud not only exposes private payment information to thieves, but possibly the cardholder's name, address, and social security number. A 2003 survey from the Identity Theft Resource Center found that approximately seven million people were victims of identity theft over the previous 12 months. 73% of respondents indicated that the theft of their identity involved the unauthorized use of their credit card information, while only 15% of these victims find out about the theft of their credit