Persuasive Essay On Health Care

According to Bovbjerg and Hadley (2007), the following is true: members of our society who have no insurance receive medical care in lesser amounts and in less timely fashion; health outcomes for those without insurance are 25 percent higher than for those diagnosed with chronic illnesses; families with no insurance carry a large financial burden – making the expansion of coverage a greater benefit than the costs that are for services added.

Being an American guarantees the right and responsibility of having Health Insurance. Whether you have Health Insurance coverage through your job, spouse, serving in the military, it is very critical in this day in age, a person to have some kind of coverage. There are many types of Insurance you may receive and different types of organizations, such as a Preferred Plan Organization, or Health Maintenance Organization. They type of Insurance you receive is your decision as well. The history of Health Insurance beings with its revolution in the late 1920’s through the 1930’s. The beginning of employer-sponsored health plans began as a result of World War II. With the growing demand increasing into the 1950’s, other insurance agencies

1) Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.

The role of the United States government is to protect and care for the people of this county, just like a mom cares for her children. The mother does not favor one child over the other and treats them equally. If the U.S government is like our mother, then why do we have some people with health care and some without? Universal Healthcare solves that problem. Universal Healthcare is a system that provides coverage to all citizens of an individual country. This is the perfect example of how the government would take care of everyone. So, why is this not in place? That is a great question, and here are a few reasons why we should prefer universal health care over the current health care system in the U.S.

In America, health care is a delicate topic that always brings discussion to the table. There has never been a health care system that benefits all parties and that everyone is content with because the U.S does not have universal health care of its citizens. Every American is supposed to pay for its own health insurance, despite the fact that many cannot simply afford it. During Obama’s administration, the affordable Care Act was implemented with the purpose of providing affordable health insurance to those individuals that need it the most. However, under Donald Trump’s administration, the Affordable Care Act could potentially be repealed and replaced. Due to this, the American people are divided and furious because if the Affordable Care Act was to be repealed, about 32 million people would lose

The high deductibles and premiums of health insurance can cause people specifically the uninsured to not see the value in having insurance (McMorrow & Polsky, 2016). Purchasing health insurance could end up creating financial burdens for individuals or families (McMorrow & Polsky, 2016), causing them to remain uninsured. Another layer of financial obstacles often are older adults and people in poorer health. They tend to have the greatest need for health services yielding with the greatest cost. Provisions within the ACA attempted to meet the needs for this population.

In today’s first world countries, they have adopted towards choices that would ultimately benefit their progression in humanity and one way they did was by adopting a universal healthcare; however, the United States is the only country to have not. It is the only country that has one of the highest healthcare expenditures which should result with high-quality healthcare however it seems to be the opposite; the United States spends the most in total health care spending per capita yet has one of the worst healthcare when compared to other first world countries statistics. If a universal healthcare was adopted and properly implemented within the U.S. healthcare system then despite the initial displeasing ramifications I firmly believe that the new structure will bring an improvement in the lives of Americans.

Health is an important aspect. It is also your responsibility to take care of your health and that of your family. Paying for medical bills upfront can sometimes be challenging. However, when you have a good medical policy, you can cushion the effects of the health problems on your finances. Having a medical insurance, exempts you from digging deeper into your pocket anytime you get sick or your child does. There are numerous health insurance companies in the United States. However, they all vary in the policies they offer and their terms too. Below is a list of top 10 best company employee medical policies in the US.

Moreover, the benefits of expanding coverage outweigh the costs for added services. [4] Safety-net care from hospitals and clinics improves access to care but does not fully substitute for health insurance. These findings are supported by much research, although some cautions are appropriate in using these results. People with health insurance are protected against uncertain and high medical expenses and are more likely to receive needed and appropriate health care. In addition, having health insurance is associated with improved health outcomes and lower mortality, so employees with health insurance are more likely to be productive workers. You do not pay income tax on health insurance benefits so it is more valuable per dollar than the same amount in taxable pay. [5]

Health insurance helps individuals prevent preexisting health conditions from worsen. An individual with an existing health condition and no health insurance could face many problems. This could avoid them from working, it could flood them with fiscal and financial burdens due to medical expenses. Having health insurance is a major key to living because your health affects your quality of life.

A topic that has been a national debate for years is if healthcare should be considered a right for all citizens. Over 43.6 million people do not have health insurance in this country (Gluckman 1), and something needs to change. For some people, they believe that universal will do more harm than good, but when implemented in other countries this was not the case. There have been multiple studies from counties, wealthy and impoverished, proving universal healthcare has made a positive impact on society. There have been multiple reports in different countries where healthcare allowed them to be more proactive, and helped give citizens peace of mind, compared to America where majority of its citizens are not confident in the healthcare system. Universal healthcare will be more beneficial to our society, not only socially but economically.

Health insurance has become a need instead of a want all over the United States and all throughout the world. We all know how this health insurance has benefits. But what are these specific advantages? How does it benefit us and are there any down sides to having or being enrolled to a health care plan?

The United States is currently a mess when it comes to health insurance. Everyone needs health insurance, but we need to remain at private health insurance because if we don't have the money to fund for it then we'd be without health insurance. Research shows that we aren't getting our money's worth when it comes to health insurance.

One of the important insurance that a person should do is health insurance. Medical expenses are so much higher that every person cannot afford when they were suffering from major illness or an accident. Health insurance is a method or a way to pay medical expense in exchange for premiums. Simply health insurance is a contract between the insurance company and an individual or their sponsor. These insurances can be monthly, annually, or lifelong depends on the people demand. If a

Insurance has become an essential commodity that has helped cut cost of expenditure an individual, a company or a society as a whole can incur for health, business, leisure, personal belongings, utilities and just about living. In health particularly, it has greatly protected individuals and families from financial losses due to diseases and health conditions. It is a given fact that an average cost going to a hospital can be a tremendous amount an average family would not necessarily afford. Blue Cross Blue Shield of Illinois, a private insurance company in the United States suggested that “The average cost of a trip to the emergency room for an adult is about $700, not including any tests or hospitalization, which may increase the bill to well over $1,000. A broken leg can cost up to $7,500. Average costs for childbirth are up to $8,800, and well over $10,000 for C-section delivery. The total cost of a hip replacement can run a whopping $32,000.” Having insurance for simple to minor procedures have helped sustained these expenses and in one way or another have directly and indirectly saved billions of lives of insurance policy holders and their respective families. This is the very reason why people have found it as a basic need together with food, shelter and clothing. Insurance policy holders are increasing by the day. Depending on their needs, people now have a variety of insurance coverage to choose from.