Preventative Care Case Study

Decent Essays

This law both forces people to buy coverage, as well as forces insurance companies to cover people in new ways. Those two go hand in hand because if the majority of citizens did not purchase health insurance, insurance companies would not be able to provide all of the coverage that the ACA requires them to. For example, females no longer have a co-pay for preventative care services. If certain individuals choose not to purchase insurance, they will have to pay a penalty. The penalty is evidently increasing each year, but many people still choose to pay the penalty rather than purchase insurance. In my opinion, the law was passed mainly to force insurance companies to cover more people for certain things. There are many provisions that put limits on insurance companies as to what they can and cannot do. …show more content…

Did this law change healthcare for one gender over the other? Explain.
I believe it did because it is required for health insurances to cover all examinations and screenings that fall under the category of “preventative care”. This includes mammograms, pap smears, breast cancer screenings, etc. Given that, it is still part of a males insurance to pay for a share of these costs as well, even though they don’t use them. “….group or individual health insurance coverage shall, at a minimum provide coverage for and shall not impose any cost sharing requirements for” (P 13).
5. How does this law directly impact LGBT individuals? Explain.
This law directly impacts LGBT individuals because they can no longer be discriminated against for having a preexisting conditions, such as HIV. “…provides to all eligible individuals health insurance coverage that does not impose any preexisting condition exclusion with respect to such coverage” (P 36). The bill also prohibits discrimination based on medical history, genetic information, or any other health status-related factor. Again, the bill is aiming towards equality amongst genders, which will benefit our society as a

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