Redlining Research Paper

Political forces, which are controlled by the government, can majorly influence and change the way people live their life. From the Federal Housing Administration, which enabled citizens to become homeowners by underwriting mortgages, to the Interstate Highway Act, that change the route of expressways, political forces can dramatically change the way a city runs and functions. Wilson (2011) states, “In short, public housing became a federally funded institution that isolated families by race and class, resulting in high concentrations of poor black families in inner-city ghettos” (pg. 14). Wilson describes political forces as

In the article The Construction of the Ghetto by Massey and Denton, there are several policies and practices that still has its effect on racial structure today. Among the several practices and policies are the Government Issue (GI) Bill for veterans and housing loans. At a political view, the GI Bill for veterans helped them buy houses at a lower price due to their contribution in the war. Since White veterans have the GI Bill, they moved out to the suburbs during 1940-1970, which was during the time of suburbanization. Because Black veterans did not receive the GI Bill, they were unable to move out and buy houses. This effect is still present today, considering that in the statistics, Blacks are less likely than Whites to own houses.

A large influx of colored people created many problems. First, there was a major problem in the availability in housing, of which was responded to with racism. This is the root for the hatred between the black and white communities. There wasn’t enough housing in the “black belt” community, so Negroes began to spill into white neighborhoods. The very existence of a colored person in a neighborhood would lower the property values. When a house was sold to a colored person, the rent for the house would be higher than the previous, white owner’s rent. Real Estate companies believed that “it is a matter of common knowledge that house after house…whether under white or black agents, comes to the Negro at an increased rental” (Sandburg 46). They sold housing despite the fact that “the Negro in Chicago, paid a lower wage than the white workman” (47), and that black people would have

During the mid-20th century there was much racial discrimination, specifically in home ownership. During this period there was mass immigration of Southern blacks to the north. In Lawndale Chicago, there was adverse reactions to this. As the

The racial undertones of Detroit have been extremely problematic to Detroit’s real estate market for well over 50 years. These social disruptions continue to have an effect on the current residents of Detroit. During the middle of the nineteenth century, the Federal Housing Administration (FHA) introduced real estate tactics such as redlining, which is the practice of flagging minority dense neighborhoods for the purposes of denying approval of mortgages or inflating the price of the homes. Redlining had a profound social and economic effect on all residents of Detroit. The white majority began abandoning and selling their homes in fear that the value of the home would plummet, leading to a great financial loss when minorities moved in the area. This idea is known as white flight, and is the primary reason that Detroit has one of the highest African American populations in the country. However, through revitalization and gentrification of the Midtown/Downtown area, Detroit is slowly becoming more diverse. Throughout history, racial politics of the mid-to-late twentieth century affected Detroit 's real estate market by excluding minorities from the real estate market. Although adding stadiums, high end retail, small shops, and restaurants is economically valuable to the city of Detroit, this is conflicting and potentially problematic for the original residents of the area because the prices of these new establishments are often much higher than the residents can afford.

Despite increased diversity across the country, America’s neighborhoods remain highly segregated along racial and ethnic lines. Residential segregation, particularly between African-Americans and whites, persists in metropolitan areas where minorities make up a large share of the population. This paper will examine residential segregation imposed upon African-Americans and the enormous costs it bears. Furthermore, the role of government will be discussed as having an important role in carrying out efforts towards residential desegregation. By developing an understanding of residential segregation and its destructive effects, parallels may be drawn between efforts aimed at combating

Many of the housing uses zoning power delegated by government officials to assure that certain races such as blacks don’t move into their neighborhood. Zoning power is regulating the use of land by state governments and local governments to exercise authority over privately owned real

During the 1970’s, Connecticut was a very prosperous state with growing numbers of minorities. Many of these minorities would tend to live in the same neighborhoods which would lead to other races, like whites, leaving an area and moving to a new area away from these minorities. We learned about white flight in The Children in Room E4, but this has been relevant for many decades. These whites may have not moved out of state, but just away from the minority neighborhoods to places like the suburbs. This tended to cause property values to decrease in the minority neighborhoods, making it cheaper for more minorities to move in, but also harder for the minorities to move to areas where white people may be living like the suburbs. With decreased property values beginning to happen, the property taxes were also beginning to decrease. This is what led to the development of the case Horton v. Meskill. Also during this time, the United States was barely a decade old from all of the segregation it had experienced during the 1960’s. the segregation had an influence on why whites were moving away from the minorities, which was causing these public school property tax funding’s to be low. Even though segregation de jure was outlawed at this time, there were still people living by segregation de facto. The people did not realize this at this time in the 1970’s, but it eventually built up momentum and became relevant in the Connecticut court case Sheff v. O’Neill.

Wilson (2011) research proves that the Federal Housing Administration (FHA), contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these areas to retain or attract families who were able to purchase their own homes. As the federal government created this program it excluded certain inner city neighborhoods. This exclusion created “redlining” which assessed primarily on racial composition. People who wanted to get out of public housing and purchase a home in a redlined neighborhood were denied proper mortgages, even if they had sufficient funds. Wilson (2011) says that such restrictions such redlining restricted many opportunities for building or even maintaining quality housing in the inner city, which in many ways set the stage for urban blight that many Americans now associate with black neighborhoods. Policies like this one were created to make blacks stay in the inner city

In “The Complexities and Processes of Racial Housing discrimination” by Vincent J. Roscigno, Diana L. Karafin, and Griff tester, the main concept of racial disparity and inequality among neighborhoods is discussed, and how those inequalities became to be. They first highlight the wide range of potentially exclusionary practices, through qualitative and quantitative data comprised of over 750 verified housing discrimination cases (Roscigno, p. 162). Citing the U.S. Census, it is found that Blacks, compared to Hispanics and Asians, continue to experience high levels of residential segregation. This is done through discriminatory practices, whether they be by exclusionary or non-exclusionary methods. Even after the passing of the Fair Housing Act in 1988, discrimination against Blacks and Hispanics decreased somewhat, though African Americans still appeared to take part in racial steering, and Hispanics continued to have limitations in regards to opportunities and access to rental units (Roscigno, p. 163).

Historically, “ideas of Black inferiority and White superiority have been embedded in multiple aspects of American culture, and many images and ideas in contemporary popular culture continue to devalue, marginalize, and subordinate non-White racial populations”. Racism has influenced decades of land use, housing patterns, and infrastructure development. With the creation of housing subdivisions, the white and wealthy moved to modern communities, while the non-white and poor were left to live in areas that were rundown. Today, we see that in some cases, zoning laws have fueled environmental, as well as residential, racism. In certain communities around the nation, “expulsive” zoning has pushed out residents, and allowed industries to move into communities, and pollute the land, air, and water. These zoning laws define land for residential, commercial, or industrial uses, and impose narrower land-use restrictions. In this case certain individuals are forced to leave their community, and give any property they have up to these “dirty” industries. Without more stringent enforcement mechanisms and penalties in place, this nation will continue to see this type of discrimination and environmental racism.

Sugrue Thomas describes that homeowners movement was first lunched by the organizations or ‘civil associations’ founded by 192 white neighborhoods. The “color blind manner” describes the white homeowners’ reaction after U.S. supreme count ruled on Shelley v Kraemer for the unconstitutionality of restrictive covenant. (Tomas 220-221) In Shelley v Kraemer, U.S. Supreme Count held the decision of “racially restrictive covenant is unconstitutional” and is constituted state action. Because state enforcement of restrictive convents is discriminatory and violated the 14th Amendment, private owners could voluntarily agree to restrictive convents. (bostonfairhousing.org) Homeowners could not ask judicial power to enforce the covenants that are binding

It was a way to constraint African Americans to areas that were far away from those with status, class, and power. Segregation led to discrimination in economic opportunities, housing, and education. The black culture has suffered from the barriers that were placed through segregation. However, the Civil Rights Act of 1964 and the Fair Housing Act of 1968 tried to limit some of the discrimination associated with segregation. It was discovered that even a “rising economic status had little or no effect on the level of segregation that blacks experience” (Massey and Denton 87). The authors imply that “black segregation would remain a universal high” (Massey and Denton 88). The problem with the continuing causes in Segregation is that even though the Fair Housing act was placed, many realtors still discriminate against blacks “through a series of ruses, lies, and deceptions, makes it hard for them to learn about, inspect, rent, or purchase homes in white neighborhoods” (Massey and Denton 97). Segregation and discrimination have a cumulative effect over time. Massey and Denton argued that the “act of discrimination may be small and subtle, together they have a powerful cumulative effect in lowering the probability of black entry into white neighborhood” (98). William Julius Wilson had

Early in the days of Levittown there was a clause in the lease that stated: “the tenant agrees not to permit the premises to be sued or occupied by any person other than members of the Caucasian race.” The clause was later ruled unconstitutional in a court of law however, Bill Levitt continued with his racial biases and kept denying people of color and minorities the option to buy a house. Not only was the family who built and sold the houses racist against non-whites but so were the people who bought and formed the communities. An African American couple with children, the Myers, bought one of the houses through a secondary sale by the original owner in Levittown, Pennsylvania. The couple then went on to face brutal racism from the other residents in the community. Residents threatened them with violence, formed angry mobs outside their home day and night, the Myers received very little help from the

I have been a professional photo retoucher for 10 years. In the simplest terms, retouching is altering a raw photographic file to produce a more desired effect. Today, most photographs that are used editorially and commercially are retouched. When it’s done well, the retouched elements are unnoticeable; and I do it very well. Retouching often involves merging multiple images together as one composite piece, applying stylistic effects or creating new images from scratch, which I’m very adept at. Initially, I began retouching to simply remove dust and scratches from my film scans, but then I began to teach myself more in-depth Photoshop techniques in the hours I had before and after work. At first, I was terrible, and I quickly learned that there