Identity theft is a common crime in the United States today. It happens when people are not careful of their personal information. Millions of people are victims if Identity theft. According to consumer.gov Identity theft happens when someone uses information about you without your permission. Identity thieves could use a wide variety of information such as your name and address, credit card or bank account numbers, Social Security number and medical insurance account number. It is such as serious crime because you will be responsible for what the thief does while using your personal information. They can obtain a new credit card under your name and buy things with your credit card. It is important to know how to keep your sensitive information safe and know how Identity theft works in today’s society to prevent yourself from …show more content…
There are also ATM’s in every corner you see. Identity thieves are becoming more technological. They can steal your credit and debit card information just by inserting your card when you pay or want to use the ATM. One way they can steal your credit card information without you even realizing is using a Skimmer device. According to pcmag.com, “Skimmers are essentially malicious card readers that grab the data off the card's magnetic strip attached to the real payment terminals so that they can harvest data from every person that swipes their cards.” Identity thieves can place these skimmers in any ATM or credit card reader and they don’t prevent them from functioning properly. Some places this could happen are at gas stations, outdoor ATM’s, or grocery stores. Some tips for chances to avoid a skimmer are to use cash whenever possible. Some indoor ATM’s are safer than outdoor ones. . The ATMs inside banks are generally safer because of all the cameras. It would be unlikely for thieves to install a skimmer inside a bank with all the cameras inside the
Identity theft is a major concern today in our country, millions of a person’s identity have been compromised for many of years. Identity theft occurs when someone uses another person’s personal information such as name, Social Security number, driver’s license number, credit card number, or other identifying information to take on that person’s identity in order to commit fraud or other crimes. Stealing an identity is, unfortunately, surprisingly easy to do and happens when you least expect it. Just by opening your mail, something that has personal information on it, throwing it in the trash. Therefore, a person can go through your trash and take all that information and use it against you to take on a new identity.
There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a
Identity theft is when someone, without the consent of the owner, dishonestly uses, or intends to fraudulently use another individual’s personal identity. Personal identifying information can consist of an individual’s name, date of birth, driver’s license number, mother’s maiden name, state identification number, telephone number and other personal information that
One reason identify theft is being a fast growing crime in the United State is because; more people credit card information is being stolen. Around 10% of American has fallen victims to credit card theft. Around 7% of Americans have been victim of debit or ATM fraud and 12% of the fraud was on internet websites and 10 % was on the telephone. One example of identity theft was eighteen months after moving in with his fiancée Joe Tremba begain to receive collection letter about past due credit card account that have been given to a collection agency. Tremba who always pays his bills on time was
Identity theft is a type of fraud, it is the deliberate use of someone else's identity. Most commonly to gain money or obtain credit and other benefits in the victim’s name. The victim whose identity has been stolen may suffer consequences such as being held responsible for the offender's actions. Identity theft occurs when someone uses someone else’s identifying information (such as their name, credit card number, passport, etc.) without their permission.
Identity theft is a fast growing white-collar crime that is gaining the notoriety of an epidemic. There is a wealth of information on identity theft and prevention yet this area of crime is developing rapidly and is shrouded in myths.
There are many things that could have been taken away from the FDIC MoneySmart simulated podcasts. One thing that really stuck with me is how dangerous identity theft is. A person can access your credit card information, your social security info and your credit report simply by opening one of your bills. It is scary to think that someone would just go through your mail to access that. We no longer have any personal privacy because people can easily access our information. My sisters wallet was stolen right out of her purse, when she was at the hospital one time. The person who stole it, used her credit card to make multiple purchases. Fortunately the credit card companies were able to tract down where the criminal was by looking at the recent
Identity thieves send out letters, emails and SMS’s hoping to ‘phish’ information from you pretending to act on the behalf of a bank or other institution by creating spoof websites. The scammers also install programs onto your computer or other devices through software downloads such as apps which then track online activity of people and report the keystrokes used when on banking or online shopping websites where credit card information is entered. The perpetrators of these crimes also monitor social media sites such as Facebook and Twitter and also job search sites to gather any personal details they can use to open financial services in your name, run up debt and apply for other various
There is many of the America nation that says their identity can’t get stolen, but it can. There is even ways for your identity to be stolen with your credit cards now. Anyone can be the next victim of identity theft. That is why in this research I will tell you how you get identity theft and how to prevent identity theft, because most Americans never know it is happening. Americans need to allow themselves to come to know the cautions of identity theft. There are so many different types of identity theft this day and time. This is why I want to bring to your knowledge about this thing called identity theft.
In Lebanon Missouri there was a gentleman that had committed several counts of identity theft on people that was out of state and ones that even lived next door to him. He has committed over 9 different accounts of identity theft.
Millions of children use the internet almost daily. Cybercrime is a multibillion dollar industry. Around half of teens have been cyber bullied and well over half don't tell a parent when it does occur. Parents should use parental control because their are predators on social media. Also identity theft is very plausible and it will help with time management.
Identity theft is when someone other than you, steals your personal information for illegal gains while pretending to be you. Thus, using someone else’s identity can seriously affect someone’s lively hood, business, job opportunities, and reputation,
Identity theft is when someone, without the consent of the owner, dishonestly uses, or intends to fraudulently use another individual’s personal identity. Personal identifying information can consist of an individual’s name, date of birth, driver’s license number, mother’s maiden name, state identification number, telephone number and other personal information that an individual can be identified with, such as a birth certificate or Social Security number. People who commits this form of fraud is committing a third-degree felony. Proceeding through the system as a victim of identity theft can be an extensive and confusing process. It is important for individuals to keep track of the actions they take and retain a record of their progress, as they contact law enforcement, financial institutions and creditors. If individuals make any decisions regarding their case or decide to talk to investigators without counsel’s advice, they may hurt their opportunity to defend themselves against any identity theft charges.
By definition “Identity theft n. the dishonest acquisition of personal information in order to perpetrate fraud, typically by obtaining credit, loans, etc., in someone else's name; fraud perpetrated in this way. ” (dictionary.oed.com, 2007). It’s estimated that 9 million Americans have had their identities stolen each year. “According to the Secret Service, its investigations show a jump in potential losses due to identity theft, from $851 million in 1998 to $1.4 billion in 2000.” add citation from how stuff works There are many ways that thieve steal your identity, they may go through your trash, steal your wallet or purse. I will discuss a lot of the different ways in more
Identity theft is on the rise in the United States and Globally. The Federal Trade Commission advised that there are about nine million cases of identity theft. People who had their identity stolen often feel like they were violated. Any individual can have their identity compromised in numerous ways. Different institutions store personal information. There are several organizations that have social security numbers, bank account numbers, and credit card numbers. Colleges and Universities have people personal information stored in their databases that could be hacked. There are several companies that offer options to people to protect their identity. Most credit card companies offer the option of identity