Sample Resume : Secure Near Field Communication

12. _________________ is a technology that allows cardholders to make purchases with a single click from their mobile devices.

An example of this would be the Apple Pay technology. Apple Pay is a mobile payments service and digital wallet application that utilizes Near Field Communication (NFC) to initiate secure payment transactions between contactless payment terminals and devices like the iPhone 6, iPhone 6 Plus and Apple Watch (Webopedia). Apple Pay allows owners of Apple devices the opportunity to add multiple credit or debit cards onto that device and instantly pay at a location by simply placing their device over the scanner. This technology could be implemented into Howard University’s Bison One Card by adding Dining Dollars or Bison Bucks into the application software, thus eliminating the need to always swipe your card at various locations around campus. This would also eliminate the struggle some students encounter of not being able to eat or swipe into the café because they have lost or misplaced their card. The biggest problem Howard University faces with implementing this new technology is the substantial cost. Blue Pay breaks down the Apple Pay implementation costs with prices of the NFC terminals in range from $300 to $500, excluding the cost of additional software upgrades if needed. Depending on which locations, if not all, across campus will support this technology, this cost will surely add up. Merchants must also weigh in the cost of employee training. Employees must understand how to properly use NFC contactless readers to process payments. The training should also include refunds, chargebacks, and cancellations. This cost can vary, depending on the size of the staff. Blue Pay ultimately estimates the total cost ranging anywhere from $1000 to $2000 per unit after factoring in hardware, software and wages (Blue

you won’t miss out on any points or bonuses. Purchases are made using NFC technology

The exact definition of Near Field Communication (NFC) is a set of communication protocols that enable two electronic devices, one of which is usually a portable device such as a smartphone, to establish communication by bringing them within 2in of each other. For example, if I have an iPhone specifically it will connect to the Internet and can exchange data with online services. Different providers such as AT&T Mobility, Verizon Wireless, T-Mobile USA and even Apple have joined in this new interesting way to handle their e-pays.

Solution: Firstly, eavesdropping attack can be minimized by setting the NFC devices at a fair distance. When the NFC devices are placed within a close proximity, an unauthorized person will not get enough signals to intercept (Paganini). Therefore, NFC signals between the devices will be free from threats. The information is encrypted before transmission at the transmitter end and is decrypted

Mobile payments are defined as payment services operated under financial regulation and performed from or via a mobile device, namely a cell phone. The use of mobile payment is a substitute for traditional forms of payments. The idea to use non-coin-based currency systems has been developing for years yet it is only now becoming popular. Nowadays, most phones are produced from three or four companies due to economies of scale. This has meant that having five or six mobile payment apps is feasible and profitable due to network effects. If there were a hundred mobile payment apps, less people would use them because it is likely that no two people will have the same app, and thus it cannot be used for

Based on the Timberland case study there’s a reference to how the application was not only designed to give the city dweller everything they need – from music to maps to hiking trail suggestions and a game- to find outdoor adventures that are close to home , but also to buy Timberland gear along the way. (Class Notes). In this second part of my research I will explore mobile payments for a fast-food company known as Chick- Fil- A.

Near field communication (NFC) is an ability available in most modern-day cell phones that allows the device to connect

cards because of the new technology such as Bluetooth, RFID, infrared or NFC. This means that

Technology is quickly evolving and changing our everyday tasks. The next big thing is RFID technology. RFID, also known as Radio Frequency Identification Device, is making it easier for the consumer to pay without swiping their card or without signing. Many already know RFID as pay-pass where you simply wave your credit card over an RFID transmitter to pay for purchases. There are many benefits and cons to this new technology for the consumer and the producer alike.

Most modern banks cards are embedded with passive tags, which allows secure payments to be made when in close proximity with the reader (referred to as contactless payment). In Australia transactions under $100 can be made without inputting the PIN, this helps improve the efficiency of transactions, and thus reduces waiting times (Heffernan, 2016). Contactless cards are also commonly employed in Public transport systems around the world. For instance, in greater London Oyster Cards possess passive RFID tags which streamline transaction efficiency and reducing waste from paper tickets across public transport (Muller, 2016).

NFC technology is required to use digital wallet credit card payments for purchases at the check-out counter or for online purchase. There is a passive tag in your credit card that is activated when it comes within 10cm of an NFC initiator device. The NFC initiator is the POS (point of sale) or check-out counter card reader in the store. Most smart phones use NFC so your phone can act as your credit card as soon as you set it up and store the information from your card. Once your phone is set up, all you need to do is hold your phone within 10cm of the same card reader at the store and it will pay for the purchase just like your card.

NFC is the primary piece of key technology in use for payment procedures at this time in the retail consumer sector for offline payments. That said unique bar and QR code authentication developed by companies like tangerine for online and offline authentication are effectively used for mobile payments. The payments

It is the easiest, safest, and private way to make purchases. It has embedded NFC chip that allows the device to work with Apple Pay mobile payment service.

Tap your phone to pay and redeem offers, using NFC (near-field communication). NFC payments are currently only available in the United States.