EVALUATING PERFORMANCE OF COMMERCIAL BANKS IN PAKISTAN: “AN APPLICATION OF CAMEL MODEL” Adnan Zaheer MB-F11-200025 Abdul Karim MB-F11-200023 Abdul Basit Ishaq MB-F11-200017 Sohail Ahmed MB-F11-200028 MBA-20A (2011-2014) ARMY PUBLIC COLLEGE OF MANAGEMENT & SCIENCES (APCOMS) KHADIM HUSSAIN ROAD RAWALPINDI AFFILIATED WITH UNIVERSITY OF ENGINEERING AND TECHNOLOGY, TAXILA Acknowledgement Essential and foremost, all praises for the Almighty Allah, the generous…

Commercial Bank Accounting Executive Summary Financial institutions vary in many ways from the traditional, non-financial organization. For many people, the inner-workings of financial institutions are complicated and difficult to understand. For accountants, the traditional rules and procedures used in non-financial institutions must be modified and extended when a financial institution is involved. Our focus in this paper is on one specific financial institution, the commercial bank. In…

We conduct a raft of additional tests to ensure the robustness of our findings. First, our sample consists of Islamic banks, commercial banks and dual banks, thus to ascertain how MLG work among the three categories, we re-run equation (1) by separating the sample to three sub-samples: Islamic banks (IBs); commercial banks (CBs); and dual banks (DBs). The results reported in models 2, 3, 4 in Table 6 and models 11, 12 and 13 in Table 7 respectively. The results are basically the same with slight…

Executive Summary This report is about bank, history and functions contains what I have learned in my six week internship at MCB (Ltd). It starts with its success story and brief introduction of management. This report contains detail about business practices in MCB, its current financial statement, position, working of its different departments in MCB Gojra Branch and about of how a letter of credit is used in bank. The purpose of exercise was to learn while working in practical field, especially…

Introduction: This paper will examine the roles that investment and commercial banks play in creating and predicting systemic risk in the global economy. This topic is of particular relevance due to the events that unfolded in the economic sphere nearly a decade ago during the financial crisis of 2007-2008. Our study will provide a detailed rendering of the crisis, outlining each of the key factors that contributed to the crash in an attempt to gain a better understanding of what happened and…

the People 's Bank of China opened up the banking system and began allowing the emergence of state owned banks. The four state owned specialized banks that exist are Industrial and Commercial Bank of China (ICBC), Agricultural Bank of China (ABC), China Construction Bank (CCB), and Bank of China (BOC). The state owned banks were a success so in 1994 the Chinese government decided to open three more banks that were dedicated to specific lending purposes and policymaking. The banks include China…

Industrial and Commercial Bank of China (ICBC), a state-owned commercial bank, is a strong pillar of the development of basic industries in China, and its role in the financial system is and will always be irreplaceable. The most obvious function is to support the real economy. During 2015, the balance of loans extended by the bank to strategic emerging industries reached RMB369.729 billion, increasing by 11.99% over the prior year; the balance of loans to cultural industries reached RMB175.457 billion…

COMPARATIVE STUDY OF COMMERCIAL BANKS AND CO-OPERATIVE BANKS Introduction The robust macroeconomic environment continued to underpin the financial performance of Indian banks during 2004-05, with major bank groups successfully weathering the impact of an upturn in interest cycle. The demand for credit was broad-based during 2004-05 with agriculture and industry joining the housing and retail sectors to drive up the demand for credit. A sharp increase in net interest income mitigated to a large…

The Industrial and Commercial Bank of China (ICBC)has been designated as the first RMB clearing commercial bank in Luxembourg, which is one of the world 's financial centres on September 16, 2014 (ICBC,2014).The Clearing bank is a commercial bank that is part of a network of banks that can clear cheque for its clients, regardless of whether cheque check originates from the same commercial bank (Language Forums).This achievement marked a major step for ICBC to create a global RMB clearing network…

collateral. In conventional banks charging interest does not stop unless specific exception is made to a particular defaulted loan. Interest charged on a loan can be multiple of the principal, depending on the length of the loan period. More than half the population of the world is deprived of the financial services of the conventional banks. Objective of the Study Our objective of the study was to know the product differentiation of Islamic Bank and Conventional bank. In which way they differ from…