Introduction: Patient Protection and Affordable Care Act (PPACA) There can be no gainsaying as to the fact that a large fraction of the American citizenry remains devoid of health insurance. This means that average Americans, running into millions, find it increasingly difficult to access healthcare of whatever nature. As a consequence, this disadvantage has resulted in the proliferation of ailments and deaths that could well be avoided. Perhaps it is best we ask ourselves why the access to affordable healthcare has not been prioritized by previous administration regimes, being that it is the fulcrum of well-being and basically the backbone of a healthy, working nation. The answer should have been realized sooner, rather than latter, but …show more content…
They include: the access to healthcare insurance for all Americans with an already existing medical condition, a reinsurance program for early retirees who seem to have higher medical spending patterns, healthcare tax offsets for small businesses, zero discrimination against children with pre-existing medical conditions, a web portal address that enables consumers to effectively search for and scrutinize the best available health insurance plans at the lowest cost, etc.
An important matter worth noting is that the Affordable healthcare act does not as stated by healthcare insurance, rather it simply regulates privately available insurance to ensure more flexibility, protection and quality healthcare for all. This is the focal standpoint for the implementation plan depicting the setting up of a government web portal address, which is perhaps the central concern for the relative success of the PPACA. Just two months into its inception, the web address registered more than two million signups for Medicaid. Although this is slightly below the initial projected figure of 3.3 million, it is nonetheless, a fair staring point in defining the success and implementation of the law.
The Advantages of the PPACA Act It goes without saying that the biggest advantage of the PPACA act, aside from near universal healthcare access for every American, is the access to health insurance by individuals with an already
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
The rapidly rising cost of health care in the United States has made access to medical care difficult for many citizens. Additionally, the number of uninsured is increasing because of job loss and reduction of employee benefits. This trend is projected to continue. The negative effect of reduced access to health care may have alarming effects on the economic well-being of the nation. The passage of the Patient Protection and Affordable Care Act (PPACA) marks the beginning of significant transformation in the United States’ health care systems. After multiple attempts to reform health care over the years, the nation’s leaders have succeeded in pushing through this landmark legislation that will ensure most Americans will have access to
The Patient Protection and Affordable Care Act (PPACA), issued in 2010 by Former U.S. President Barack Obama, has caused such a controversy due to its way of reforming today’s healthcare system. Although, the Affordable Care Act has so far been the most important piece of health care legislation passed ever since the Social Security Act of 1965, which established medicaid to the elderly. In recent events in U.S. politics of 2017, our newly elected Republican President Donald J. Trump and the majority of Republicans plan to overthrow and replace the Affordable Care Act, also known as Obamacare, with a more “affordable” way to gain health insurance named “the American Health Care Act”(AHCA). However, they have not realized that modifying the
The Affordable Care Act is designed to increase access to inexpensive health care coverage, but the law omits one group of people from advancing: the nearly 12 million undocumented immigrants presently existing in the United States. The high costs of health care and the loss of health insurance coverage are two significant long-term challenges that provoke many Americans. These problems are particularly severe for migrants in the United States, who have predominantly low rates of health insurance coverage and poor access to health care services. Once settled in the country, many migrants face a lifetime of change and acculturation.
In 2010 during the term of President Barack Obama something needed to be done due to the rise of healthcare costs and the number of people who were uninsured and unable to pay their healthcare bills (ehealthinsurance 2014). United States spent more on healthcare than any other country but yet was only the 34th in life expectancy. These are some of the many reasons why The Affordable Care Act came about and was signed into a health care law. This landmark law impacted and changed many aspects of the healthcare system, as well as influenced everyone’s healthcare options in the United States. The Affordable Care Act has been just about been one of the most
As the implementation of The Affordable Care Act (ACA) nears, news media is featuring a large number of individuals whose health insurance coverage is being cancelled. The current administration claims that their objective is for everyone to have health insurance, but there is a gap between their new legislation and the results. American consumers are falling in the gap between private insurance plans that are too expensive, and the poorly developed government system. Despite claims from the Obama administration, the Affordable Care Act limits the American public’s choice of private health insurance plans.
According to research done by Westover et. al (2013), the passage of the Patient Protection and Affordable Care Act of 2010 (PPACA) created a greater future role for state Medicaid health plans and necessitates more efficient health care coverage. Low-income individuals have the need for more frequent medical attention than previously insured patients. Gaps in health care coverage, whether partial or full year gaps, have been linked to adults with serious, chronic health conditions. According to research done by Gulley, Rasch, and Chan (2011), among all working-aged adults, 28 million (16%) remained uninsured for all 12 months, and an additional 21 million (12%) reported part year coverage. The goal of the health care reform was to eventually provide equal care coverage and quality to all Americans.
Over the past fifty years, the method in which healthcare services are funded has gone through significant changes. The country has seen the expansion of insurance from paying medical bills for hospital stays, to the creation of managed care, and the passing of the Affordable Care Act (ACA). While the process has not been without challenges, healthcare administrators must continue to analyze past funding systems to understand the oversights and misinterpretations to prevent complications in the future. This paper will investigate fee-for-service practices and how these practices have progressed to uncontrolled utilization.
The basic standards that was signed in law by President Obama that The Patient Protection and Affordable Care Act (PPACA) will cover all Americans to quality and affordable access care and necessary transformation within the health care system to cover costs. The Congressional Budget Office (CBO) has established that the Patient Protection and Affordable Care Act is completely paid for and provides coverage for the American population. The primary transformation required by health insurances are shared responsibilities that the universal insurance market uses to eliminate discrimination practices in pre-existing condition, and having all Americans gaining coverage and affordable health care. Additionally, PPACA established health outcome improvement
It is no surprise that the Affordable Care Act is a huge controversy in the U.S. presently, when it was first introduced there was a huge reaction on how this would never work. But what makes the Affordable Care Act work and not work when the people haven’t even given it a chance? Evidently the real problem is when people use and hear the term “social medicine.” This simple term shakes the nation and the minds of others go straight to a communism approach. In order to shed light and make the doubters aware that the ACA could work, we must look to other nations and examine their Health Care system and how it either benefits their country or not.
‘Over 105 million people living in America today no longer have to worry about having their health benefits cut off’ (Secretary WH) . Since enacted, the Affordable Care Act (ACA) has been able to provide for millions of lower and middle class Americans a secure and reasonable healthcare plan that best suits their medical needs. The Patient Protection and Affordable Care Act (PPACA) also commonly refer to as ‘Obamacare’ was a solution implemented in 2010 to help reform the precarious healthcare system in the United States. The ACA imposed three key reforms adopted from the successful Massachusetts system of healthcare. First, the ACA established a “guaranteed issue and community rating requirements” which essential barred healthcare insurances
Studies in various cities in the United States have revealed that there is an overall inadequacy of health care for low income, homeless, and uninsured individuals (Hwang et al., 2010). The government has recognized the lack of healthcare for these individuals. For many years, politicians have been struggling to enact a healthcare reform. Finally, in March 2010 the Affordable Care act was written into law (Hammer, Phillips, & Schmidt, 2010). There have been many debates on the pros and cons and how effective this act will be at achieving the goal. These debates raise the question, should poor or homeless individuals be required to pay for healthcare insurance?
The Patient Protection Affordable Care Act (PPACA) is a federal statute that was signed into law by President Barak Obama on March 23, 2010. The PPACA which is commonly referred to as “Obamacare” was endorsed by lawmakers based on the objective of shifting healthcare cost from the employer to the government. The enactment of the PPACA has been viewed as unprecedented by many based on the constitutionality concerns related to healthcare reform. In order to address some of the concerns related to healthcare reform it is important to go back and view the nation’s history.
The act according to Obama at the signing was “the core principle that everybody should have some basic security when it comes to their health care” (Rogers, 2014). Many Americans have gained from the PPACA but there are also those who have lost to the reform. While the intent of the act was made for the better of Americans health, Republicans deem Obamacare to be a progressing disaster and seek to demolish the law. The conception that Obamacare is beneficial to Americans has created a debate between the political parties. Different groups and individuals have taken the law and have broken down their interpretation of its true intentions. After 75 years of an unsuccessful health system some find it hard to believe that the PPACA will be effective in the long run. The many reasons range from the PPACA being categorized as socialism, communism, capitalism and/or corporatism. Through writers Catherin Evans, Gus Voss and conservative writer David Horowitz we are given insight and facts to the many questions that have derived with the passing of PPACA. The PPACA has been portrayed as a government program to help all Americans have health benefits and affordable health; but this government aid also questions how beneficial is the program and is it another approach of control.
Barack Obama is bringing in a universal health care system that is not understood by many. The response in the United States is mixed between avid supporters, very strong opposition, as well as a large group of people in the middle who do not fully understand how they will be affected by the proposed changes. The Patient Protection and Affordable Care Act (PPACA) commonly referred to as “ObamaCare” aims to provide more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the United States. It does not replace medicaide, medicare, or private insurance; the goal is to provide public health insurance to the population that cannot afford any of the aforementioned health care options without changing the cost of the aforementioned health care options. The secondary goal is to reduce the overall costs to the American health care system. In 2005, the US census bureau reported that approximately 46 million Americans have no access to health insurance. The PPACA is expected to give access to preventive care to about 47 million women, and makes it illegal for insurance companies to charge women more then men. It will also provide a cost effective health care options to 82% of America’s uninsured young adults. The many problems with American health care system is to understand and