Affordable Care Act
The Current Events of Health Care Reform In 2010, President Barrack Obama signed into law the health reform called the Patient Protection and Affordable Care Act (ACA). The purpose of the law is to expand access to coverage in terms of health insurance. Another thing this law does is prohibits insurers from denying or increasing premiums based any pre-existing conditions. This new health care reform requires most Americans and legal residents to have health coverage and/or receive subsidies to help them pay for coverage from their paychecks. Today, the new health care reform is still in the news and many Americans including our politicians go back and forth on this issue. According to the American Press, as of today,
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That is because roughly three dozen states opted against creating their own health insurance marketplaces, or exchanges, and instead rely on the federal healthcare.gov to help people find coverage if they don 't get insurance through their jobs or the government” (Sherman, 2015). It is up to the states on how to manage the newly insured and how competitive markets will be. Also it will be up to the states on the carriers and what they will do with the new federal subsidies they will receive under the act.
In a recent article written by the American Press it states, “A nonpartisan government study says repealing President Barack Obama 's health care law would modestly increase the budget deficit and the number of uninsured Americans would rise by more than 20 million. Republicans now in control of both chambers of Congress say they are not backing away from their promise to repeal "Obamacare." But repealing the law 's spending cuts and tax increases would add $137 billion to the federal deficit over the coming decade, even though almost $1.7 trillion in coverage costs would disappear. Repeal would reduce deficits in the first few years but increase them steadily as time goes on. Repeal would up the number of uninsured people by about 24 million people, and the share of U.S. adults with health insurance would drop from roughly 90
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.
President Obama signed the Affordable Care Act (ACA) into law on March 23rd of 2010, with hopes of helping make sure every American have access to quality and affordable health care. Having health care coverage is really a big deal, whether you are a parent with private insurance, a senior with Medicare or a single woman with a pre-existing condition, the Affordable Care Act (ACA) can save you money and help you get better coverage.
It became law in March 2010 as a way to improve the U. S. health care system by expanding coverage to more Americans (Gruber 2011). The Affordable Care Act gave millions of people access to health insurance. Since the passage of ACA, more people are able to purchase health insurance (including those with preexisting conditions), children under 26 can remain on parent's insurance, businesses with less than 25 employee are assisted with providing coverage. Also children under 19 with pre-existing conditions can't be denied coverage (Gruber, 2011).
The 2010 Affordable Care Act (ACA) is the most current governmental effort to bring a national health care plan to the United States (U.S.). Policy makers in the U.S. are hopeful the ACA will be able to extend health care coverage to 47 million nonelderly uninsured citizens (Kaiser Family Foundation, 2014). The ACA broadens the Medicaid eligibility for low income individuals at or below the 138% Federal Poverty Line (FPL) and adds tax credits to assist people to purchase insurance in the Health Insurance Marketplace (U.S. Department of Health and Human Services, 2015). In 2012, the Supreme Court the upheld the constitutionality of the ACA requiring most people to maintain a minimum level of health insurance, however they left the
The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.
The Patient Protection and Affordable Care Act (commonly known as Affordable Care Act and/or Obamacare) was signed into law by President Barack Obama on March 23rd, 2010. The Affordable Care Act (ACA) was enacted to increase the affordability of health insurance by controlling the
The Affordable Care Act has been a hot topic of discussion for almost 6 years. The Affordable Care Act or, Obamacare, is a federal statute that was signed into law by President Barack Obama on March 23rd, 2010. The Affordable Care Act guarantees access to health care for all Americans, mandates the exploration of new approaches to coordinated health care delivery, gives physicians more information to make them better clinicians and patients more information to make them more
In 2010 President Barack Obama signed the Affordable Care Act (ACA) into law. ACA is pivotal legislation that had rippling effects throughout the healthcare system. The Affordable Care Act was drafted with the sole intention of expanding healthcare access across the country. Under the ACA, Americans are now mandated to purchase health insurance or face a penalty. Americans without insurance are able to get coverage by purchasing through the insurance exchange or by qualifying for Medicaid. The poverty level was raised for Medicaid and new provisions allowed single men to also qualify. Anyone that does not qualify for Medicaid would need to purchase a plan on the insurance exchange and various subsidies are available based on income level.
The Patient Protection and Affordable Care Act, otherwise known as the Affordable Care Act or ACA, enables citizens to have affordable health insurance coverage through several legislative provisions (Rosenbaum, 2011). It is through these provisions that the government,
With the recent elections results leading to a republican majority in the house of congress and pending results that point to a republican majority also leading the senate, many wonder the faith of the Affordable Care Act or Obamacare as it is known by many. The federal statue which was signed in 2010 by President Barack Obama to create the law has received a great deal of criticism since its inception. This criticism is clearly seen with the many attempts at repealing, revamping, or the tweaks the law has undergone which add up to approximately 54 since the law has passed. With many developed and developing countries possessing a universal health care system for many years prior to the creation of the
U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it
“We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.” The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed: “Their proposal would virtually devastate the private healthcare sector in this country along with competition and patient choice, by replacing it with bureaucratic planning and government control. The result of this plan and its one trillion
The affordable Care Act implemented in March of 2010 by president Obama reform the way health care was previously run in the United States. The law went into effect, which allowed many Americans who did not currently have insurance and health care coverage to the ability to purchase coverage and access to health care. “ According to the CDC “ the affordable care act of 2010 is designed to provide access to coverage for previously uninsured Americans “ Center of Disease Control (2014).
National health care spending is a heated issue; however there is a single entity that all agree upon and that is there needs to be cut backs or the maintaining of current expenses. The current reform will help decrease the percentage of Americans who are without coverage. An vigilant observation on healthcare spending is needed, at the rate its going now thing don’t look too good financially for anyone when it comes to healthcare.