America’s health industry, primarily the health insurance and pharmaceutical industry, is careless and just plain greedy! I have learned there are about fifty million Americans who are uninsured while the rest who have insurance could become and are “victims of insurance company fraud”(Moore). If you have a certain age or health problems health insurance will deny you no matter what. THE IMPACT OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT ON MIDDLE-SIZED CLASS. THE CIRSIS AND THE NEED TO REFORM HEALTH CARE. HOW WILL THIS AFFECT THE MARKET?
The patient protection and affordable care act, PPACA, more commonly referred to as “Obama care”, signed by Obama in 2010, is a health care system that requires insurance companies to cover all
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The Affordable Care Act was signed into law to reform the health care industry by President Barack Obama (obamacarefacts). Obama had a goal is to give more affordable health insurances and to reduce growth in health care spending (obamacarefacts).
The health insurance companies seem to make it a contest for those who are health care providers, i.e. doctors, medical reviewers, etc. According to former Humana medical reviewer, Dr. Linda Peno, the end goal is to deny whenever possible because doctors with the highest percentage of denials is awarded with a bonus. She described her job as being the person to save money for the company. Frankly am shameful for the way our people are treated along with the greedy mindset of those of higher authority including past presidential figures; such as Nixon, giving less care to make more money with the Kaiser Permanente plan (Moore).
The United States slipped to number 37 in the health care around the world. Insurance around the world started to profit more than double their profit and some tripled their profits. Aetna was accused of cutting reimbursements to doctors and forcing them to settle $120 million. Blue Cross/Blue Shield was accused of wrongdoing involving Medicare they settled $117 million. Much insurance were accused of different things and they all settled.
Victim’s of insurance company’s were frauding them and reject them. There also is a
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.
The US pays twice as much yet lags other wealthy nations in such measures as infant mortality and life expectancy, which are among the most widely collected, hence easily compared, international statistics. Many people are underinsured, for example, in Colorado "of those with insurance for a full year, 36.3% were underinsured."[6][7] About 10.7 million insured Americans spend more than a quarter of their annual paychecks on health care because of the high deductible polices.[8]
The affordable care act was signed into law by president Obama in the year 2010. The aim of the act is to ensure Americans get access to quality health care and at the same time, reform the health care system in order to manage costs. The act has different sections that explicitly explain how this aim would be realized.
Affordable Care Act also known as Obamacare, is a new reform that was signed by President Obama in March 2010 and major provisions went into effect in January 1st, 2014. Obama’s goal with the ACA was that “the core principle that everybody should have some basic security when it comes to their healthcare.” The ACA’s goal is to extend insurance to more than 30 million American people, by expanding Medicaid and providing federal subsidies to help lower- and middle-income buy private coverages. Another reform that is similar to the ACA is a Single Payer System that is trying to be pushed to fix the problems of the ACA such as eliminating commercial insurance.
The Affordable Care Act, also known as the Patient Protection and Affordable Care Act (PPACA), and informally as Obama Care, was signed into law by President Barack Obama on 23rd March, 2010. The aim of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. According to the Obama Administration, those who already have health insurance will benefit from the legislation in various ways. For example, insurance companies will
What exactly is ObamaCare? ObamaCare is “The unofficial name for The Patient Protection and Affordable Care Act which was signed into law on March 23, 2010. Obamacare's health care reform offers Americans a number of new benefits, rights, and protections in regards to their healthcare and setting up a Health Insurance Marketplace where Americans can purchase Federally regulated and subsidized health insurance” (“What is ObamaCare/ What is Obama Care.", 1). In this paper I’m going to explore if ObamaCare is worth the risk.
The Patient Protection and Affordable Care Act (PPACA) has generated immense controversy amongst the American political spectrum over the past eight years. Most commonly known as the Affordable Care Act, or Obamacare, this law sought to provide health insurance coverage to more Americans and reduce the growth of healthcare spending in the United States. The Democratic Party, led by the election of President Barack Obama in 2008, argued that providing and extending health insurance coverage to millions of uninsured Americans would reduce the rising cost of healthcare through implementation of the individual mandate and promotion of competition in the healthcare exchanges. The Republican Party, led by House Minority Leader John Boehner, argued heavily against those in favor of the Affordable Care Act alleging the law would substantially increase insurance premiums and overall healthcare cost. The opposition also questioned the constitutionality and ethics of enacting the Affordable Care Act. The Affordable Care Act was signed into law seven months prior to the Republican landslide victory in the House of Representatives in November of 2010. This paper will give a brief history of healthcare reform in America and deconstruct the ethical considerations surrounding the foundation of the Affordable Care Act.
The Affordable Care Act purpose is to make healthcare available to everyone by making it easy and affordable to obtain. The healthcare reform is to end the for-profit healthcare system and to ‘fix’ the issues within the three trillion dollar industry. It has allowed for no more lifetime dollar limits on coverage. The prices for healthcare have risen at the slowest rates in fifty years. ACA expands the availability, quality and affordability through regulations, subsidies, taxes, and customer protections with insurance exchanges along with other reforms, according to healthcare.gov.
There are currently 44 million Americans who were unable to obtain health insurance before the reforms because they could not afford the premiums or because they had a pre-existing condition. “Obama Care” is a tax funded government program which helps these individuals obtain insurance by expanding Medicare and Medicaid and offering cost assistance through health insurance market places. It also provides reforms to the health care industry iin order to cut health care costs and provide affordable health insurance to all. The Patient Protection and Affordable Care Act (or PPACA) originated as a Massachusetts law signed into effect
The Patient Protection and Affordable Care Act, more commonly known as Obamacare, was passed in June of 2010 by the Supreme Court (Doyle 1). Georges C. Benjamin, MD, the executive director of the Public Health Association says:
The ACA is a United States federal statute signed on March, 2010, by the president Barack Obama. The purpose of this reform was basically to improve the health system financially, clinically and technologically. The main objectives were to reduce the cost and make it more affordable to families, increase the health insurance quality and cover pre-existing conditions no matter what (graphic 1).
The Patient Protection and Affordable Care Act, which is also known to many as Obamacare, was signed into law on March 23, 2010 in order to reform the healthcare industry in the United States. The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, the Health Care and Education Reconciliation Act of 2010 and the Student Aid and Fiscal Responsibility Act. It also includes amendments to many existing U.S. laws. The Affordable Care Act is very long to read, according to Obamacarefacts.com, “The Affordable care Act contains over a thousand pages of reforms to the insurance and health care industries.” However, most of the important reforms are included in the first
One reason a stigma is placed on forms of managed care, such as health maintenance organizations (HMO), is a highly publicized practice of providing material incentives to doctors to control the amount of costly tests and medications the doctor prescribes. Before providing these material incentives the HMOs would force the doctor to sign a gag rule, preventing the physician from disclosing any information pertaining to the unethical practice. Since the doctors who participated in the bribery can not speak about the practice, there is no way to tell the impact of this practice, but one can assume that many patients received diminished treatment of illnesses, possibly resulting in harm.
Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%
The Affordable Care Act was the latest health care reform that was undertaken by President Obama. As the 44th President of the United States, he worked towards improving the health care system in hopes of reducing the high