The Patient Protection & Affordable Care Act, by definition, is “a social contract of health care solidarity through private ownership, markets, choice, and individual responsibility. While some might regard this contract as the unnatural union of opposites—solidarity on the one hand and markets, choice, and individual responsibility on the other,” (Baker 1579). The primary conflict that exists with PPACA is a segmented population of American businesses will have to increase spending to provide the health insurance, a program that could and has caused an increase of 12 percent in health insurance premiums. The reason for the struggle of US Health Reform is increase in taxes, government forcing business to increase spending, and increases in the rates of premiums. According to the Wiley Library, “The Office of the Actuary of the Center for Medicare and Medicaid Services projects that that law will increase total health-care spending by $311 billion over 10 years due to greater utilization of health-care services (Office of the Actuary, 2010). Projected Medicare spending cuts and new Medicare taxes will largely be used to fund coverage expansion, as opposed to reducing the federal health-care deficit. The cost of health care and insurance will likely remain problematic in the United States for the foreseeable future,”(Wiley).
With an exceptional number of independent variables, which exist for the PPACA, will make it impossible to accurately create projections of the future
The Patient Protection and Affordable Care Act (PPACA), also referred to as the "Affordable Care Act" or "ACA" or "Obama Care") is the major health care reform bill passed into law on March 23, 2010. The debates surrounding the PPACA have been volatile at times, and continue to be the most intense public examinations of any piece of legislation in our recent history. The affordable Care Act (Obamacare) is ripe for repeal. For the American public, there are ample reasons for dissatisfaction: higher costs; arbitrary and sometimes absurd rule-making; bureaucratization of an already overly bureaucratized sector of the economy; incompatibility with personal freedom and religious liberty; enormous spending and heavy taxation; and widely acknowledged design flaws, evident in the ACA’s hopelessly complex and unworkable subsidy schemes, boondoggle bailouts, and collapsing co-ops. Nonetheless, other ACA legal challenges were still facing the healthcare law. In December 2015, the Association of American Physicians and Surgeons (AAPS) submitted an amicus brief to the Supreme Court arguing against the constitutionality of the employer insurance mandate within the Affordable Care Act. The law contains a number of experiments designed to drive down health costs, such as Accountable Care Organizations. The whole idea is to move the system away from paying for volume and toward paying for value. We still don't know whether that will happen. But it's fair to say that reducing the cost of health care will make it easier to expand coverage. The nation’s gains in health care coverage and delivery system design over the last several years have made measurable differences in the lives of millions of Americans. There are many ways to achieve a high-performing health system. But it’s critical that the nation remain committed to this goal.
On March 23, 2010 the Patient Protection and Affordable Care Act was signed by President Obama, raising the question for many of whether this new law was going to be more helpful or hurtful. With universal healthcare, healthcare coverage would be increased tremendously, costs would be reduced, jobs would be created, and consumers would be protected. Conversely, it will also raise taxes and wait times, lead to a smaller number of doctors, and infringe on some employers’ 1st amendment rights. Presenting both arguments for and against the Patient Protection and Affordable Care Act allows one to draw a conclusion on whether the new program will benefit or hinder the citizens of the United States.
On March 23, 2010, President Barack Obama signed into law the Patient Protection and Affordable Care Act (PPACA) (Niles, 2016). The act was designed to provide insurance to a large number of Americans, also improve the quality of the United States healthcare system and to protect consumer’s rights. The act will hold accountable insurance companies for the quality of plans that they provide to consumers and make it better for consumers to understand their coverage plan. There were a lot of controversy and resistance about the act. This complex dilemma continuous to be this way to this day. For people who was happy about the law, there was a realization that they would soon be able to have health insurance and they could not be rejected for pre-existing
The Affordable Care Act which is also known as Obamacare and Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 and it has not been without its share of problems, debates and controversies. One of the main points of contention with the PPACA is the individual mandate. This paper will look at the worldviews that are involved in the individual mandate, the worldviews of those that oppose the mandate, the roles and limits of the government’s side of the mandate issue and the conflicting views and ideas that have come about. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” also to be able to “improve the fairness, quality, and affordability of health insurance coverage” and to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three aims that were pointed out in drawing up the policies for PPACA to develop what was hoped to be universal healthcare for the citizens of the United States. While the PPACA does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance
The Patient Protection and Affordable Care Act (PPACA) signed into law by president Obama on March 23, 2010 is arguably the most extensive reform of health care law ever to be enacted in the U.S. It will impact the way professionals practice health care, the way insurance companies handle health care as a product, and the way consumers purchase and use health care as a service. The Affordable Health Care Act is primarily aimed at reducing the number of uninsured Americans and reducing the overall costs of health care from an administrative and consumer standpoint. The PPACA requires insurance companies to cover all applicants and offer the same rates to all applicants of the same age
This includes people with pre-existing conditions or sex. It was in 2011 that Congress 's budget office projected that this new act would lower not only the future debt, but also Medicare spending all around (Perera 1). This new law seems to work very well for the people that need it.
Public policy is a system of laws, regulatory measures, a course of action by which a government maintains order or addresses the needs of its citizens through actions defined by its constitution. The Patient Protection Affordable Care Act is a great example of the power vested in the government to establish laws that will assist in health care reform to provide coverage for many. The PPACA was signed into law in March 2010 by President Barak Obama. This act represents a major adjusting of the health care system in the United States. The Act affirms that everybody should have some basic security when it comes to their health care. There have been many debates and questions of the constitutionally of the health care law. The issue of the “individual mandate” is one that was highly debated and objected by many. The individual mandate requires that all individuals to purchase some minimally insurance policy or pay a penalty. Many feel that such a policy represents a fundamental threat to liberty and an unprecedented leap of power by the federal government and clearly unconstitutional. On June 28, 2012, in a 5 to 4 ruling the Supreme Court upheld that President Obama’s health care overhaul, indicating that it’s a requirement that most Americans obtain insurance or pay a penalty was authorized by Congress’s
The Affordable Care Act was signed into law early spring of 2010. It’s probably the most comprehensive reform we’ve seen in the United States healthcare system within the last forty four years. Although the law was put into effect, the features of the new law took effect in 2014. The Affordable Care Act changed the non insurance group market in the United States, mandates most residents to have health insurance, considerably expand public insurance and subsidize private insurance, while raising revenue from a variety of new taxes. Projecting the impacts of the health care system will be challenging, but related estimates were required for the legislative process, and conducted by the Congressional Budget Office.
The Patient Protection Affordable Care Act (PPACA) is a federal statute that was signed into law on March 23, 2010 by the Obama Administration. PPACA is more commonly referred to as the “ACA” or “Obamacare”. “A primary goal of the ACA was to increase access to health care services, largely through major expansions of state Medicaid programs in 2014 and beyond” (Wilk, 2014). The quest for health care reform began in the early 1900s and has become increasingly more debated throughout the century. The American Medical Association (AMA) began the journey and has been joined throughout the many decades by the American Association for Labor Legislation (AALL), President Roosevelt, President Truman, President Johnson, President Nixon, President Clinton, and President Obama, to name a few. The ACA demonstrates the need for the balance of power between state and federal government, as well as, how America has been handling the balance of power. This law has been in the making since 1989, conceptually beginning as the Individual Health Insurance Mandate through the Heritage Foundation. The individual health insurance mandate had been introduced by Republicans twice in 1993, in hopes of providing “a bill to provide comprehensive reform of the health care system of the United States” (Sen Chafee, 1993). The bill has been revised multiple times since 1993, budding into what is commonly called Obamacare.
Unable to pay health insurance hundred thousand people died every year too many people not having comprehensive coverage, many were dropped due serious medical issue, drop their health insurance plans due employer. Years the American people request affordable health care that everyone can have; government Officials disagreed universal health care known Patient Protection Affordable Health Care Act. The number issues, uninsured Americans have been an issue years. President Obama started focusing nationwide issue, introduced signed law to revise the widespread number Americans with no health insurance. This essay I will discuss Patient Protection Affordable Health Care Act as it pertains to our nation as well as explain the pro/cons of the issue of the PPACA, President Obama made it clear that when it came everyone should have coverage.
These pros and cons can be revealed through a cost-benefit analysis. At the time the legislation was set into place, there were approximately 45 million uninsured. In order to make health insurance available and affordable to this uninsured population, the Congressional Budget Office estimated that the costs would be about $1.6 trillion. Of this $1.6 trillion, $1.2 trillion would be allocated towards subsidies, and $642 billion towards Medicaid expansion. With costs in the trillions, a large controversy is centered on whether these expenditures are worth it, especially since a relatively small fraction of the total U.S. population wholesomely benefits from the ACA.
History was made as the President of the United States signed the Patient Protection and Affordable Care Act into law on March 23, 2010. The Patient Protection and Affordable Care Act (PPACA) delivers access to quality, affordable health care to all Americans. The breakthrough legislation, passed in March of 2010, represents the most significant government expansion and regulatory overhaul of the country’s healthcare system since the passage of Medicare and Medicaid in 1965 (Dix, 2013). The PPACA promises to reduce health disparities, improve access to preventative services, improve health outcomes and reduce healthcare spending. As stated by the Congressional Budget Office (CBO), the PPACA will provide coverage to more than 94 percent of
The authors of the article examine the Patient Protection and Affordable Care Act and talks about the effects it is going to have on the U.S. healthcare system. The ACA plans to do things like lower healthcare expenditures and make healthcare more accessible. It also plans to get 25 million previously uninsured Americans insured by 2019. The Patient Protection and Affordable Care Act was enacted on March 23, 2010 by President Barack Obama marking it the greatest policy change since the 1960s when Medicare and Medicaid was created.
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or also known as Obamacare is a federal signed statute that was signed into law by President Barack Obama on March 23, 2010 (Secretary, 2015). According to Persad (2015), “the ACA may be the most important health law statute in American history” (Persad, 2015, pg.119). With the passing of the ACA, the coverage that American citizens now receive is very beneficial since its coverage extends further and covers individuals that are under the age of 26, ends pre-existing conditions, and also ends random withdrawals of insurance coverage (Secretary, 2015). The ACA also lets individuals maximize the costs and care that they receive,