There are definitely some positives and negatives when it comes to The Affordable Care Act. There are some people who have purchased their own insurance plans from the marketplace solely because it is mandatory to have it; otherwise they receive a penalty fine. There are those that choose to pay out of pocket for their acute visits and not file their insurance because the deductible is so high (even though, what they pay out of pocket will go towards their deductible if they file). Alternatively, there are many people who are very fortunate to have the coverage as they have a multitude of chronic diseases or cancer for which they are seeking treatment for. These treatments and doctors’ visits would have been simply out of reach for someone
There are positives and negatives when it comes to the affordable care act. According to Blumberg (2012) some of the positive aspects of the health care reform are:
The Affordable Care Act that is commonly known as the Obamacare can be explained as healthcare declaration that was enacted by the Federal government on 23rd March 2010. The main objective of the Act was to reform the US health systems by offering and bettering access to quality and affordable health care, health insurance, and by offering American citizens with more rights and safeguards by minimizing healthcare expenses for both the government as well as the American residents. Moreover, it can also be pointed out that the Act also aimed extending private and public insurance coverage while also regulating the insurance sector. Nevertheless, since enactment of the Act, the Act has been heaving criticized by some quarters to the extent that some political leaders in the USA have expressed their views on repealing the Act (Everett and Dawsey, 2017). Nevertheless, it can also be pointed out that there are those who strongly support the Act and give different reasons to explain the reasons why they are in support of the Act. This essay focuses on the topic of Obamacare and discusses in detail the reasons why the Act should be ammended.
What is the Affordable Care Act and is it going to succeed or fail? The affordable care act is a law passed by the Obama Administration in 2010. This piece of legislation was passed to make health insurance affordable and accessible for all Americans. A lot of people refer to the affordable care act as Obamacare due to the fact that it was passed when President Obama was in office. The affordable care act was a major milestone for the United States in health care reform. It was the first time the United States passed a law that created a form of universal healthcare.
Throughout the novel Jane Eyre by Charlotte Brontë, many of those who lived in poor conditions died because they didn’t have access to proper health care. In the beginning, it’s shown that Jane’s poverty-stricken parents died after being sick, and the same happened to Jane’s childhood friend Helen after a typhus outbreak at their school. In both of those situations they were too poor to receive the medical care that they needed. This problem still exists in modern times, except it involves not only the poor, but also the elderly and disabled. In the 1960s the Medicare and Medicaid programs were put into place to try to help those that can’t afford health insurance. However, not everyone is eligible for those programs, so they still lack
There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.
On Tuesday, September 26, the Senate officially discarded the new plan to repeal the Affordable Care Act. This decision was made after Susan Collins of Maine stated she opposed the repeal. There have been several attempts over the course of the year to repeal the Act, but many Republicans continue to oppose attempts to do so. In July, Senator John McCain was the downfall of that version of the legislation. This week the Senate once again tried to pass a repeal but it was opposed very quickly. The deadline for the repeal was the end of the week and the Republican vote could only afford to lose two votes. By Tuesday, three members publicly opposed the repeal: Ms. Collins, Mr. McCain, and Senator Rand Paul of Kentucky. Ms. Collins was concerned
In 2010 President Barack Obama signed the Affordable Care Act (ACA) into law. ACA is pivotal legislation that had rippling effects throughout the healthcare system. The Affordable Care Act was drafted with the sole intention of expanding healthcare access across the country. Under the ACA, Americans are now mandated to purchase health insurance or face a penalty. Americans without insurance are able to get coverage by purchasing through the insurance exchange or by qualifying for Medicaid. The poverty level was raised for Medicaid and new provisions allowed single men to also qualify. Anyone that does not qualify for Medicaid would need to purchase a plan on the insurance exchange and various subsidies are available based on income level.
The Affordable Care Act is a law that was enacted on the 23rd of March 2010. Regardless of the fact that it was put into place in 2010, there are still numerous aspects of the law being debated today. The law has several provisions that are expected to take effect between the year of 2010 and 2020 (Reid, 2012). Among the significant reforms in the law includes a clause prohibiting insurers from refusing people coverage due to some preexisting conditions. In addition, these companies should offer the same price for all clients who are in the same geographical location and are the same age. Another reform was that families that are in the poverty line should receive federal subsidies if they decide to buy insurance through an exchange. The government also created minimum standards for insurance policies. The government also established health insurance exchanges as platforms for comparison of different policies. The Affordable Care Act also has an individual mandate
I enjoyed your reading post. These are all the positive aspects of the ACA. Access to quality healthcare is important because it saves lives. Though this law has its challenges it's beneficial for US citizens. Case in point Canada's healthcare system . Every citizen has healthcare and it is paid through taxes. This law also helps medical professionals pay loans and gain scholarships. Some people are saying it's unethical due to the bill of rights. They claim that people living in the US only have rights to life, liberty, and the pursuit of happiness. How can anyone have these three things if they are in poor health?
On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.
“The average premiums in the nation's individual health insurance market "actually dropped significantly" in 2014, the year that the Affordable Care Act took effect.” (Mangan, Dan. "Average Health Insurance Premiums Fell after Obamacare Took Effect, Study Says." CNBC. CNBC, 27 July 2016. Web. 15 Jan. 2017.) This would cover surgeries, major or minor, medical or dental. This would enable all Americans to not have to worry about the cost of complicated medical procedures because it would be a price that would relatively reasonable for all Americans. Also the insurance companies would include even more medical and dental benefits in their benefits. “Too many people in our country are not reaching their full potential for health because of preventable conditions. Moreover, Americans receive only about half of the preventive services that are recommended” (Koh, Howard K., M.D., and Kathleen G. Sebellius, M.P.A. "Scholarly Article." Promoting Prevention Through The Affordable Care Act. The New England Journal Of Medicine, 30 Sept. 2010. Web. 15 Jan. 2017.) More procedures will be included in physicals and more medical tests would be conducted for preventive healthcare and routine diagnostic check-ups. Another Aspect that would improve the Affordable Healthcare Act better is that there would be no deadline for enrolling. Whenever anyone needed to enroll or wanted to enroll, it would
The affordable health care act has received its fair share of criticism as well. Opponents of the bill fell that the cost of this bill will be higher that before. People we be seen for more care and more sick people will be diagnosed with illnesses and they will be a constant visitor in medical facilities looking for care. Others argue the level of service provided. The main thing these critiques seem to point to is the cost and how effective is the bill finically. These things wont be determined or seen until this bill is riding in full effect in the years to come.
The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.
Before the conclusion, already told about what kind of disadvantages in the Patient Protection and Affordable Care Act, how to influence people and health insurance companies, we knew about the Patient Protection and Affordable Care Act had disadvantage which costs were rising up, and in the Congressional Budget Office estimate, the tax would rise up. For health insurance companies, because they needed to face the Market uncertainty which came from the Patient Protection and Affordable Care Act, and it caused the health insurance companies profit was reduced. For people, exceeding the number of people who joined the Patient Protection and Affordable Care Act caused the quality of healthcare were reduced, and the problems which the health insurance
On March 2010 president Barack Obama signed the Affordable Car Act commonly known as the Obama Care. The purpose of Affordable Car Act was to “establish the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement. Obama Care implicates that the responsibility of near-universal coverage is among the government, individuals, and employees”. Evidently, the most important reason is “aim to improve the fairness, quality, and affordability of health insurance”. While the benefits of the Affordable Car Act expressed good intentions there were still many people against the new Health Care Act. Americans had not seen the government pass a major