Acturial Math problem: A 1-year term insurance provides a death benefit of 20, 000, payable at the end of the policy year. On the basis of the 2001 CSO Table of Mortality for males and using an effective rate of interest of 5% and 6% per annum, respectively, calculate the premium for a life aged (i) 45, (ii) 55, and (iii) 65, respectively. Comment on the ordering of these premiums (including your observation and explanation on why this is the case).

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