All of the following are common ratio measures of bank liquidity EXCEPT: a. loans/deposits b. loans/nondeposit liabilities c. unencumbered liquid assets/nondeposit liabilities d fixed assets/loans Choose one correct answer please.
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All of the following are common ratio measures of bank liquidity EXCEPT:
a. loans/deposits
b. loans/nondeposit liabilities
c. unencumbered liquid assets/nondeposit liabilities
d fixed assets/loans
Choose one correct answer please.
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- Domingo Company received the following bank statement. Using PA9, prepare the bank reconciliation.Identify where each of the following transactions would be found on the bank reconciliation. Table 8.1Leann Company received the following bank statement. Using the information from PB11 and PB12, prepare the bank reconciliation.
- Bank Intermediation Ratio also used to assess its liquidity* Capital to Loans Ratio Deposits to Capital Ratio Deposits to Loan Ratio Deposits to Total Assets Ratio Loans to Deposits RatioAll the following are assets for commericial banks exept: A) loans B)cash C)Deposits D)Investment securitiesWhich of the following is NOT a criterion for evaluating bank liquidity used by regulators?a. availability of assets readily converted into cashb. the diversity of the bank's money market assetsc. the bank's formal and informal commitments for future lending or investmentsd. structure and volatility of deposits All of the following are common ratio measures of bank liquidity EXCEPT:a. loans/depositsb. loans/nondeposit liabilitiesc. unencumbered liquid assets/nondeposit liabilitiesd fixed assets/loans The quantity of deposit and nondeposit funds in a bank depends on all of the following EXCEPT:a. the Fed's monetary policy actionsb. the bank's financial strengthc. economic conditionsd. none of the above
- What are the four major categories of assets on a commercial bank’s balance sheet and income statement? What is between core deposits and purchased funds and how does this transactions work?The _____ ratio gives actual losses on loans, while the ______ ratio gives the extent to which the bank’s assets are devoted to loans. a. loss rate; capitalization b. loss rate; loan risk c. loan risk; loss rate d. operating efficiency; loan riskA bank is least likely to use which of the following ratioswhen analyzing the likelihood that a borrower will payinterest and principal on its loans?a. Current ratio. c. Times interest earned ratio.b. Debt-to-assets ratio. d. Price/earnings ratio.
- . Accounts receivable financing is the term used to describe which of the following types of loans that involve either the assignment or the factoring of a firm's accounts receivable? A. Secured short-term loan B. Unsecured short-term loan C. Secured long-term loan D. Unsecured long-term loan E. Trust receipt loan2. Which of the following is an appropriate aggregation? A. Cash and cash equivalents (Cash in bank and sinking fund) B. Trade and other receivables (Accounts receivable and investment in bonds) C. Trade and other payables (Accounts payable and accruals) D. Provisions (Income tax payable and warranty liability)Which of the following are common POSITIVE bank covenants? Indicate ALL that apply. Achieve a certain threshold in certain financial ratios Partake in certain M&A Pay cash dividends over a certain amount or predetermined threshold Borrow more debt Provide yearly audited financial statements