Assume a bank has the following balance sheet. Determine the 2-year GAP. AssetAmount LiabilityAmountCash$100 90-day CDs$1006-month Gbonds$400 360-day CDs$200 2-yearcommercialloans$400 Time Deposits 2- year $900 5-year fixedrate loans$500 Stockholder’s equity$200 Total$1,400 Total$1,400 GAP = (RSA2 yr – RSL2 yr) 0 -$100 -$200 -$300 -$800
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Assume a bank has the following balance sheet. Determine the 2-year GAP.
Asset
Amount
Liability
Amount
Cash
$100
90-day CDs
$100
6-month Gbonds
$400
360-day CDs
$200
2-year
commercial
loans
$400
Time Deposits 2- year
$900
5-year fixed
rate loans
$500
s equity
$200
Total
$1,400
Total
$1,400
GAP = (RSA2 yr – RSL2 yr)
0
-$100
-$200
-$300
-$800
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