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evaluate and discuss four reasons why it is necessary to regulate banks, especially within the context of the COVID pandemic.
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- why it is necessary to regulate banks, especially within the context of the COVID pandemic.why it is necessary to regulate banks, especially within the context of the COVID pandemic. give four reasonswhat are four reasons why it is necessary to regulate banks, within the context of the COVID pandemic?
- Explain how financialinnovation led to thegrowth of the shadowbanking systemOutline and critically evaluate the main arguments in the literature on bank competition and excessive risk taking by banksWhy are not more resources allocated to the prudential regulation of the banking sector, which is plainly necessary to prevent financial crises?
- Bank regulators are having a dilemma about whether to discourage banks from becoming a monopoly and at the same time promoting competition. Why?Identify regulators in sectors apart from financial services, that should be involved in the Central Bank’s Fintech Regulation Committee. Motivate why these regulators .should be involved.How might possibilities for regulatory capture contribute to the large number of financial regulators and deposit insurance funds?
- Explain the process of securitisation and discuss its role in the 2008 global financial crisisThe following are protective mechanisms that have been developed by regulators to promote the safety and soundness of the banking system EXCEPT: Select one: a. encouraging banks to produce timely accounting statements and reports. b. encouraging banks to limit lending to a single customer to no more than 10% of capital. c. the periodic monitoring of banks. d. encouraging banks to rely more on deposits rather than debt or capital as a cushion against failure. e. the provision of deposit insurance.Explain the four different layers of protection and regulation that are imposed by regulators of commercial banks to ensure their safety and soundness
