Hand written plzz Chris bought a house for 325,000 in May of last year. At the time of purchase he put a down payment of $30,000 on the house and took a 20-year mortgage out for the balance. Payments are due at the end of the month, and his first payment was due on June 30th. The annual nominal interest is 12% compounded monthly. How much does Chris owe after he makes his November 30th payment?

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