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- When any of the life-sustaining basic needs is absent a condition can be called underdevelopment. a. TRUE b. FALSEHigh deductible plans in the U.S. reduce adverse selection. True FalseDiscuss externalities and government policies aimed at addressing them. Please Don't use chatgpt or other ai tool. If you know correct answer then attempt if you gave wrong answer then i gave 24 dislikes for you and more from my friends accounts also.