On the July 5 billing date, David had a balance due of $1,036.40 on his credit card. The transactions during the following month were as follows. July 6 Payment $249.38 July 19 Charge: auto repair $382.00 August 1 Charge: clothing $177.79 The interest rate on the card is 1.2% per month. Using the average daily balance method, find the finance charge on August 5 (July has 31 days). O A. $12.33 O B. $11.71 C. $12.18

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