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A family friend owns a private comany and wants to raise some cash. The company is not yet public so your friend wants to structure a 3 -year debt instrument that looks like a bond that can be sold. The deal is for each one of these that you buy today for $975, you will recieve every quarter a $110 payment. And at the end of the three years (after getting all those payments) you will get a final of $1,100 payment. What is the yield to maturity after this investment? please show work in excel.

Liabilities for your project are $120,000, and assets are only $100,000.   What is the Working Capital Ratio for your project? (2 points)             Is this considered a good or bad figure and why? (2 points)

Dainty Ltd has an average weekly payroll of $200 000. The employees are entitled to 2 weeks', nonvesting sick leave per annum. Past experienc suggests that 56% of employees will take the full 2 weeks' sick leave and 22% will take 1 week's leave each year. The rest of the employees take no sickleave. Required: Calculate the expected annual sick-leave expense for Dainty Ltd (on the basis of average salaries).

A private bank's social security mutual fund pays its members a pension, retirement bonus and death insurance to all members in their retirement. This aid fund has 5,000 active members paying premiums and 1,200 members receiving pensions. The average age of active members is 35 and the average age of retired members is 65. The retirement age for all members is set at 60. According to the aid fund contract, a pension of 40,000 TL is given to the retired member every year, a retirement bonus of 500,000 TL to the retired member, and 300,000 TL to his family in the event of the death of any member. Active members make a premium payment of 15,000 TL every year during the working period. This mutual fund uses the premiums it collects and its current cash assets at an annual interest rate of 12%. Calculate the sum of the actuarial obligations of this charity. Calculate the sum of the actuarial revenues of this charity. What should be the reserve of this aid fund?

The annuity will run out of funds after approximately 13 years 10 months. (b) Show that a continuous annuity with withdrawal rate N = $5000/year and interest rate r = 8%, funded by an initial deposit of P0 = $75,000, never runs out of money.

Calculate the annual average inflation rate for the period 2000-2016 (16 years). 3. Provide one example of each calculation, and round your final results to two decimal places.   Value of basket Annual Inflation Rate CPI index Annual Inflation Rate CPI index Annual Inflation Rate of goods 2000=100 2010=100 2009 430,298           2010 407,865           2011 592,873           2012 651,567           2013 755,818           2014 814,016           2015 859,600           2016 790,074

9   During this pandemic, a company sometimes suspends payments dividend. Suppose after a dividend is paid, the chance of the next dividend to be paid is 0.9% while after the dividend is deferred, the next dividend opportunity will be deferred by 0.6%. In the long run, how much of the dividend will be paid?

2b) Explain the differences between life insurance and general or non-life insurance.

A report by the Government Accountability Office (GAO) shows that the GAO expects the U.S. Postal Service to lose a record $7 billion at the end of this year, and if the business model is not changed, the losses will total $241 billion by the end of year 10. If the losses increase uniformly over the 10-year period, determine the following:(a) The expected increase in losses each year(b) The loss 5 years from now(c) The equivalent uniform worth of the losses at an interest rate of 8% per year