securitzation has spread from mortgages to student loans and credit card debt. however, few loans to buisnesses have been securitized. explain why
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securitzation has spread from mortgages to student loans and credit card debt. however, few loans to buisnesses have been securitized. explain why
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- Why is there so much informal finance in the Asian countries but not in the industrial countries?Why is it a motion sickness even get a highly sensitive issue with respect to the implementation of anti-money laundering actUnlike commercial banks, savings and loans, andmutual savings banks, credit unions did not have restrictions on setting up branches in other states. Why,then, are credit unions typically smaller than the otherdepository institutions?
- Based on the corruption perception index developedby Transparency International (www.transparency.org), rankthe following countries from most corrupt to least: Venezuela ,Denmark, the U.S., Switzerland, and China.What is quantitative easing? Who uses it? How and for what purpose? When has it been used in the past?what is the difference between rent seeking and corruption? .give your arguments to control corruption in Pakistan also explain some policies work on anticorruption in Pakistan?
- Money laundering has become a pertinent threatening the stability of various regions by actively supporting and strengthening terrorist activities and criminal organizations ". How KYC & AML guidelines form by RBI helps in curbing money Laundering practices?Describe the process of “securitization” in your ownwords. Was this process solely responsible for the GreatRecession financial crisis of 2007–2009?4-4The federal government (1) encouraged the development of the savings and loanindustry, (2) virtually forced the S&L industry to make long-term, fixed-interest-rate mortgages, and (3) forced S&Ls to obtain most of their capital asdeposits that are withdrawable on demand. a.Would the S&Ls be better off if rates are expected to increase or to decreasein the future? b.Would the S&L industry be better off if the individual institutions sold theirmortgages to federal agencies and then collected servicing fees or if theinstitutions held the mortgages that they originated?
- What is quantitative easingSuppose that, prior to the passage of the Truth in Lending Simplification Act and Regulation Z, the demand for consumer loans was given by Qdpre-TILSA = 8 -80P (in billions of dollars) and the supply of consumer loans by credit unions and other lending institutions was QSpre-TILSA = 4 + 80P (in billions of dollars). The TILSA now requires lenders to provide consumers with complete information about the rights and responsibilities of entering into a lending relationship with the institution, and as a result, the demand for loans increased to Qdpost-TILSA = 22 -80P (in billions of dollars). However, the TILSA also imposed “compliance costs” on lending institutions, and this reduced the supply of consumer loans to QSpost-TILSA = 2 + 80P (in billions of dollars). Based on this information, compare the equilibrium price and quantity of consumer loans before and after the Truth in Lending Simplification Act.(Note: Q is measured in billions of dollars and P is the interest…Suppose that, prior to the passage of the Truth in Lending Simplification Act and Regulation Z, the demand for consumer loans was given by Qdpre-TILSA = 14 -90P (in billions of dollars) and the supply of consumer loans by credit unions and other lending institutions was QSpre-TILSA = 6 + 110P (in billions of dollars). The TILSA now requires lenders to provide consumers with complete information about the rights and responsibilities of entering into a lending relationship with the institution, and as a result, the demand for loans increased to Qdpost-TILSA = 22 -90P (in billions of dollars). However, the TILSA also imposed “compliance costs” on lending institutions, and this reduced the supply of consumer loans to QSpost-TILSA = 2 + 110P (in billions of dollars). Based on this information, compare the equilibrium price and quantity of consumer loans before and after the Truth in Lending Simplification Act.(Note: Q is measured in billions of dollars and P is the interest…