Two months ago, Thomasian Engineer TEH P5,000,000.00 in his UST Security Bank (UST Account. Last month, TE also deposited in USTSB sum of P300,000.00. Considering that UST Employees are courteous and cheerful, he ag deposited today P400,000.00 to his account. Becau of the educational needs of his chosen scholars,
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- PLEASE, PERFORM THE EXERCISE IN EXCEL AND SHOW THE FORMULAS When the world economic crisis began in the fall of 2008, Esteban Arenas decided to secure the future of his little granddaughter and in the spring (March 21), Florcita's fourth birthday (name given to his granddaughter, in honor and memory of Esteban's grandmother) he deposits $400,000.00, in an account that pays 7¼ % interest, capitalizable monthly; with the objective of giving that amount to Ingrid when she turns 21 and can have a big party in Las Vegas. At her father's request, he asked that the amount be delivered at the party that will be held when they are on vacation, on June 30 of the year she turns 21. How much will Florcita receive that day?, The Finance Company reinvests at simple interest when they are not full compounding periods. Note:In the image, this is the original exercise, it is in Spanish, but it is easy to understand. Very important Note:It is necessary that you make a solution approach and then the…Se Ri Pak, age 23, recently graduated with her bachelor’sdegree in library and information sciences. She is aboutto take her fi rst professional position as an archivist with a civil engineering fi rm in a rapidly expanding area in the U.S. Southwest. While in school, Se Ri worked part time,earning about $8000 per year. For the past two years, she has managed to put $1000 each year into an individual retirement account (IRA). Se Ri owes $15,000 in studentloans on which she is obliged now to begin makingpayments. Her new job will pay $45,000. Se Ri may beginparticipating in her employer’s 401(k) retirement planimmediately, and she can contribute up to 6 percent of her salary to the plan. Her employer will contribute 1/2 of 1 percent for every 1 percent that Se Ri contributes. Using time value of money considerations to project what her IRA might be worth at age 63?PLEASE, PERFORM THE EXERCISE IN EXCEL AND SHOW THE FORMULASProblem 4:A father dies on March 20, 2014, and leaves his daughter $100,000 to be given to her on her 21st birthday. The inheritance is deposited in an account earning 6%, compoundable annually. On September 22 of the year the father died, the daughter turned 10; calculate the amount she will receive at the set age. Note:In the image, this is the original exercise, it is in Spanish, but it is easy to understand. Very important Note:It is necessary that you make a solution approach and then the result. Above all, to check the procedure and/or the formulas used, especially when you use excel. TO CONSIDER THE YEAR AS 360 DAYS (WHICH IS COMMERCIAL) (only if required)
- More than 40 million Americans are estimated to have at least one outstanding student loan to help pay college expenses (40 Million Americans Now Have Student Loan Debt, CNNMoney, September 2014). Not all of these graduates pay back their debt in satisfactory fashion. Suppose that the following joint probability table shows the probabilities of student loan status and whether or not the student had received a college degree. a. What is the probability that a student with a student loan had received a college degree? b. What is the probability that a student with a student loan had not received a college degree? c. Given that the student has received a college degree, what is the probability that the student has a delinquent loan? d. Given that the student has not received a college degree, what is the probability that the student has a delinquent loan? e. What is the impact of dropping out of college without a degree for students who have a student loan?The President of the United States makes $400,000 annually. While still in office, the president's family has decided to purchase a home that has an estimated property tax of $50,000 and home insurance of $15,000 annually. Let's assume that the president's family has no loans or debt, and they have saved a 35,000 down payment. What monthly mortgage payment can the president's family afford? Note:- Do not provide handwritten solution. Maintain accuracy and quality in your answer. Take care of plagiarism. Answer completely. You will get up vote for sure.1. K, an employee of a growing BPO earns a salary which is just a bit more than what he needs for a comfortable living. He maintains a P10,000 savings account, a P20,000 checking account, a P30,000 money market placement, and a P40,000 trust fund in BDO. Which of the four accounts are deemed insured by the PDIC?a. The P10,000 savings account and the P20,000 checking accountb. The P10,000 savings account and the P30,000 money market placementc. The P30,000 money market placement and the P40,000 trust fundd. The P20,000 checking account and the P40,000 trust fund 2. The corporation claimed that their officers were guilty of advancing their personal interests to the prejudice of the corporation and so upon lawful order of the court it was found that there was probable cause of unlawful activities in money laundering (AMLA).The corporation also submitted in evidence records of the officers‘ U.S. Dollar deposits in several banks in the Philippines. For their part, the officers alleged…
- Hilda received a research grant from the University of Timberland in amounts of $10,000 for her time and $3,000 for related supplies and expenses. She purchased a $28,000 Audi the day after depositing the school’s check. Hilda is a candidate for a PhD in philosophy and ethics. What is her gross income from the grant? Where did you locate your answer? If you located a case, Administrative Interpretation(s) or IRC section, is the authority still valid?On January 1, 2020, Norma Smith and Grant Wood formed a computer sales and service company in Soapsville, Arkansas, by investing $90,000 cash. The new company, Arkansas Sales and Service, has the following transactions during January. 1. Pays $6,000 in advance for 3 months’ rent of office, showroom, and repair space. 2. Purchases 40 personal computers at a cost of $1,500 each, 6 graphics computers at a cost of $2,500 each, and 25 printers at a cost of $300 each, paying cash upon delivery. 3. Sales, repair, and office employees earn $12,600 in salaries and wages during January, of which $3,000 was still payable at the end of January. 4. Sells 30 personal computers at $2,550 each, 4 graphics computers for $3,600 each, and 15 printers for $500 each; $75,000 is received in cash in January, and $23,400 is sold on a deferred payment basis. 5. Other operating expenses of $8,400 are incurred and paid for during January; $2,000 of incurred expenses are payable at January 31.…Your grandfather started his own business 52 years ago. He opened an investment account at the end of his third month of business and contributed $x. Every three months since then, he faithfully saved another $x. His savings account has earned an average rate of 5.73 percent annually. Today, his account is valued at $289.209.11. How much did your grandfather save every three months assuming he saved the same amount each time? Can the calculator and excel solution be provided?
- Se Ri Pak, age 23, recently graduated with her bachelor's degree in library and information sciences. She is about to take her first professional position as an archivist with a civil engineering firm in a rapidly expanding area in the U.S. Southwest. While in school, Se Ri worked part time, earning about $8000 per year. For the past two years, she has managed to put $1000 each year into an individual retirement account (IRA), Se Ri owes $15,000 in student loans on which she is obliged now to begin making payments. Her new job will pay $45,000. Se Ri may begin participating in her employer's 401(k) retirement plan immediately, and she can contribute up to 6 percent of her salary to the plan. Her employer will contribute 1/2 of 1 percent for every 1 percent that Se Ri contributes. What do you recommend to Se Ri on the importance of personal finance regarding: 3. Factoring the current state of the economy into her personal financial planning?You deposited P1,000 in a savings account that pays 8% interest, compounded quarterly, planning to use it to finish your last year in college. Eighteen months later, you decide to go to Quezon City to become a call center agent rather than continue in school, so you close out your account. How much money will you receive?Read the case and analyze. Identify which part of the case refers to the 5C’s of credit. Mr. Cruz is a scholar in one of the charitable organizations in the town. He is in 2nd year college and took up Bachelor of Science in Management. Even though he is receiving P10,000.00 per semester, Mr. Cruz realize that the money from his scholarship is not enough to provide his needs that is why he work as a part time worker in a computer shop as an encoder and earns P4,000.00 a month. During pandemic, Mr. Cruz was not able to earn from his sideline and was informed that his scholarship allowance will be delayed for one month. Mr. Cruz is really dedicated in enrolling; what do you think should Mr. Cruz do?
