Credit history

Sort By:
Page 47 of 50 - About 500 essays
  • Decent Essays

    Car Title Loans: Choosing the Right Financial Service By Anthony N Petitte | Submitted On November 19, 2013 Recommend Article Article Comments Print Article Share this article on Facebook Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest How is this a good investment for both the borrower and the

    • 1566 Words
    • 7 Pages
    Decent Essays
  • Good Essays

    Housing grants loans are available for low income group of people. These are financial aids that are provided by the government to help needy people get the advantage of financial assistance from the government. These grants help people make their homes safe and comfortable so that they can live with their families in a better living condition. There are direct loans that are available with the help of government so that people in rural areas are able to remove the health and safety hazards. There

    • 1345 Words
    • 6 Pages
    Good Essays
  • Decent Essays

    Payday loans are the method of choice for millions of consumers whenever a financial emergency arises, as they offer quick cash in times of need, and are easy to apply and qualify for. So why are so many people bashing the payday loan industry? It 's simple, really. They see the unlawful actions of a few and assume that everybody is doing the same things - not disclosing terms, taking advantage of borrowers with usurious (excessive) interest rates, or in some unfortunate cases, requiring money up

    • 741 Words
    • 3 Pages
    Decent Essays
  • Decent Essays

    An auto title loan is a type of secured loan where borrowers use their auto title as collateral. People who get auto title loans must allow their lenders to place a lien on their vehicle title, and submit the original copy of their car title temporarily, in exchange for a loan amount. How to Get an Auto Title Loan Unexpected emergencies are one of the most difficult things to budget for. If you own a car and find yourself in unexpected situation that requires some extra money, you can always apply

    • 1050 Words
    • 5 Pages
    Decent Essays
  • Better Essays

    were associated (Houle, 2014). Today’s pre-retirees were the first generation to come of age in a historical period where debt was readily accessible and acceptable. In addition to the previous obstacles mentioned, challenges such as consumer and credit card debt, mortgages, 401(k) loans, medical debt, and even student loans hinder pre-retirees from saving for their own retirement. A review of the literature revealed a significant amount of research on the various types of debt pre-retirees are

    • 1526 Words
    • 7 Pages
    Better Essays
  • Decent Essays

    Summit Community Bank’s Commercial Loan Portfolio has a 2.9 billion total comprised of the following type loans and life cycles: Start- Up: 8.44% of our portfolio is considered in this life-cycle. While we define or categorize our loans differently, collectively, we have classified our Construction and Development Tier to this life-cycle stage. Because this is the highest-risk category, it obviously reflects why it is such a small portion contributing to our portfolio. -Family Housing Construction-

    • 840 Words
    • 4 Pages
    Decent Essays
  • Decent Essays

    was to levy large handling fees for lending in addition to larger than normal interest rates. This presented the borrower with more problems on top of the already too expensive house they were buying. The greedy lenders took advantage of the poor credit borrowers but with the expectation that they could not pay. This leads us to the second way that the greedy preyed on the needy using real estate as bait. Lenders expected that borrowers would eventually fall on hard times and would not be able

    • 902 Words
    • 4 Pages
    Decent Essays
  • Decent Essays

    According to Ferrell, Fraedrich, & Ferrell, (2011) the key facts and critical issues of the Countrywide Financial Meltdown were due to several different mishaps. In this case study, I have read that this organization was established to aid consumers with the ability to make purchases without a set criteria amount of revenue at their disposal. The issues came about when the customer would begin the repayment process. They start to claim they were unaware of the interest-rate because would be prudent

    • 1201 Words
    • 5 Pages
    Decent Essays
  • Decent Essays

    8 Managerial Funtions: Managerial Functions are important factors to run a company successfully. If these functions are carried out fairly it will enhance the ovarall performance for the organization. premier bank is a top ranking private bank of Bangladesh. As a successful commercial bank it follows all the managerial fuctions properly. Planning: It is important for a bank to formulate it:s plans and set the objectives according to the business environment around. Premier bank management carry

    • 1276 Words
    • 6 Pages
    Decent Essays
  • Better Essays

    assuming all of the risk, and they need to charge enough to cover any potential losses if the loan defaults. Payday loans are also much quicker and easier to get than other types of credit, and the large number of payday lending outlets accompanied with typical long business hours (especially compared to banks and credit unions) only add to the borrower’s convenience. Consumers can even obtain a payday loan from the comfort of their homes simply by applying over the internet. In order to do so, all

    • 1705 Words
    • 7 Pages
    Better Essays