A new health care plan has recently unveiled in the House of Representatives, as it shifts more responsibility for finding affordable coverage to individuals, and away from the government. The proposed plan is unlikely to become law, as it immediately received criticism from all sides of the political spectrum, and it could change or fail as it makes its way through Congress. Neither the government’s current plan nor the plan offered by the Republicans seem capable of addressing the larger problem, the rising cost of health care that is translating into higher insurance rates. This draft offers the first look at how the Republicans want to change the government’s role in delivering health care. “This is just a first step in what is likely …show more content…
That would leave the customer with a bill of $1,300 if there were no cheaper plan available. Under the current system, the government would cover nearly the entire cost of the plan.” As stated by Tom Murphy, an AP Health writer for ABC news.
The Republican proposal lowers restrictions on the coverage insurers may offer, meaning a wider variety of plans, including options with lower prices. Nevertheless, health care plans may come with high out-of-pocket costs such as those of deductibles or narrow networks that omit preferred family doctors. The new Republican plan may also have a less vigorous coverage on things like mental health care. These particular points remain far from settled and will most likely vary depending on separate state requirements. On the other hand, the Republican plan guarantees to pay off the fines that people owed under the ACA if they don’t buy coverage, the so-called individual mandate. In spite of providing the people a choice, if they let their insurance lapse for 63 days after unsubscribing, insurers could charge these customers 30 percent more for coverage. The Republican plan gives insurers the chance to offer a wider variety of plans, which will attract younger and healthier customers. However, insurers are also worried that removing the mandate would mean that people would only buy coverage when they are sick, and that makes it very hard for insurers to make money. J.Mario
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
The beginning of the article started off very strong with the Republican views on how replacing theAffordable Care Act/ Obamacare seems to be beneficial because Americans believe that the government needs to provide healthcare for all which is “Medicare for all.” Throughout government; the left and right sides do not see eye to eye but in this discussion, they both seem to acknowledge the likelihood of this new system.
The concept of providing basic healthcare services to individuals in need has undergone an agonizing transition, from a luxury once only afforded by the affluent to a basic human right granted to citizens of every economic station, and the recently enacted Affordable Care Act (ACA) was designed to finalize this ethical evolution. Reflecting perhaps the bitter political enmity currently consuming the nation's once cherished democratic process, Republican legislatures in states throughout the union have bristled at the ACA's primary provisions, threatening all manner of procedural protestation as they attempt to delay and derail the bill's eventual implementation. One of the most intriguing aspects of the sprawling, thousand page law, however, has been the stipulation that individual states will be given a choice to either accept federal funding to expand their statewide Medicaid roster, or to forfeit all federal funding for that program in perpetuity. The role of government in monitoring and regulating the healthcare industry has been long debated, and the bitterly contested passage of President Obama's ACA, a law aimed at revising the country's health insurance system through the creating of a federal health insurance exchange to facilitate increased competition among insurers, has rekindled the debate over who holds the ultimate responsibility for regulating the care provided by hospitals, community clinics, and private practices.
The New York Times printed an article by Robert Pear, which reported that on December 24, 2009, the US senate passed the first bill, which would call for major reform regarding health care in the United States (Pear). The article titled “Senate Passes Health Care Overhaul on Party-Line Vote,” discusses the fact that while this step was a major milestone in the process of providing Americans with affordable heath care, it was not the end of the road. Over the coming months and years there would be a lot of give and take between democrats and republicans to revise the bill to the point where both sides could support it. One of the major points in this reform is that the US government was now going to offer affordable plans including subsidy options which would allow more Americans affordable options which were
Although division is seen between the political parties of the Republicans and Democrats, points exist to where lawmakers agree on the reform of healthcare. Lawmakers do, however, have three major points they agree. These points are the banning of underwriting by private insurance companies, providing federal funding to assistance low income families with securing insurance, and by accessing Medicare’s funding to its full advantage to reduce patients billing (Times Topics, 2009). While lawmakers have managed to agree on some points, by drafting a complete healthcare reform that is ethical. This will call for Congress to agree on a bill that fits President Obama’s views, requiring substantial research and planning.
Universal health care coverage is a dream that the majority of Americans have had for many decades. It seemed that the dream could become a reality with a major effort under the Clinton administration in the mid 1990’s. This effort was spearheaded by the First Lady, Hillary Clinton, and would have established a universal health care system for the entire nation. Unfortunately, after years of work, the effort ended in failure due to trying to modernize and finance universal health care at the same time (Rodwin, 2003). When the current President, Barack Obama, campaigned in 2008, one of his cornerstone promises was to develop a healthcare system that would assure affordable healthcare for all Americans through the Affordable Care Act, also known as Obama Care. With only a slight majority of democrats in the Senate and a large majority of Republicans in the House, this would prove to be an uphill battle (Moore, 2014).
The latest health care reform has done what few policies manage to do – sicken both republicans and progressive democrats. While we can all agree that a reform of the health care system is sorely needed, we must also acknowledge that “Obamacare” is not the cure-all we so desperately require. Rather, President Obama, like a medieval barber, prescribed a health care reform that treated the symptoms of our flawed system rather than the actual disease. The subsidization of health insurance providers has proven ineffective at providing affordable coverage for all. Certainly one is likely to hear the various incendiary talking points of both the proponents and opponents. Whether it’s the republican candidates blaspheming Obamacare as socialism, or the administration praising the success of health care for all, it is difficult to actually find constructive dialogue. We are purview to many sound bites, but few actual solutions. We have witnessed heated debates, but rarely do we witness intelligent discourse. If beneficial reform is to be crafted and implemented, we must first acknowledge the issues and inconsistencies of the current system and begin to explore alternate methods of providing health care to the American people.
Long before the 1990s when Ms. Clinton fought for a Universal Healthcare system in America, the issue of America’s healthcare had been a political quandary. The enactment of the Republican administration’s Health Management Organization Act of 1973 was a weapon meant to address that crisis, yet, it did little to fix the problem. While the liberal Democrats are fighting for Universal Healthcare coverage for all Americans, the conservative Republicans are fighting to maintain the current private health insurance, however, with some revamping of the system, which preserves the capitalistic element of the status quo. The reason for the two opposing views stems from their differences in political ideologies, which theoretically is like pitting socialism against capitalism. While the liberal Democrats’ endorsement of Universal Healthcare system is socialistic in practice, the conservative Republicans’ fight to retain the private or market based plan is unarguably in support of their pro-capitalism stance. The truth, however, is that, though almost every American believes in capitalism, yet, almost none would vote to disband the Medicare and the Medicaid programs, both of which are socialistic. In that light, the argument of a pro-capitalist nation is negated, as we do already have a socialized healthcare program for the seniors and the poor. Extending that concept to include
Creating a health care reform plan for the U.S. health care system is no easy task. Multiple things must be taken into consideration. These include making insurance affordable, making sure the plan is economically feasible, and creating a plan that will still work in the future. What hindered the reshaping of health care into a sustainable system in the past, are the health sectors interests that prefer the status quo. By continuing to cling on to yesterday’s model, the health care industry is creating its own peril (Schaeffer, 2007).
At the moment, President Obama, Republican and Democratic members of Congress, the American Medical Association and America’s Health Insurance plans all agree that a change is needed to the current system. There is little debate that the health care is necessary but a lot of debate on how the change should be done.
The article illustrates that how republican candidate, Donald Trump, wants to change the aspects of health care. As mentioned in the article, Trump wants to make vast decisions on health care and wants to repeal the Affordable Care Act (ACA) (Wilensky, 2016). The Affordable Care Act was created in order to help individuals obtain insurance. The Affordable Care Act was created during Obama’s presidency and is a part of Obamacare. If Trump is elected, he wants to repeal the Affordable Care Act, which can cause a variety of issues for those individuals who depend on it. There has also been a discussion about raising the Medicare eligibility age of 67, which would make it difficult for individuals who need the help before the age of 67. Individuals rely on the Affordable Care Act and Medicare because it allows them to have access to the
Although, some parts of the parts of the AHCA that would keep the ACA 's requirement that dependents can stay "on their parents ' plan until they are 26 (Black, 2017).The exchanges (marketplaces) run by the federal government and states, which listed individual and small business health insurance plans, would continue as under the ACA. Furthermore, the AHCA would also continue to provide subsidies for premiums that are based on income, although the formula would be completely different and the subsidy would likely be much less for young, low-income Americans (Black, 2017). For instance, the following sections just briefly mentioned are examples that the ACA is not all debauched as those of the Republican Party exemplifies it as. Over the next, few paragraphs will give an overview of the expectations and benefits proposed by the ACA.
U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it
“We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.” The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed: “Their proposal would virtually devastate the private healthcare sector in this country along with competition and patient choice, by replacing it with bureaucratic planning and government control. The result of this plan and its one trillion
Healthcare has emerged as a primary topic of debate recently given the rhetoric of president Trump on “repealing and replacing” our current system. His ideal replacement, which he failed to pass through the senate, has a favorability rating of 16% according to Mark Murray of NBC news (4). The GOP health care bill is projected by many healthcare experts, including Noam M. Levey of the LA times, who implies that this bill will lead to a spike in the number of uninsured Americans; this proposition also includes tax cuts, along with progressive cuts (over time) to medicaid spending from the house and senate