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A New Health Care Plan Has Recently Unveiled In The House

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A new health care plan has recently unveiled in the House of Representatives, as it shifts more responsibility for finding affordable coverage to individuals, and away from the government. The proposed plan is unlikely to become law, as it immediately received criticism from all sides of the political spectrum, and it could change or fail as it makes its way through Congress. Neither the government’s current plan nor the plan offered by the Republicans seem capable of addressing the larger problem, the rising cost of health care that is translating into higher insurance rates. This draft offers the first look at how the Republicans want to change the government’s role in delivering health care. “This is just a first step in what is likely …show more content…

That would leave the customer with a bill of $1,300 if there were no cheaper plan available. Under the current system, the government would cover nearly the entire cost of the plan.” As stated by Tom Murphy, an AP Health writer for ABC news.
The Republican proposal lowers restrictions on the coverage insurers may offer, meaning a wider variety of plans, including options with lower prices. Nevertheless, health care plans may come with high out-of-pocket costs such as those of deductibles or narrow networks that omit preferred family doctors. The new Republican plan may also have a less vigorous coverage on things like mental health care. These particular points remain far from settled and will most likely vary depending on separate state requirements. On the other hand, the Republican plan guarantees to pay off the fines that people owed under the ACA if they don’t buy coverage, the so-called individual mandate. In spite of providing the people a choice, if they let their insurance lapse for 63 days after unsubscribing, insurers could charge these customers 30 percent more for coverage. The Republican plan gives insurers the chance to offer a wider variety of plans, which will attract younger and healthier customers. However, insurers are also worried that removing the mandate would mean that people would only buy coverage when they are sick, and that makes it very hard for insurers to make money. J.Mario

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