Affordable Care Act: Anything but Affordable Essay example

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

When president Obama signed the Affordable Care Act in March 2010, it came with a lot of new provisions that would vary when they would come into effect. The very first provision was the “Grandfather Clause” which allowed people to keep their insurance plan before the act went into effect. As long as the employer still offered that plan the employee could still maintain it because they were grandfathered into receiving that coverage. If someone bought an insurance plan after March 2010 they would not be considered under the Grandfather Clause. Thus, these individuals would be required to get a new plan by 2014 if their plan did not meet all the criteria, they would need to get a new plan that fills all the criteria. Another major provision of the Affordable Care Act is that patients have a guaranteed issue. This means that insurance companies are unable to deny anybody health insurance based on their health or prior health. This may create a problem because the risk pool of an insurance company may not have the best people. Eventually, this could lead to the majority of the risk pool for an insurance company to have people who are at a greater risk of needing health insurance. This will make the insurance company more vulnerable and the only way that they will be able to cover the losses is by raising the premiums on everyone even though there may be some individuals that are in perfect health. The next provision that was added under the Affordable Care Act is that the

As the new healthcare law takes effect insurance premiums are expected to rise. On average for the last six years insurances premiums have gone up six percent per year. The average annual cost that employers pay to cover their employees is around $10,000 for each employee. Usually employees are responsible for 20 percent that total or $2000. At this time the new law has done

Senior citizens across the country who cant afford regular health care prices use medicade to lower their price, and The Patient Protection and Affordable Care Act of 2010 is making it more difficult for seniors to recieve Medicade help practically taking all the relief given to senior citizens with obamacare. The effects on senior citizens will be catastrophic there will be a shortage of 95,000 doctors due to pay cuts. Which will make it to where less and less people can be seen by a doctor each day. Seniors, in fact, will have to pay at least ten percent more than their usual medicare plan due to tax

There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.

There are so many people here in the country that is not getting their complete health care coverage because of preventable conditions. Most Americans only receive half of the services suggested. The Affordable Care Act is mainly directed to the needs of Americans in need of healthcare that are not already covered.

The Affordable Care Act was signed into law by President Barack Obama in March of 2010. The Affordable Care Act was created by Barack Obama to help Begin the process to reform the health care system. By having the Affordable Care Act in place it will implement measures that will lower health care cost and Improve system efficiency. It will also help eliminate industry practices that will deny coverage due to pre-existing conditions which will be very helpful to people who have experienced that? There were more than 44 million people that did not have medical insurance because they couldn’t afford it. Having this law in place will be able to help those 44 million people get medical insurance. Before The Affordable Care Act was passed there were a lot of insurance companies that could deny people because of their insurance coverage right in the middle of them doing treatment? Which are ridiculous people who do not have

The Affordable Care Act is President Obama’s new solution to provide healthcare coverage to uninsured Americans. The theory is that millions of uninsured Americans will get access to affordable health insurance through the government. The Affordable Care Act reforms Medicare. You cannot be dropped from coverage when you get sick. You cannot be denied coverage or treatment for being sick. You also cannot be charged more for being sick. Although these are all mostly the positive sides to the Affordable Care Act there are many negative. Since you cannot be dropped for being sick, it will make the prices for everyone’s insurance go up. Also, since so few young and healthy Americans have signed up, the math used to create the program is not adding up. Because there is so much confusion surrounding the specifics of the ACA, the Affordable Care Act keeps getting delayed. The Obama administration announced another delay on

The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.

The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.

“ObamaCare contains many benefits, especially for low and middle income families and business” (“ObamaCare: Pros and Cons”). Many people have been having concerns on the cost of the insurance because it has raised in cost. There is a new law out there that President Barack Obama passed called ObamaCare. ObamaCare is also known to be The Affordable Care Act (ACA). The goal of this act was to make sure every American had health insurance by January 2014. ObamaCare went from being something good, to a controversial issue towards Americans. This topic is very debatable in positive and negative ways, it just all depends on how it effects someone. One of ObamaCare’s requirements were to have companies provide health insurance to people

Many of today’s arguments within the American government have to do with health care. The Affordable Care Act, commonly known as Obamacare or The ACA, has been effective since March 23, 2010. Most of Obamacare’s major provisions, such as mandated individual coverage, just took effect at the beginning of 2014. Democrats support the health care reform while a majority of republicans are entirely against it. On paper the health care reform looks good, but there are a lot of things that could potentially hurt the American population. Our founding fathers never had a debate over healthcare and frankly I don’t think it should be a topic of discussion today. The way healthcare has worked in the past is still working today and I see no reason to

It was stated earlier in this paper that big businesses would benefit from this law; however, the exact opposite is true for small businesses. Businesses will be forced to provide healthcare for their employees or pay a fine, something they may not be able to afford. This may result in employees’ hours being cut or even the termination of the employee (“ObamaCare”).