Should America Keep the Affordable Care Act?

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

When president Obama signed the Affordable Care Act in March 2010, it came with a lot of new provisions that would vary when they would come into effect. The very first provision was the “Grandfather Clause” which allowed people to keep their insurance plan before the act went into effect. As long as the employer still offered that plan the employee could still maintain it because they were grandfathered into receiving that coverage. If someone bought an insurance plan after March 2010 they would not be considered under the Grandfather Clause. Thus, these individuals would be required to get a new plan by 2014 if their plan did not meet all the criteria, they would need to get a new plan that fills all the criteria. Another major provision of the Affordable Care Act is that patients have a guaranteed issue. This means that insurance companies are unable to deny anybody health insurance based on their health or prior health. This may create a problem because the risk pool of an insurance company may not have the best people. Eventually, this could lead to the majority of the risk pool for an insurance company to have people who are at a greater risk of needing health insurance. This will make the insurance company more vulnerable and the only way that they will be able to cover the losses is by raising the premiums on everyone even though there may be some individuals that are in perfect health. The next provision that was added under the Affordable Care Act is that the

What is the Affordable Care Act and is it going to succeed or fail? The affordable care act is a law passed by the Obama Administration in 2010. This piece of legislation was passed to make health insurance affordable and accessible for all Americans. A lot of people refer to the affordable care act as Obamacare due to the fact that it was passed when President Obama was in office. The affordable care act was a major milestone for the United States in health care reform. It was the first time the United States passed a law that created a form of universal healthcare.

There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.

Affordable care act is a law that was passed in March of 2010 to help decrease health care cost and make it more affordable for all Americans. The affordable care act is set to decrease the number of uninsured Americans, qualify more for Medicare and Medicaid, increase the quality of care, promote prevention, extending funding for the children, and help with funding in the communities. The goal for affordable care act is to have everyone insured, no matter what income class you are in. The affordable care act is there to insure everyone so that prevention will increase. It will increase by being able to get check ups and children being able to receive vaccination. If you are not able to qualify for Medicare or Medicaid there

The Affordable Care Act set in place by President Obama to reduce health care costs and give affordable health insurance to Americans (Landmark,2010). Before the Affordable Care Act existed, many Americans were denied coverage, some because of pre-existing illnesses or injuries, which made it very exhausting for many Americans to get insurance they can afford. (Landmark, 2010). This could lead to a shortness of life expectancy to Americans.

The Affordable Care Act was signed into law by President Barack Obama in March of 2010. The Affordable Care Act was created by Barack Obama to help Begin the process to reform the health care system. By having the Affordable Care Act in place it will implement measures that will lower health care cost and Improve system efficiency. It will also help eliminate industry practices that will deny coverage due to pre-existing conditions which will be very helpful to people who have experienced that? There were more than 44 million people that did not have medical insurance because they couldn’t afford it. Having this law in place will be able to help those 44 million people get medical insurance. Before The Affordable Care Act was passed there were a lot of insurance companies that could deny people because of their insurance coverage right in the middle of them doing treatment? Which are ridiculous people who do not have

The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.

The Affordable Care Act, often referred to as the ObamaCare was signed into law on March 23, 2010. It has created a lot of controversy since its debut. The Healthcare reform will affect all Americans. The issue has many Americans believing it is a great thing for our country while others believe it is a terrible idea and then of course there are those who don’t know what to think. By Jan 1, 2014 Americans will be required to purchase a health care policy or will have to pay a penalty. Ready or not it’s happening. First you would have to understand the background information of the program. As with all things there are pros and cons to the Affordable Care Act. Because it is a new law it is not flawless there is room for changes and recommendations.

The ACA is made up of a series of additions of and changes, to the multiple laws that are made up from the legal framework of the U.S. healthcare system. This act establishes the basic legal protections that have been nonexistent to the United States, will now guarantee access to affordable health insurance coverage for Americans, from when they are born, all the way through his or her retirement. The act hopes in cutting the number of uninsured Americans by more than half of the U.S. population (Rosenbaum, 2011, p.130). This law hopes to result in health insurance coverage for about 94% of the American population (Rosenbaum, 2011, p. 130). This will reduce the population of uninsured Americans by 31 million people, and increase Medicaid enrollment by 15 million recipients (Rosenbaum, 2011, p. 130). Approximately 24 million people are still expected to remain without a coverage plan. The act has several goals. For instance, one goal of the ACA is to have a close to universal coverage system, with the help and responsibility among individuals, employers, and largely, the government. The second goal is to improve the fairness, condition, and affordable prices of health insurance coverage for Americans (Rosenbaum, 2011, p. 130). Lastly, a third goal is to improve the quality of health care through value, excellence, and effectiveness while trying to reduce inefficient spending and making the healthcare system more reachable to a diverse population (Rosenbaum,

The Affordable Care Act was created to make an attempt to reduce the amount we pay for healthcare. “Healthcare premiums were too expensive for many families to afford,” is a common issue among citizens today, and we have come to the conclusion that Obamacare can help reduce that amount. Ever since this has been put in place, many Americans deny this, but it says that even if you aren’t 100 percent healthy it will still cover you, unlike regular healthcare premiums opposed that. Another benefit that is presented, it that you don’t have to have a high income or good health to be covered, the act says that it will cover you no matter what condition or state you are in.

The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.

The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.