Case Study on Risk and Return Essay examples

As a member of management Clive Jenkins is responsible for boosting employee morale to ensure that company goals are met

The idea of “risk” is used in many fields and industries. There has been large efforts made towards the understanding of risk. Since, risk varies so much depending on the field of study, the need for learning about it is warranted. As can be imagined, the importance of risk in a market economy is crucial. In the 1990s, JP Morgan made the Value at Risk (VaR) a central component of its work efforts (Cecilia-Nicoleta, Anne-Marie, & Carmen-Maria, 2011).

The case study selected for week three centers on a liability and assumption of risk case study. In this case study, Brent Thomas and George Banks are facing liability charges after Ricky Watts sustained a serious injury during hockey practice (Essex, 2016). In this situation, Thomas is the school principal, and Banks is the hockey coach as well as the gym teacher (Essex, 2016). Ricky obtained injuries after improperly blocking the puck (Essex, 2016). This case study was selected because it highlights a situation that will likely be faced by all future school leaders. Sports are popular among students, and there is inherent risk in each sporting event. A school is open to liability if they do not ensure that proper protocols are met.

Safety checks should be carried out to eliminate the risk of putting the safety of people attending a sporting event at risk.

The textbook define the correlation coefficient as "a measure that is designed to indicate the strength of the relationship between two variables" (UBC Real Estate Division, 2009). The textbook also states "the correlation coefficient may be positive, negative, or zero" (UBC Real Estate Division, 2009). A strong relationship implies that there is a relationship between the two variables and "as one variable increases (decreases), the other the variable will increase (decrease)" (Estate Division, 2009). A strong relationship would have a correlation coefficient value of +1 or -1.

Which of the 11 ways to change an organizational culture has Verizon used to create its current culture? Provide examples to support your conclusion.

This scale, is directly related to communication. The results of this core scale suggest both Chris and Olympia feel as if their issues that they have, at times never get resolved. Further both strongly agree that they engage in very serious dispute over small or unimportant issues. Another dynamic that both Chris and Olympia scored high in was in the dynamic of partner dominance. Though Chris scored slightly higher than his wife Olympia, they both feel that their partner is trying to take control of or mange their life. This can be very contributory to the low PCA score in the scale of conflict resolution. Whenever the couple experiences a dispute if both are only interested in forcing their views on each other or they both interpret each other as controlling, they may become defensive and something small can escalate quickly. Similarly to communication, conflict resolution is a two person task in a marriage. Chris may need to be sensitive to his wife’s past of being abused and how it may effect her opening up.

The organization I will be completing a needs assessment on is OneMain Financial. OneMain is a for profit consumer finance company that is currently owned by Citigroup, but is currently awaiting Federal approval to be sold to Springleaf Financial Services. The setting for the assessment will be six branches within District 01020402, or the Hart District as I will be referring to going forward. The branches are all in Kentucky, located in Bardstown, Elizabethtown, Shelbyville and three branches in Louisville. The assessment will specifically be on Coverages Per Loan (CPL). There are four coverages that make up CPL and its potential sales capacity. There is Involuntary Unemployment Protection (IUI), Disability Protection (AHL), Life Protection (Life) and Home and Auto Security Plan (H&A). Each plan has an eligibility guideline. For IUI you have to have worked the last 12 consecutive months at least 30 hours a week, be unemployed for 30 consecutive days and have to be eligible for state unemployment benefits. For AHL you have to be off of work 14 consecutive days and under a doctor’s care. There is a heath question for loans over five thousand dollars for specific heath treatments in the last five years and a 12 month pre-existing caveat for loans under five thousand dollars. The life protection is very similar to the AHL as far as heath questions are concerned and it will not pay if someone were to take their own life. H&A has 64 benefits and many of which, nothing bad has to

Answer: In our judgement, PepsiCo did not have a moral obligation to divest itself of all its Burmese assets. The reason being:

Investment decisions companies make today will have a direct impact on their ability to reach financial objectives. Most companies are faced with questions such as: which projects should your company invest in, which returns are needed and what risks are the company willing to take to achieve company goals?

develop a methodology for quantifying risks, or should each situation be addressed individually? Can we have both a quantitative and qualitative risk evaluation system in place at the same time?

Randolph Corporation is a multidivisional company. Due to frictions among the divisions, Randolph’s stock has not performed according to expectations. In order to improve Randolph’s financial situation and position among its competitors, a number of questions need to be answered. We will discuss these questions separately below.

Risk management is the term applied to a logical and systematic method of establishing the context, identifying, analyzing, evaluating, treating, monitoring and communicating risks associated with any activity, function or process in a way that will enable organizations to minimize losses and maximize opportunities. (Lecture notes)Risk Management is also described as 'all the things you need to do to make the future sufficiently certain'. (The NZ Society for Risk Management, 2001)

“First, it neglects the fact that those who benefit may not be the same as those who pay the costs.

In their research study, Souder & Myles (2010) identify that risk is chiefly fundamental to investing. Böhringer & Löschel (2008) further add that there is no discussion of returns or performance that is deemed meaningful in the absence of at least some mention of the involved risk. However, the trouble for investors, who have just entered into the marketplace, involves the process of figuring where risk really lies, as well as what the difference between the various levels of risks. Relating to the manner, in which risk is fundamental to investments, a significant number of new