This article by Christopher Weaver in the Wall Street Journal brings up some key points about the number of enrollees in Obamacare as the enrollment deadline closed on Monday. Along the way, the website has had its downfalls with the Congress shut down and technical issues. This may have hindered the number of people who potentially would have signed up but got frustrated during the process. It has been estimated that 7.1 million people have enrolled in the market place. The impact of this number on the health law is yet to be determined. It also is unseen how this will impact premiums in the long-run, as well as if these insurance companies can maintain the plans offered on the exchange (Weaver, 2014). Furthermore, the effect of many of the provisions and mandates are yet to be seen; it will be an interesting next few years to see how it pans out. For example, Weaver asks how many of these millions were previously uninsured. The main point of the Affordable Care Act (ACA) was to attract the uninsured population to get insurance under the law. Prior to the implementation of the ACA, there were over 50 million uninsured in America. It is worth knowing how many of these people were just switching plans or how many of them are new to the health insurance market. This would be the better measure of the effectiveness of this law in regard to decreasing the total number of uninsured in America. Even though this will still leave some insured, there are some reasons this may be
Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the
Ted Cruz is a junior Republican Senator form the state of Texas, since 2013; taking office on January 3rd, 2013. Before he would become senator he would be working for a private law firm representing corporate clients (Eckholm, 2012). He would go on to run for Senator in the state of Texas and win, which the “Washington Post” would call his win the biggest upset of the 2012 elections. Coming form a very republican state such a Texas means that his stance on issue would be very involved with that of the Republican Party. Pro-life, traditional marriages between one man and one woman, and a very heavy supporter of gun rights, he votes strictly along party lines. Also, he would not be afraid to flex his muscles out on the floor, and would
It has been one year since the implementation of the Patient Protection and Affordable Care Act, also known as Obamacare. Despite countless Republican attempts to repeal all or part of the new law, it is still with us and shows no sure signs of disintegration. The rollout of the government’s health care exchanges experienced significant growing pains right from the beginning. Time has fixed many of these technical glitches, but has done little to quell the debate over the affordability and viability of the law.
There are some who do not have healthcare. Are we to believe that all Americans have some type of medical insurance this could not be true? How do the government count the people who have insurance and who doesn’t have insurance. Research or doing surveys could be a few ways to count these individual but that still will not be the correct number or average of people. There are homeless and low income people that do not have insurance, so will this program work, There are some who believed that Obamacare was actual to make health coverage reasonable, or free, for low-income people. In the 2012 ruling it gave each state the decision to not expand
The administration also said it does not make sense to spend hundreds of millions of dollars on advertising since most Americans already know about Obamacare and how and when they can enroll. 12.2 million Americans enrolled or re-enrolled in healthcare plans through the open marketplace in 2017. The administration claims that the number fell to 10.1 million due to some people failing to make their monthly insurance premium payments.
Data shows that there are more Americans covered now that there were before. However, having insurance coverage is not the same as having access to healthcare. Since the implementation of the ACA, healthcare has become more expensive and most individuals would not consider their healthcare to be affordable. The cost of running and implementing the program was passed on to healthcare providers through payment cuts. Another unintended consequence was that many employers, under the financial burden of the ACA, reduced the hours of employees that may have previously been given employer-sponsored benefits and therefore forced them into the insurance exchange. Also, insurance companies are dropping out of the insurance exchange every year. The risk pool in the exchange is not what it was expected to be by the government. The penalties for not buying insurance have not been stiff enough to incent young healthy patients to purchase a plan and as such the insured pool is mostly those that really need the coverage and are filing
According to Tom DeMichele, head author of ObamaCareFacts.com, before Obamacare there was around 44 million Americans who were uninsured. This number of Americans were uninsured because the cost of health insurance was unbelievably expensive, and were unable to receive health care because of pre-existing conditions. The contributors of the ACA initially wanted to create a new
Obamacare is an unofficial name for the Patient Protection and ACA (Affordable Care Act) which was signed into law by President Barack Obama in 2010. The White House announced that in the first month, more than 100,000 Americans successfully enrolled in new insurance plans (The New America). That’s not even close to a quarter of the United States population. There have been problems with the website when it crashed. This prevented many Americans from completing the enrollment process. Which put a big hurt on the AC. But there is no question that there is a real demand for quality, affordable health insurance. In the first month, nearly a million people successfully completed an application for themselves or their families. An estimated amount 396,000 citizens have the ability to gain access to Medicaid under the Affordable Care
This equates to ruffle 16.6% of the total U.S. population of 305 million in 2008. This figure has decreased significantly since the inception of the law which predicted that the law will help 32 million people. They revised this figure to 26 million people after many states changed the requirements for Medicaid. In 2014 10 million people have signed up for health insurance through the different methods offered via the Affordable Care Act. This has assisted in reducing the amount of uninsured from approximately 42 million in 2013 to 32 million. This may seem as great strides to some, however, in my eyes I believe that this is not the best performance. The reason for my stances is due to the United States’ position as the leading economy in the world compared to all other nations whether developing or developed. Other developed nations such as those of Germany where 92% of the population is covered by a health insurance system that was created in 1883 and is now subsidized partially by the government based on income, or France where almost 100% of the population is covered by health insurance largely subsidized by the French government. Based on the amount of citizens covered by the Affordable Care Act I say the leading economy can improve greatly.
Before the Obamacare, many individuals had no medical insurance. A noted author, Amy Anderson state: “Approximated 30 million Americans were anticipated to gain health insurance through the Affordable Care Act (ACA) or Obamacare; a comprehensive healthy workforce would be needed to meet the massive demand”. (Anderson, 2014)
The Patient Protection and Affordable Care Act (PPACA), or Obamacare, was authoritatively marked into law on March 23, 2010. It was created to make healthcare more lower-priced and effectively available to a more extensive scope of Americans. Under the law, individuals in the United States who do not meet all requirements for an exemption are required to acquire a minimum amount of health care coverage. Supporters of Obamacare argue that it has had some benefits since its passage, including reducing the uninsured rate, enabling a huge number of Americans to acquire health insurance through the new health insurance exchanges or Medicaid expansion. In the article “Trump Should Save Obamacare” by Nancy-Ann Deparle states that twenty-four million
For these 11 million people Obamacare is one of the greatest acts passed by congress, it has helped them get the healthcare/insurance that they need. Out of the population, Obamacare was heavily targeted on the lower society and trying to make healthcare more affordable for those who can’t get it, “11 million people have signed up ... of which about half will be from the uninsured population,” according to the statistic it is giving 6.5 million of them didn't have insurance that meant that the government has given those people access to healthcare which they didn’t have before. But with much cheaper health insurance comes other costs, such as how the quality of healthcare has dropped and now “55% of doctors already refuse new Medicaid patients.” With almost 6.5 million new people who has been coming, the lines for health care have been drastically increased to the point where most people who have signed up for Obamacare cannot even receive care due to long waiting times. Obamacare, all in all, still has been very beneficial for the lower class giving them many opportunities to get the help and aid that they need to
Furthermore, Obamacare still will not give everyone coverage. Professor Woolhandler says, “If Obama’s plan works as hoped (that is, if everything goes right), it will still leave 24 million people uninsured when it is fully implemented in 2019, according to the Congressional Budget Office.” So, even if Obamacare is
The primary goal of the Affordable Care Act was to expand health care access to Americans and subsequently reduce the number of uninsured in the nation. From September 2013 to March 2015, there was a significant reduction in uninsured Americans from 17.6% to 10.1% (Anderson, Hempstead, Karpman, Kenney, Long, Shartzer, Wissoker, Zuckerman , 2015). This was achieved through the new laws affecting private insurance and the expansion of the government’s Medicaid program. The ACA started the process by extending tax credits to an estimated 4 million small businesses that would help them provide insurance for their workers in 2010 (Implementation, 2016). In 2013, a marketplace exchange was finally opened for the American people to compare and purchase
After one of the most grueling presidential races in American history, the populous candidate Donald Trump has been elected by the American people as our next president. While campaigning, one of the first things that Trump vowed to accomplish in office was to repeal and replace the Affordable Care Act (donaldjtrump.com). Trump should have no trouble doing this with the support of both the Republican senate and the Republican House. The consequences of what exactly will be done is a constantly argued topic and the phrase “repeal and replace Obamacare” has become a sort of buzzword in the media.