Managing Interest Rate Risk Management

Apple business environment is competitive and fast-paced. Apple suppliers must understand this dynamic and be agile and flexible in responding to changing business conditions. All over the world, people are building Apple products and Apple has a responsibility to make sure that each person is treated with dignity and respect. It’s a massive challenge where Apple work is never done, but each year they implement meaningful, lasting changes across their supply chain. Because of this around the globe, Apple employees are united in bringing equality, human rights, and respect for the environment to the deepest layers of their supply chain. Apple goes deep into their supply chain to enforce their social and environmental standards by empowering workers through education, demanding that suppliers treat workers fairly and ethically at all times, having safe and healthy facilities, and hold their products and processes to the highest

Apple have many different suppliers I feel that suppliers do not hold a huge influence on a company as big as apple because Apple could always change their suppliers if they wanted to. The suppliers in my opinion are not huge stakeholders because Apple wouldn’t see as important as say customers. The reason being if Apple have an issue with their current suppliers they could change and find a new supplier

Third, Chinese currency appreciation makes Chinese products more expensive to developed countries. In 1994, the dollar-to-yuan exchange rate for was 8.7, and 18 years later, the rate has decreased to 6.3, which means Americans have to pay 28% more to buy the same “made in China” products. Furthermore, the regulations and tariffs western countries have imposed on China make export more difficult and costly.

Supply-Chain Management is the activities that procure materials and services, and transform them into intermediate goods and final products and deliver them, through a distribution system (Heizer & Render, 2011, p. 452). DELL is a computer technology corporation that develops sells, repairs and supports, computers and computer related products. DELL has realized that supply chain is becoming more and more important for the success of today’s business world and they work accordingly to keep a competitive advantage in the market. This study will examine to what extent Dell has used supply chain management to gain and retain a competitive advantage in the computer market.

Globalization has also had a significant impact on Apple's supply chain. The company earns high profits because it is able to produce its products at a low price and then sell them at a high price (Chakrabotty, 2012). In addition, the company has noted that it assembles its products in China because all of the components are made there this in addition to the low cost of assembly labor. Apple facilitates this by working with logistics suppliers like FedEx who can quickly move finished goods around the world via a number of hubs. All of Apple's products, for example, arrived in the United States in Oakland, California and from there make their way to the customer.

In order to minimise the effect of the potential losses due to foreign currency exchange rate, it essential to understand the use of financial instrument.

Cheap labor in China can be hard. Workers are only making 75 cents an hour. Migrant worker typically earn less than $130 a month. Once a person gets older they have to stop working since most work in the factories will be hard for them. It is also hard to find mid and senior level managers. Since most of China’s university grads leave within the three years of them working.

Apple's entire supply chain has been rated as the top supply chain in the world by Gartner's (Wailgum, 2011). Apple was one of the top companies rated in the resilience category by overcoming such hurdles as the Japanese earthquake without any major disruptions. Other categories that the supply chains were critiqued under included speed, agility, efficiency, responsiveness, and innovation. Apple's entire production operation is outsourced to the Asian Pacific and the company manufactures their goods through strategic partners who are some of the best electronics manufactures in the world.

According to the case we know that labor costs in china may have a big increase in the next 10 years, from 40% totally to 10% annual increase to even 40% annual increase.

When Tim Cook was appointed to be in charge with Apple’s supply chain, Apple became one of the leading companies. In 2012, Apple was said to turn inventory every 5 days and that was part of the reason the research firm, Gartner,

In the past electronics supply chains have not been as stringent as they should have been. Apple is in an association with other suppliers called Electronics Industry Citizenship Coalition (EICC), which ensures each company voluntarily works to improve the conditions members of staff are working in. The EICC audits and updates members in a timely manner. Apple is proactive and addresses problems before they begin by allowing workers to know their rights and according to Apple Inc. (2011) “through collaboration with suppliers, government agencies, NGOs, and other companies.” This will help ensure that Apple, and

This report is created with a discussion over several important international finance topics for instance, interest-rate parity, currency risk management, regarding description on Carrefour S.A. financing policies as well as hedging strategy. Additionally, we also discussed on which currency Carrefour should issue its 10-year, 750 million euro, annual coupon bond, its foreign currency risk exposure and a possible hedging decision in dealing with any or all of the identified risks.

As mentioned earlier, Apple’s supply chain relies on third party suppliers and outsourcing to produce their devices. This strategy can become extremely risky in satisfying demand when resources are limited to one supplier, as seen in the company’s recent failing in meeting demand for the

Apple’s supply chain is a huge reason for its success. However, just because they’re prospering now, it doesn’t mean that they can just sit back and rest on their laurels. There may be certain competitors or market forces that come into play in the future which will force Apple to either adapt their ways of doing business or get left behind.

Interest Rate Risk - In the process of FIs performing their asset-transformation function, FIs are exposed to Interest Rate Risk, from Mismatched Maturity/Duration: Borrowing Short, Lending Long.  The risk that an investment 's value will change due to a change in the absolute level of interest rates, in the