Nowadays with the rapid development and increasing popularity of the information technology, Online shopping has become a fashion, especially for young people due to online world has made our lives more convenient. However, it has various problems people can faced when they shop on the internet. It is important, therefore, for the buyer to be aware of this issue so that they can avoid much losses. Two key major dilemmas relating to online shopping are credit risk and wrong product description. This essay will discuss both these concerns, and measures that can be taken to ameliorate these challenge for buyer will be provided and evaluated. One problem of shopping online is credit risk, although it brings us convenience, it also brings us some negative effects at the same time. Credit problems of online shopping are rising obviously because of the rapid development of online shopping. In particular, in most cases lots of criminal use a stolen card to withdraw cash or pay due to the users’ personal information and bank card information are disclosed without any precaution. It might be lead to personal information has been abused and cause financial losses. According to MITTAL (2017), network security is a big problem, and if the website does not have strict network security measures, the customer's data might fall into the hands of criminals, such as name, address, bank card information and phone number. Therefore, personal awareness of prevention is important. In addition,
Many studies in consumer buying behavior have suggested that shopping orientation and store image was among the factors that influence the buying behavior of the consumer. In relation to furniture product, consumer‘s life style is the main factor influencing the shopping orientation of furniture as home indicates the identity of the person, reflecting his or her lifestyle and personal values.
In this era of globalization and cut-throat world of competition, it is virtually impossible to do business without using the internet and web applications. Internet gets used for processing the credit card or debit card sale and even for using to save the data of customers to the merchant’s database for future reference and to send promotional offers to the previous and patron customers. And on the other hand, hackers are trying their best to get the data stored on the merchant’s server by spoofing
Online shopping has become a lifesaver for many consumer providing conveniences; convenience sells. Today’s consumers expect to see a company’s presence online with the top social media tools including Facebook and Twitter. With the advancements in mobile technology, consumers can make purchases with the click of a few keystrokes on their smartphone. These purchases require customers to enter in their personal information, including mailing address, email and banking information. Entering this information online can open customers up to the threat of hackers stealing their personal information including their bank account information.
As we have moved into an era where we are more and more dependent on the internet and cyber technology than we ever have been, it is almost natural for criminals to find a way to learn to exploit the information available. While there are some internet hackers and activists that utilize their skills to send a message or to push an agenda, there are many hackers and cyber criminals that utilize their skills illegally for monetary gain. Many of us have most of our bills and finances online, and we utilize the internet to track and manage these types of accounts. While there may be no way to revert to the days of paper accounting, the idea of identity theft or having credit card or banking information stolen has many people fearful of having their information on the internet. While there may be no guaranteed method of ensuring your information is completely protected, there are ways to make yourself much less vulnerable to these attacks. By educating oneself on the risks and vulnerabilities associated with being on the internet and having so much information tied into it, you may be able to stay much safer.
We are living in the world where we are required to yield our personal data information to authority or companies such as names, date of birth, social security number or even credit numbers (Magalhaes, 2012). We may be aware that the personal data can expose to unauthorized people if our data is not secure properly, either via wire or wireless network. Lost or stolen data has been seen while data is transferred between different users using both networks. Can we trust companies to keep our data safe from being lost or misuse? Yes, we can. With new cyber-crime laws are enforced, it is in the company's best interest to keep their customers' data more secure (Magalhaes, 2012). This article will summarize the major security risks and threats to
One most important thing that customers look at before deciding on transacting with a business is the privacy and protection of customer information. Without assurance that the two are guaranteed, many will drift away as they need security and protection online. Fraudsters are also over online and much are worried about the safety and security of services online. The fact that many are using services to transact their businesses, calls for more vigilant and secure platform that will protect information related to customers against breach which can lead to identity theft. Businesses that are establishing should employ more efficient cyber security strategies to ensure that they curb the problem of data breach (Gold,
In this paper, author Kirks communicates his views about Identity Theft in which he mentions that identity theft is everywhere and it targets individuals that use online access for social media and banking services emphasizing being the most common form of minor criminal activity among individuals. He notes that society induces the means of the act by been careless in providing personal and private information on online and merchants, as they are massive vault of personal information alluring hacker from steal it.
There are two ways to shopping in our modern life : online shopping and traditional shopping . Online shopping allows people to directly purchase clothes , books , apparatus or any goods from an online store over the internet . It is a new technology that has been created along with the development of the Internet . The online shopping services have become common because of the ease of access to the internet and often each person possess a computer and buys something on the internet at least once through online shopping . It is a convenient way of shopping and allows for a vast variety of products to be at your hand but the number of scams and disadvantages in online is also increasing with it .
In today’s social environment, internet become to the most important tools for the most people living in this world. People can do everything by using the internet; here are some very common example: people can buy anything we need from the internet with their credit card, and they can use their social software to connect with others. It seems the internet bring so many convenience to us, however, it will also bring some negative effect, such as the “identity theft”.
Internet technology has bestowed upon society a new norm, one that brought about both social and economic benefits. Communication and informal relationships reached higher heights with persons connecting with distant and ‘long lost’ family and friends, through email and social media. Businesses themselves have also benefited from this technology. They saw their demographic expand overnight from local, to regional and international clientele. However in parallel to an increase in users using their fingers to communicate and do business online, so were Internet security threats on the rise. Internet users and governments face increased risks of being targets of cyber-attacks. The digital age have introduced a new type of criminal called, ‘cybercriminals’. A cybercriminal is a person or a group who focus on virtual theft of financial information, business espionage and accessing government information. The result of these activities has an open question: How are cybercriminals getting access to sensitive and private data? The answer is simple: Internet Security, lack of, unawareness and not following basic security protocols. Although companies are selling customers personal information to advertisers, internet users must be conscious of a website’s security when entering personal information online, because too many users fall victim to scams resulting in financial loss and identity theft. The significance of this research paper is educate
Online shopping is a modern concept which has grown in popularity with the rapid global growth in e-commerce. Apparently, many customers are attracted to this new concept of shopping because of the various benefits and offers of the internet. Online shoppers can enjoy the opportunity to shop at any time whenever convenient using an electronic device without the pressure of going to the traditional brick-and-mortar stores. It also allows browsing through seemingly never-ending options for merchandise or products not available in local stores and can let customers evaluate the different online stores to make comparison between items and products, their brands and prices which is difficult and time-consuming
❖ Security; as the number of Internet crimes increases, customers are becoming aware of the possible danger involved in the process of on-line shopping. This security problem may not be difficult to improve since security technology is innovated quickly, but to convince customer of this is not as easy
An investigation of online shopping and how does it influence NTIC students’ daily life. Observations have shown that there has been a rapid development in an economic world. We have witnessed a tremendous change about shopping online. According to UCLA Center for Communication Policy (2001), online shopping has been regarded as the third most prevalent activity on the Internet, only followed by e-mail and website usage. It plays an important role, not only in retail stores, but also in people’s lives. There are more and more people who have begun to choose this way of shopping. However, a reasonable way to use Internet for shopping could offer convenience in people’s daily life. Relying on online shopping too much may cause a lot of risks more than the retail sector, for instance, if a student buys a defective dress from an online company, and it turns out to be fraud, it is nearly impossible to trace it and get your money back, whereas it does not happen in the case of a local shop. Also there is a chance of finding bargains in local retail sector. In this research, the influence of online shopping for the International students in NTIC will be studied.
Information Technology solutions have cleared a path to another universe of web, business systems administration and e-keeping money, maturing as an answer for diminish costs, change the advanced monetary undertakings to more less demanding, expedient, effective, and efficient technique for exchanges. Web has developed as a gift for the present pace of life but in the meantime additionally brought about different dangers to the shoppers and different establishments for which it 's turned out to be generally helpful. Different lawbreakers like programmers, saltines have possessed the capacity to clear their approach to meddle with the web accounts through different strategies such as hacking the Domain Name Server (DNS), Internet Provider 's (IP) address, ridiculing, phishing, web phishing and so on and have been fruitful in increasing "unauthorised access" to the client 's PC framework and stolen helpful information to increase tremendous benefits from client 's records Cybercrime includes criminal activities that aim PC, web, or system
There are a lot of websites on internet whereby it offer a variety of product and services for consumer can find and buy through online such as shoe, apparel, sun glasses and more Moreover, the online also provides some of the services which is paying bill online, booking a transport ticket and more. In this research, we are looking the problem addressed in this research which is the view of online shopping by consumer.