The fact that neither of my parent have attended college makes it harder for me to know what the financial situation would look like. As the first person in my family to attend college, I never knew that money can become one of the biggest obstacles that can affect my chances of reaching an education. Everyday I am faced with thoughts on whether or not I would have enough money to finish and receive my undergraduate degree. Renting a house with four other students, paying the monthly bills, and buying daily needs (foods, hygiene, etc) can be frustrating when money is so tight for me to pay all on my own. I am currently a student employee at the university, but the amount that I earned each month only covers the rent and the monthly spendings
There are many issues for students entering college, but one of the main issues is whether some can afford the costly tuition that comes with higher education. I fully intend on entering college but I understand the hardships of being stuck financially. Whether it be $50 or $5,000, any amount of money will be able to help me towards my goal for the future. I believe wholeheartedly in entering college and with many scholarships under my belt, I will be able to focus more on my education instead of worrying about the heavy debt in the future. Even though I am worrying 4-5 years earlier, I wish to graduate from college debt free. I wish to travel and pay back my parents for all the hardships they had to face raising me. My goal is to be able to
According to the National Center for Education Statistics, of the students seeking a bachelor's degree at a four-year university, on average, only 59% of them graduate within six years. It is unfortunate to note that even with the extra two years, students still struggle to persist through graduation, due to numerous hindering factors. Hence, the issue of college success now lies within the central realm of scholarly research, with numerous scholars applying previously known psychological theories to education, including Kurt Lewin’s force-field analysis model, Abraham Maslow’s need reduction theory for motivation, and the self-efficacy and attribution theories. Together, these theories have provided a framework to discover
As a second year college student I have a very difficult time paying for college even with the help of my parents. Working every summer full-time at near minimum wage barely pays for my portion of college. In fact, a few summers I have worked two jobs, one full-time the other near full-time, and I still have a hard time paying for college. Many students that do not receive help to pay for their college by their parents often work while they are at school. This does not
Throughout my college years, neither of my parents were very supportive financially. Therefore, I typically work full time each summer and save a large portion of my income and then depend on that money during the school year. I work
Now that I'm a senior I guess college is right around the corner, along with the dreaded expenses. Paying for college can be a stressful experience or a walk through the park. For most it's a mightmare, because of the debt they are or will be in. I've always been concerned about how my family and I were going to pay for college. Fortunately there are many options I can take advantage of to avoid a horrible financial fate.
For many people they have dreamed about going to college whether it is local or far away. They can already picture their future being successful. Some believe they already have a lot of things planned out, from how they will pay for classes to where they will live. Surprisingly everything does not always go as planned. Let’s start off with financial aid. Financial aid is any grant, scholarship, or loans that are offered to help pay your college expenses. Many time this aid provided by federal and state agencies, college or foundations. Many times the aid given to you is based off your parent’s salary. This can sometime be bad if they
As an immigrant middle class student, I did not qualify for a loan to cover a majority of my college expenses. However the expenses for college are over fifty percent of my dad’s income, but the truth of the matter is that he can’t support my education and the rest of the family. He is the only one in my family who brings enough income to support the family and pays for our expenses. The expenses add up and that 6 digit salary quickly fades away. Since I am the first one in my family to attend college in America, we did not know what to expect from this experience and what is the best way to approach it. With my high school sister graduating soon, my dad will have to pay for both of our educations. We will go further into debt, which will force us to halt our education to help feed our family.
The decision to attend graduate school can be one of immense commitment and responsibility. Success requires rigorous planning and well-defined goals, both short-term and long-term. Exceptional communication skills are also necessary to interact effectively with fellow classmates and faculty. Although completion of a Master’s program opens doors to many professional career opportunities, it does not come without challenges. One also must have several strategies in place for dealing with these challenges when they arise. With determination and hard work, overcoming these barriers will lead to success.
With the varying costs of college in mind, the topic of how to cover financials comes up. Many loan types are out in there in the world and deciding whether to apply for those or to pay my own way is a crucial decision to make. I, personally, will be taking out loans and applying for scholarships because I am not able to strictly pay my way. Although, my parents have reassured me that they will help pay for portions of my college education. Once I arrive at KSU and begin schooling, I plan on getting a job whether it be in an office or a work study. There are many positive and negative aspects to both decisions and I believe that everyone has to do what’s best for them. Loans can have a positive effect, although, borrowing more money than necessary
Paying for college is one of the biggest challenges many college student face. In particular, first generation college students. Many first generation college students come from low income families. Myself, being a college student and a first generation as well can relate. According to an article written by Eric McWhinnie at cheatsheet.com, 85 percent of parents worry about their children being in debt after college. My first year of college landing me in over $15,000 of debt. This was only two semesters! Being a first generation college student, I did not have many people to ask or get information about college or scholarships. I thought that since I came from a poor family I was the only one experiencing financial difficulties. I was proven
Throughout college, there will always be obstacles that a student will face. Though some students make it through the semester without much trouble, I am not one of those students. It’s not always easy to get through the semester smoothly when you constantly have responsibilities to take care of. I get extremely stressed knowing that I have a big paper due or a math quiz that I need to do well on. If I have various assignments due at the same time, I usually tend to get overwhelmed. I deal with different obstacles on a day to day basis that can impede my success as a college student. Obstacles to my success this semester are poor time management, procrastination, and technological distractions.
Overcoming an obstacle of any kind can be challenging. The biggest obstacle I have overcome is having a child at the age of 17. Having children can be difficult, especially at a young age. Education has always been important to me and I was unsure how I was going to be able to finish high school, much less go to college, while having a baby. To overcome this obstacle in my life, I focused on the determination I had to provide a good life for my child.
There are various obstacles or challenges one might have to face and overcome in order to obtain a higher education or degree. Family, work, and finances were affected during my educational journey to obtain my degree. Many times I had to limit time with family or social outings in order to study and complete my courses on time to meet my goals. Making time for activities and family time was sometimes a challenging when a paper or test needed to be completed. I had to learn to manage my time more efficiently all while still going to work and get household tasks completed. Making time for myself and my family was a challenge at the time, but we all worked together and got through it.
My family doesn't have the income to pay for my college tuition or any other expenses. I will have to apply for loans and finds a work study program. This will make it hard for me to be a full-time student. I'm planning to attend school full time and making myself financially stable so I won't have a lot of debt. Just like my mother, I am planning on making financial oblations in order to debt low and expenses
Within the graduate school setting, strong communication skills are vital when interacting with classmates and faculty. Perfecting communication skills in the classroom setting prepares students to communicate effectively with fellow colleagues and professionals (Fisher & Zigmond, 1996). An essential strategy to improve one’s communication skills lies in the ability to be an excellent listener. Klein (2009) asserts that effective listening involves more concentration and focus than any