INTRODUCTION :
A self-help group (SHG) is a village-based financial intermediary usually composed of between 10-20 local women. Most self-help groups are located in India, though SHGs can also be found in other countries, especially in South Asia and Southeast Asia. Members make small regular savings contributions over a few months until there is enough capital in the group to begin lending. Funds may then be lent back to the members or to others in the village for any purpose. In India, many SHGs are 'linked' to banks for the delivery of microcredit.
SHGs are member-based microfinance intermediaries inspired by external technical support that lie between informal financial market actors like moneylenders, collectors, and ROSCAs on the one
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It is a fascinating journey of jute stamping it as one of the oldest surviving agro-industries of the world.
There had been a rapid expansion of the jute industry in India around Calcutta particularly during certain boom periods. From one mill in 1855 with no looms and another mill established four years later with only 192 looms, towards the end of the first decade of the 20th Century there were 59 mills with 30,685 looms. In the year 1918, the loom strength was 39,401. During the period after the First World War, there was a further advance in the productive capacity of the industry and in 1919-20 the number of mills had increased to 76 with 41,000 looms. There had also come into existence three mills in Andhra Pradesh part of the then Madres Presidency, and one in Uttar Pradesh (formally United province). During 1919-20 fourteen mills ware registered in India showing a great development in jute industry in Bengal and according to the statistics available in the ‘Romance of Jute` the loomage was well above 50,000 in 1927.
The temp of expansion continued unabated both in number of mills and in loomage irrespective of the considerations of demand and supply till about 1939-40 when there were 108 mills with 68,000 looms. There was very little expansion of the industry during the years of the Second World War; nevertheless, at the end of the war, i.e., in 1945, there ware 111 mills with an installed capacity of 68,542 looms. There has been no significant expansion
As time went on, larger industries and businesses were developed such as, glass making operation, rolling mill and tin plate company, foundry, machine company, sawmill and lumber company, silk mill, iron works, concrete products company, machine products company, manufacture of vibratory material handing, equipment, dress making plant, specialties metal plant, coal mining. Agriculture and other activates were also larger industries such as, woolen mills, breweries, distilleries and tanneries” (Stephenson
Mass production was a major technological achievement all over the world especially in newly developing areas. Factory jobs were becoming wildly available and the demand for the materials used in these factories increased exponentially.” The southern states were more focused on gaining profit through agriculture, however the tobacco economy in these states was beginning to fail. With the rise of the textile industry, these same states
The earliest factories in England came up by the 1730s and, with the technology enabled production processes like carding, twisting, spinning and rolling became faster and easier consequentially, between 1760 and 1787 raw cotton imports to British cotton industry rose from 2.5 million pounds to 22 million pounds. On the contrary, the traditional market of cotton cloth from India witnessed a steady decline from 30 per cent around 1800 to 15 per cent by 1815 and to 3 percent in 1870s. While exports of cloth declined rapidly, export of raw materials increased equally fast. Between 1812 and 1871, the share of raw cotton exports rose from 5 per cent to 35 per cent. This was not something triggered by the industrial revolution but the protectionist measures of the British t which imposed tariffs on cloth imports. The creation of cotton mill by Richard Arkwright brought processes under one roof and management, allowing better supervision, quality control, and the regulation of labour. Thus not only the trade the way business of production was handled also underwent a quantum change.
The industrial revolution was a time of great change in Europe. Many of those changes were brought about by mechanical inventions that greatly increased efficiency by which raw materials were processed. "While working in the sciences and tinkering with mechanics, a few people were able to come up with new ways of doing things. New machines were invented" (MacroHistory and World Report) Three significant machines that were invented during this time period that greatly increased the cotton industry were the cotton gin, the spinning jenny, and the power loom. Since cotton was one of the major cash crops exported by the colonies to England, it is important to understand these inventions in order to grasp the changes brought about by this trio of machines on the cotton industry.
The power of support groups, especially when peer run can have a sign cant impact on the individual. It is vital to realize that “Compared to recent group members, longstanding group members used less medication and treatment services, had higher levels of well-being and less neurotic distress” (Solomon, 2009). Many of them also became leaders of the groups. Many times while I have personally sat in on our Hope and Recovery Group (Peer Lead), I have seen a massive shift in many of the people in our group. The socialization of each individual is profound! Many of the group members never said a word for months and now they are vibrant, full of zeal and vivaciousness. An interesting point that is brought up by Ley is the statement that “People
Documents 1, 2, and 7, are charts that shows the production of cotton yarn and cloth throughout the years along with women labor. From 1884-1914 in India, hand spun yarn decreased from 150 to 90 millions of pounds. Machine spun yarn increased from 151 to 652 millions of pounds (document 1). Unlike the hand spun yarn in India the hand spun cloth increased as well as the machine spun cloth, but the hand spun
According to Factory systems (document 7), the cotton spinning mill help made clothes a lot cheaper because everyone could have their own Factory system. This was very helpful because resources were more easy to access and everyone had it available to them. Also, according to document 4, clothes were made faster and cheaper and with the new invention called the Power Loom it was a lot more productive. The Power Loom impacted daily life by making clothes at a much faster rate and providing more products for everyone.
Throughout the late 1800s to the early 1900s, both japan and India saw a rise in the use of machines in the textile industry. Both showed similar recruitment techniques, but were not so similar in who the workers were and their working conditions.
Resources abundance provided an encouragement to explore the possibilities of new technological. This would result in members of the society to purchase other goods and services provided by the American system of manufactures. “The downside to the large amount of natural resources was that the machines used were very wasteful” (Rosenberg, 109). They also realized that there was a lot of available farmland which they can build the use of manufacturing innovations. For example, steel plough which is a cultivator which replaced the hand handling in the fields.
Firstly, the textile was at that time the most demanding industry. The quality of life had increased and the number of population as well. Therefore, the
Anderson (2002) while highlighting the characteristics of MFIs, noted that the traditional sources of finance of MSBs are from family and friends and the informal market which consists of rotating savings and credit associations (ROSCA), various “club” system pooling members’ savings for loans, village banks, buyers’ advances (both in cash and in kind) and money lenders. He however noted that they may have some access to semi-formal microfinance institutions (legally organised financial intermediaries that are not regulated by monetary authorities) such as non-profit NGOs, large village banks, suppliers who provide credit and money brokers.
In the 1990’s foreign donor agencies enabled the formation of new women-oriented NGO’s. Self help groups such as Self Employed Women’s Empowerment (SEWA) have played a major role in the advancement of women’s rights in India. Many women such as Medha Patkar of the Narmada Bachao Andolan have emerged as the leaders of local
Initial stage of a group talks about the early phases of the counseling group and leads the facilitator through the necessary steps and characteristics.
The type of group approach I would propose for this population is a support group. Support groups are an important part of the approach used in helping the bereaved suffering from grief and loss. An important goal of the support group is to use mutual aid to help participants understand and accept themselves as they are (Raby,R 2010). . Mutual aid is sometimes used in a support group to help participants share resources for mutual benefit. Understanding and acceptance are the first steps towards self-help in a group.
The textile industry, which came to make up the majority of Britain’s factory system, was going through a period of substantial change. The pre-industrial cloth industry, consisting mainly of wool, was organized on the domestic system by using hand-powered machinery. By 1850, this system was giving way to steam power and the factory system, and the primacy of wool was replaced with the primacy of cotton . The invention of James Hargreaves’ ‘Spinning Jenny’ and Richard Arkwright’s ‘Water Frame’ had already revolutionized the textile industry, however, the development of the ‘Mule’, so-called because it was a cross between the Jenny and Water Frame, by Samuel Crompton, led to the rapid establishment of many cotton mills. The ‘Mule’, which incorporated the steam engine to increase its output, would produce seven times as much cloth as hand operated looms. This led many employers rushing to replace male hand weavers with machines, as noted by Richard Guest in his 1823 publication Compendium History of Cotton-Manufacture: ‘the same