The Affordable Care Act ( Aca ) Essay

The affordable care act (ACA) or the Obama health care reform has been a topic of great concern in today’s health care. In March 23rd 2010 President Obama signed the health care legistration (Obama Care) into law. The passage of the law affected different many issues in the lives of Americans. Socially, it was a great law due to the facts that individuals that cannot afford health care would have access to health care regardless of preexisting conditions and young adults benefits in staying longer under their parents insurance until age 26. Hence, economically, depending on the side of the table the individual chooses (republican or Democrat) there will be an increase in national debt because more people will be eligible for Medicaid (The National Committee to Preserve Social Security & Medicare, 2012). According to Root (2012) the so-called Obama health care reform will be a tax imposed on the citizens of the United States, because it obliges people to actually buy insurance provided by the government, which is in a big violation of the commerce clause or the individual mandate threatens the foundation of contract law. American contract law rest on the principle of mutual assent. For example, if I hold a gun to your head and force you to sign a contract, no court of law will honor that document since I coerced you into signing it. Mutual assent must be present in order for a contract to be valid and binding (Markham, 2002).

After the inception of ACA that is Affordable Care Act on March 23, 2010 various policies and regulations has been proposed which has more controversy (www.healthcapital.com, 2013). Affordable health act has impact on the stakeholders in different manner. The main concern in the medical field is the input cost which is increasing continuously. This is the biggest challenge for the US government as the increasing cost makes it impossible for the government to allocate appropriate resources in managing the requirements of the ACA public policy. There are more initiatives taken by the US government in implementing the ACA in an appropriate manner by continuously improving the quality of health care at affordable lower costs

President Barack Obama signed the Affordable Care Act, into law on March 23rd 2010. Congress had tried for decades to pass health care reform, beginning with President Franklin Roosevelt. “Following President Obama’s inauguration, he used Democrat control of both the House of Representatives and the Senate to enact health care reform legislation, and granted the federal government control of over 16% of our nations economy” (Taylor 3). The law states that every American citizen is mandated to purchase health insurance. “If you choose not to obtain Health Insurance by January 2014, you will be penalized $95, or 1% of your income-whichever is greater” (Taylor 5). “The penalty rate for non-compliance will

It takes very little to disrupt the slow but steady healing progress our nation has undertaken in the wake of the financial crisis of seven years ago. As President Barack Obama once said, by signing the Affordable Care Act into law, “everyone should have some basic security when it comes to their health care” (Stolberg, Sheryl Gay) . Something as influential as a universal health care bill is no exception to delicate recovery the United States economy has undertaken over the past several years. As in the Affordable Care Act’s name, health care should be affordable for people of all tax brackets. While many are concerned of the repercussions this health care bill will not only have on employment opportunities but also higher taxes,

In 2010, President Obama signed the Affordable Care Act (ACA) which puts into place health insurance reform with the purpose of providing health care access to those who are uninsured and underinsured. The goals of the law are to make health care affordable, accessible and higher quality. In 2013, open enrollment began and now that three years have passed, it is a good time to evaluate how this law impacts Ohioans (U.S. Department of Health and Human Services, 2014-a). In this paper, I will discuss health care reform in Ohio, examine positive and negative outcomes, and look at the effect of the ACA on health care economics.

Those who opposed the placement of the Affordable Care Act (ACA) are now making Congress wish that they would have listened in the beginning. With the way that the Affordable Care Act is set up, it does not allow for our county to provide full medical coverage to all Americans without creating massive national debt. THE AFFORDABLE CARE ACT HAS A WEAK FOUNDATION THAT ONLY SUFFOCATES THE MIDDLE CLASS WHILE LEAVING OUR NATION WITH MORE NATIONAL DEBT AND UNINSURED AMERICANS.

On March 23, 2010 President Barack Obama put into law the Patient Protection and Affordable Care Act. It is commonly referred to as the Affordable Care Act or Obamacare. The primary goal of the Affordable Care Act was to increase health insurance quality and affordability for the American people. The law introduces new rules for insurance companies requiring acceptance for all who apply. It requires that the same insurance premiums be charged regardless of race, sex, or pre-existing conditions. Initially the amount of people who did not have insurance dropped from 16% to 18%. The affordable care act has also created health insurance exchanges or the health insurance marketplaces. Health insurance exchanges or marketplaces are government regulated websites or designated signup offices where individuals can purchase insurance. However, one of the most important mandate that is included under the affordable care act is the requirement for the individual to buy insurance or pay a penalty. This has been a problem to most Americans and the reason it was almost deemed unconstitutional.

In 2010, The Affordable Care Act (ACA) was signed into law by President Barack Obama. The law was established in order to address essential issues within the US health system such as the high and rising cost of care, inadequate access to health insurance and health services and the diminished quality of care.1 Although this law was intended to help millions of Americans, many Americans are being effected by this same law. As a future physical therapist, there are many issues with this law that are bothersome in contemplating my future in a small outpatient privately owned clinic.

Healthcare is one of the critical problems throughout history and caused an increase in costs. More than 46 million of peoples are uninsured and are dealing with the problem of being uninsured which cause an increase of costs. The lack of people without insurance coverage don’t have access to care and are less likely than those with insurance to receive preventive care and services for major health conditions and chronic diseases. Those without healthcare insurance also face unaffordable medical bills when trying to seek care. Most of the uninsured people are due to being in the low-income working families’ bracket, and family that has an income below 200% of poverty. The proposal is to decrease the number of uninsured through the Affordable Care Act (ACA) and to provide Medicaid coverage to many low-income individuals in states that expand and Marketplace subsidies for individuals below 400% poverty. The resolutions would to examine the appearances of the uninsured people, and summarize the admission and fiscal suggestions of not having coverage and to develop the coverage and to add consumer protections, control healthcare costs, and improve the healthcare delivery system.

The United States is a country that revolves around money, yet is facing a $20 trillion national debt. The current issues of increasing healthcare costs, the Social Security fund, and military expenses are the main issues responsible for the debt. The Affordable Care Act (ACA) was put into effect in 2010 and has become the major spender in the healthcare field. The Social Security fund is expected to be completely drained at the end of the year 2016, which will result in millions of Americans being cut short of receiving their full benefits. The United States military has become a major area to spend tax dollars on. As a result, the military budget has already begun receiving cuts in funding from maintenance and training. The solution to repairing this broken nation is simple; America must cut down salaries of the overpaid government workers. America must begin inciting business within the country to build itself back up from the tremendous debt it has taken on. The only way to recover is to bring more money into the nation than the amount of money that continues to leave. Without a solution enacted America will experience an economic collapse, devastating the country as a whole.

The Patient Protection and Affordable Care Act (PPACA) has generated immense controversy amongst the American political spectrum over the past eight years. Most commonly known as the Affordable Care Act, or Obamacare, this law sought to provide health insurance coverage to more Americans and reduce the growth of healthcare spending in the United States. The Democratic Party, led by the election of President Barack Obama in 2008, argued that providing and extending health insurance coverage to millions of uninsured Americans would reduce the rising cost of healthcare through implementation of the individual mandate and promotion of competition in the healthcare exchanges. The Republican Party, led by House Minority Leader John Boehner, argued heavily against those in favor of the Affordable Care Act alleging the law would substantially increase insurance premiums and overall healthcare cost. The opposition also questioned the constitutionality and ethics of enacting the Affordable Care Act. The Affordable Care Act was signed into law seven months prior to the Republican landslide victory in the House of Representatives in November of 2010. This paper will give a brief history of healthcare reform in America and deconstruct the ethical considerations surrounding the foundation of the Affordable Care Act.

Most of the people knows the health system as Obamacare which is the popular nickname it was given to it. The real name would be The Patient Protection and Affordable Care Act or ACA (Affordable Care Act) but what is actually this policy?

On the other hand, the private health care system is the one currently used in the United States. This system has drawn wide criticism

The origin of the Affordable Care Act (ACA) spans prior to 2010. In the late 1980’s and early 1990’s, universal healthcare was an interest in the United States. In 1993, First Lady Hilary Clinton discussed the Health Equity and Access Reform Today Act of 1993 as a proposal for universal health insurance for every citizen (Mertens, 2010). It was later killed by special interest groups before taking off in congress and deemed too complex (Cohn, 1994). Since President and First Lady Clinton proposal, various members of congress attempted other alternatives to the universal healthcare.

The insurance system is an important topic for all providers, employees and individuals of this country to understand. Insurance allows patients to be seen by healthcare providers without having to pay large medical bills. It is the ability for physicians to treat patients and then able to get reimbursed. Health insurance is a privilege in our country because not only does it save families time from stressing about money, but also it allows each individual the ability to receive good quality care. In fact, there are two forms of health insurance, social and private. Social health insurance is a government-owned program that benefits the citizens of our country. There are three types of social insurance, Medicare that covers elderly people, Medicaid that covers poor people and