The Affordable Care Act ( Aca )

1336 Words Jul 5th, 2015 6 Pages
The Affordable Care Act (ACA) was enacted in 2010 and was designed to insure millions of people, who did not have health insurance, reduce out-of-pocket expenses for families and reduce costs for small businesses. In essences, when enrollment opens in 2013, the ACA law will target the 42 million Americans that according to a Census Bureau Survey are uninsured (Klein). Indeed, Obama Care from a utilitarian point of view is a huge improvement in medical services to a larger proportion of the population, that prior to this law did not have insurance available to them, including improved availability of health care services and reigning in out of control insurance companies.
Controversially, the United States is one of the few countries that does not offer subsidized health care to all of its citizens; so therefore, a utilitarian would believe that the ACA will deliver the maximum benefit to a large portion of uninsured citizens (McClurkin). With this intention, some people will benefit through the expansion of Medicaid and others, mainly lower and middle class Americans will fall in between the upper cut off limits of Medicaid and the lower limits of affordability of premiums and high deductibles they cannot afford. In spite of the gains made by the Affordable Care Act, many believe that it is unethical in a country that touts its wealth to the rest of the world, have so many of its citizens not seek medical care because of high costs or are left struggling financially with…

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