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- 2 Examples of sources of data for market failure in health.Why is it important for decision-makers in a county council to take cost-effectiveness into account when making decisions tointroduce a new treatment in the county council?True/False: If a health insurance company could somehow monitor everything a customerdoes and thinks, it could create a full-insurance contract with no moral hazard. X. When is the social loss the lowesta. A 20% coinsurance and high deductibleb. A 20% coinsurance and low deductiblec. A 20% coinsurance, low co-pays and high deductibled. A 20% coinsurance, high co-pays and high deductible XI. Calculate the out of pocket spending in the following insurance plan - A co-pay for $20,coinsurance of 0% and deductible of 500. Assume that the doctor’s visit cost $1000a. 520b. 500c. 820d. 800 XII. Which of the following is not an example of adverse selectiona. Increasing use of health care for health services like preventive care servicesb. Developing asthma that is the outcome of a mining jobc. Not reporting a hereditary heart disease when signing up for insuranced. Increasing the number of cigarettes smoked once you get employer based healthinsurance Please answer all 3 questions. Thanks
- N8 How does Brockie et al. connect ACEs, epigenetics, and health disparities for Native Americans? one paragraphAmanda owns an HO-2 Form in her home. If Amanda loses control and crashes through her hom, which coverage should be used in this case? coverage A less the deductible coverage B with no deductible coverage e with no deductible coverage F less the detectable(6) When are the most people infected? In the long run, how many individuals are there in each of the three groups, S, I and R?
- how does the covid vaccination affect or influence one’s personal & family health. how does it affect society as well?Because Elaine has a family history of significantmedical problems, she buys health insurance,whereas her friend Jerry, who has a healthier family,goes without. This is an example ofa. moral hazard.b. adverse selection.c. signaling.d. screeningSuppose a company has invented and patented a new effective drug to treat hay fever. The marginal cost of producing the drug is: MC = $4 . Without being covered in any insurance plan, the market demand is as follows: Qd = 800 -40P a. Suppose the drug is covered by a public health insurance plan with a co-insurance rate of 25% and everyone is eligible. What is the market demand under this insurance policy? What price should the company charge and what is the equilibrium quantity? a. Suppose now the public health insurer introduces the payment limit of $7.5 per unit of the drug; that is, the co-insurance rate of 25% applies if P less than or equal 10 (P<= 10), but the insurance only pays $7.5 per unit if P is greater than 10 P>10). Derive the new market demand. Under this new market demand, what price should the firm charge? Justify your answer.
- Situation A: If a person lives for 3 years with a disease and the current standard of care for that disease means he/she lives with a utility level of 0.7 .-What is the QALY? If that person takes a new medicine (Medicine A) because of which his/her utility level increases to 0.8,-What will be the new QALY? Calculate the benefit of new medicine.seventy-five percent of total costs of medicare part b are paid by federal general revenue and 25% is paid by premiums of those who elect to buy part b coverage. what is the medical loss ratio of this insurance plan? a) 150% b) 75% c) 500% d) 25%Give example of injections and leakage?